A home warranty can give you the peace of mind you need about your home and shield your savings account from large expenses by covering your home's major systems and appliances.
Festus gives homeowners some great living options. However, unanticipated repair and replacement costs on your home's systems and appliances can get quite pricey.
Finding the best home warranties on the market can be a challenge because of the many options out there. If you are tired of trying to compare the different options, keep reading for our guide on the best home warranty providers in Festus.
Choosing the right company for your home warranty is a step you could take to protect your property. Before deciding which home warranty to buy, here are a few additional factors to bear in mind:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
Choice Home Warranty offers the best overall home warranty in Festus. The home warranty company offers 2 plans to policyholders with various options for appliance and system coverage. Choice offers very high coverage caps and simple-to-understand service contracts. Plus, it also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
Choice Home Warranty offers 2 plans for Festus homeowners. The Basic Plan and Total Plan are the options they have, which contain a mix of system and appliance coverage. Choice's service fees are an affordable $85, and the coverage limits come out to around $3,000 per covered appliance or system.
To read more, visit our review of Choice Home Warranty. To receive a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty offers the most cost-effective home warranty in Festus. The home warranty company offers 3 plans to policyholders, which have various options for appliance and system coverage. With a home warranty from Select, you can enjoy a highly affordable service fee and free roof coverage upon purchase of a policy plan. Not to mention, it has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
The plans that Select offers to homeowners are Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. The coverage limits from Select are about $2,000. The service fees are a reasonable $60, which is lower than other providers in the Festus area.
To receive a free quote from Select Home Warranty, fill out this online form or give them a call at 888-370-3953. For more information, read our full review of Select Home Warranty.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
In Festus, American Home Shield is the most customizable home warranty. AHS has more than 25 years of experience in the home warranty industry, and has provided exceptional customer service at an affordable cost to its customers. AHS offers the ability to customize your plan with the coverages that work specifically for your home. Plus, it also has a remarkably low claim denial rate in comparison to other home warranty companies. AHS has 3 simple plans, making the selection process quick and easy.
The plans that AHS offers to homeowners are ShieldSilver, ShieldGold, and ShieldPlatinum. The coverage caps associated with AHS's plans are close to the $2,500 mark for many major systems and appliances, and service fees are customizable and range from $75 to $125.
To receive a free quote from American Home Shield, fill out this online form or call 888-365-2839. To read more, visit our review of American Home Shield.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
The Home Service Club is the best home warranty with the quickest service for Festus residents. HSC has around 14 years of industry experience and in that time has built a an network of service professionals nationwide. The 2 plans from HSC are easy to comprehend and have a mix of both system and appliance coverage. If you're looking for quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days, you'll want to have this plan on your side. Plus, it has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
The Home Service Club has 2 plans that provide a mix of appliance and system coverage. HSC's service fees are customizable and range from $65 to $90, and the coverage limits come out to around $2,000 for each covered system or appliance.
Read our The Home Service Club Review to learn more. To receive a free quote from The Home Service Club, fill out this online form or give them a call at 800-750-9443.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard is the most trustworthy home warranty for Festus residents. Liberty has established itself as a company with a seamless complaint process and guaranteed service professionalism upon every repair visit. It also has a 60-day workmanship guarantee and some of the best customer service in the industry. The 3 plans from Liberty are easy to understand and offer a mix of both system and appliance coverage.
The plans that Liberty offers to homeowners are Appliance Guard, Systems Guard, and Total Home Guard. Liberty has coverage caps of around $3,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so make sure to check with the company. Service fees are an affordable $75.
To receive a free quote from Liberty Home Guard, fill out this online form or give them a call at 866-451-2281. Read our review of Liberty Home Guard to learn more.
Established company with a BBB accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
In Festus, First American Home Warranty offers the best home warranty for appliance coverage. The home warranty company offers 2 plans to policyholders with various options for appliance and system coverage. If you're looking for very affordable and comprehensive appliance coverage, First American is the perfect provider for you. Plus, it has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
First American Home Warranty offers 2 plans for Festus homeowners. The Basic Plan and Premier Plan are the options they have, which contain a mix of system and appliance coverage. The coverage caps from First American are around $1,500. The service fees are a reasonable $85, which is less than other providers in the Festus area.
To get a free quote from First American Home Warranty, fill out this online form or give them a call at 833-204-7164. Read more by visiting our First American Home Warranty Review.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
Cinch Home Services is the home warranty with the best workmanship guarantee in Festus. With a home warranty from Cinch, you can benefit from a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Not to mention, it has a broad range of coverage options that will give homeowners peace of mind. Cinch has 3 plans for you to choose from.
