A home warranty is a way to protect your bank account from unexpected home repairs and expenses. With a home warranty in place, your repair costs can be remarkably lower and allow you to live in your home with more peace of mind.
Homeownership in Eureka has lots of perks, but it also does not come without worry and concern. Your home's appliances and systems will inevitably need repair and this could mean a huge expense hitting your bank account suddenly.
Finding the best home protection plan for your Eureka home can be difficult, so our team at House Method did the research for you to help you find the best home warranty in Eureka. Read on for our home warranty recommendations and find out which plan works best for your home.
Finding the best company for your home warranty is a step you could take to protect your house. Before deciding which home warranty to buy, here are a few additional factors to bear in mind:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
In Eureka, Choice Home Warranty offers the best overall home warranty. Choice offers very high coverage caps and simple-to-understand service contracts. Plus, it also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties. Choice offers 2 plans for you to decide between.
Choice Home Warranty has 2 plans that offer a mix of appliance and system coverage. The coverage caps from Choice are about $3,000. The service fees are an affordable $85, which is less than other providers in the Eureka area.
To receive a free quote from Choice Home Warranty, you can fill out this online form or call 929-400-6164. Read our Choice Home Warranty Review to learn more.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
In Eureka, Select Home Warranty offers the most cost-effective home warranty. If you're looking for a highly affordable service fee and free roof coverage upon purchase of a policy plan, Select is the perfect provider for you. Plus, it has an extensive network of highly trained professionals all over the country who are experts in home maintenance. Select has 3 simple plans, making the selection process and policy coverage easily comprehensible.
Select Home Warranty has 3 plans that provide a combination of system and appliance coverage. Select's service fees are a reasonable $60, and the coverage caps come out to around $2,000 for each covered system or appliance.
Read our review of Select Home Warranty to learn more. To get a free quote from Select Home Warranty, fill out this online form or give them a call at 888-370-3953.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
In Eureka, American Home Shield is the most customizable home warranty. AHS has over 25 years of experience in the home warranty sector, and has provided excellent customer service at an affordable cost to its customers. AHS has established itself as a company with the ability to customize your plan with the coverages that work specifically for your home. It also has a remarkably low claim denial rate in comparison to other home warranty companies. The 3 plans from AHS are easy to understand and offer a mix of both system and appliance coverage.
The 3 plans from American Home Shield are ShieldSilver, ShieldGold, and ShieldPlatinum. AHS has coverage caps of around $2,500 for most appliances and systems, but with some plans, the coverage caps can be higher, so be sure to check with the provider. Service fees are customizable and range from $75 to $125.
Read more by visiting our full review of American Home Shield. To receive a free quote from American Home Shield, fill out this online form or call 888-365-2839.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
The Home Service Club offers the best home warranty with the quickest service in Eureka. HSC has been on the market for more than 14 years, making it a highly regarded company in the industry. The 2 plans from HSC are easily comprehensible and have a mix of both system and appliance coverage. When you buy a home warranty from HSC, you will get quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. The Home Service Club also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
The Home Service Club offers 2 plans for Eureka homeowners. The Standard Coverage Plan and Comprehensive Coverage Plan are the options they have, which contain a mix of system and appliance coverage. HSC's service fees are customizable and range from $65 to $90, and the coverage limits come out to around $2,000 per covered system or appliance.
To receive a free quote from The Home Service Club, you can fill out this online form or call 800-750-9443. For more information, read our The Home Service Club full review.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard offers the most trustworthy home warranty in Eureka. If you're looking for a seamless complaint process and guaranteed service professionalism upon every repair visit, this is the plan for you. Plus, it has a 60-day workmanship guarantee and some of the best customer service in the industry. The 3 plans from Liberty are comprehensive and have a mix of both system and appliance coverage.
Liberty Home Guard offers 3 plans for Eureka homeowners. The Appliance Guard, Systems Guard, and Total Home Guard are the options they have, which have a mix of system and appliance coverage. The coverage caps associated with Liberty's plans are around the $3,000 mark for many of the major systems and appliances, and service fees are an affordable $75.
To receive a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281. Read more by visiting our full review of Liberty Home Guard.
Established company with a BBB accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
First American Home Warranty is the best home warranty for appliance coverage for Eureka residents. If you're looking for very affordable and comprehensive appliance coverage, this is the provider for you. Plus, it has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified. First American has 2 plans for homeowners to choose from.
The 2 plans from First American Home Warranty are Basic Plan and Premier Plan. Service fees from First American are a reasonable $85. The coverage caps are also about $1,500 at the maximum.
Read our First American Home Warranty Review to learn more. To receive a free quote from First American Home Warranty, fill out this online form or give them a call at 833-204-7164.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
Cinch Home Services offers the home warranty with the best workmanship guarantee in Eureka. When you purchase a home warranty from Cinch, you will get a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Cinch Home Services also has a broad range of coverage options that will give homeowners peace of mind. Cinch has 3 plans for you to decide between.
There are 3 home warranty plans from Cinch Home Services: Appliances Plan, Built-in Systems Plan, and Complete Home Plan. Cinch's service fees are customizable and range from $75 to $150, and the coverage caps come out to around $1,000-$2,000 for each covered system or appliance.
To receive a free quote from Cinch Home Services, you can fill out this online form or call 877-589-0505. For a more detailed breakdown, read our review of Cinch Home Services.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Eureka
A home warranty is a plan that can lower the cost of on appliance and system repairs and replacements. Our appliances and home systems are what make living in a Eureka home comfortable and convenient. When they need updating