There are 3 home warranty plans from Cinch Home Services: Appliances Plan, Built-in Systems Plan, and Complete Home Plan. The coverage limits from Cinch are around $1,000-$2,000. The service fees are customizable and range from $75 to $150, which is lower than other providers in the Festus area.
To get a free quote from Cinch Home Services, you can fill out this online form or call 877-589-0505. To read more, visit our Cinch Home Services full review.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Festus
A home warranty is a money savings plan that helps homeowners manage the high costs of appliance and systems repairs. Home warranties will cover a number of home systems and appliances that need repairs or replacements due to normal wear and tear. Having a home warranty in place can make budgeting and managing your finances easier. Home warranty plans typically have a thirty-day waiting period from the time you purchase to the time you can start using it.
For Festus homeowners, when a problem happens with a covered appliance or system, it is very straightforward to file a claim. Most home warranty providers have an online portal system where a claim can be submitted. At this point, you will pay the service fee. Service fees for home warranty customers range from $60 to $150. Most home warranty plans also have a coverage cap, which is the maximum cost per year or appliance that the home warranty will cover for repairs and replacements.
A home warranty will cover systems and appliances that have stopped working from normal wear and tear. For example, if your A.C. suddenly needs repairs under normal use conditions, you can call your home warranty provider. The appliances typically covered under a home warranty plan are the dryer, microwave, washing machine, refrigerator, dishwasher, oven, and more. System coverage typically includes plumbing, heating systems, electrical systems, water heaters, air conditioning, and more. Add-on coverage will vary from plan to plan, but you can expect to see things such as sump pumps, electronics, spas, central vacuums, pools, and roof leaks.
Festus homeowners should understand that a home warranty will only cover repairs and replacements due to normal wear and tear. Home warranties do not cover things like pre-existing conditions, misuse of a system or appliance, cosmetic issues, or natural disasters. You need to keep up with preventative maintenance on your home systems and appliances to make sure that your next repair or replacement-related issue will be covered by the policy.
Festus' mild winters and hot summers can put a strain on a home's HVAC system. Whether it's summer or winter, a home warranty is designed to cover your home's appliances and systems in the event they need to be repaired or replaced. For example, if your air conditioner stops working in the middle of July, a home warranty can cover the needed repairs, preventing you from spending a lot of money out of pocket.
In addition, though it varies by company, some providers will let you transfer your warranty in the event that you sell your home. This can make your home more attractive to potential home buyers and help your home sell faster.
Home warranties also have some downsides. While it can save you time when the home warranty sends out a service technician who handles the repair for you, some may not like this, and they may want to select a contractor themselves. If that's the case for you, some home warranty plans allow you to select a contractor. Another drawback is that home warranties may not include some repairs, such as those that are needed because of natural disasters. For example, if your HVAC system is damaged from an animal infestation, the systems and appliances that were impacted most likely won't be covered by the home warranty.
Although home warranties do have some exclusions to keep in mind, no matter the season, a home warranty can help reduce the inevitable cost of home appliances and system repairs, giving you some peace of mind.
A home warranty in Festus can save you a lot of money and offer you peace of mind when it comes to pricey home repairs and replacements. The best provider in Festus is Choice Home Warranty. Its comprehensive coverage, fair pricing, and easy to understand policies make it a great home warranty for Festus homeowners.
The top home warranty company in Festus is Choice Home Warranty. Choice Home Warranty has an expansive network of professional contractors and a great reputation in the Festus area.
A home warranty is a type of service contract designed to give homeowners extra coverage for their household systems and appliances. These include dryers, dishwashers, garbage disposals, washing machines, refrigerators, plumbing, electrical systems, water heaters, heating and cooling systems, and sump pumps, among others. Some plans also provide coverage for roofs, garage door openers, ceiling fans, and pools. A home warranty can help you save money if these items fail unexpectedly.
A home warranty policy can help homeowners, homebuyers, home sellers, investors, and real estate agents. It can provide peace of mind and savings to anyone involved in homeownership.
The systems and appliances in a home are covered under a home warranty plan in Festus. Everything from a oven to a washer can be covered under a home warranty.
Most home warranties will cover replacement costs as well as repair costs. The coverage cap varies from one plan to the next. Your home warranty will give you some money towards a replacement but the entire replacement may not be paid for.
A service fee is a cost that a homeowner must pay before a service technician or contractor comes to your home to fix your home warranty-related problem. The pricing is typically between $60 and $150. Service fees are sometimes called deductibles, and they should be the only out-of-pocket expense that homeowners have with a home warranty in place except for the monthly premium/annual cost.
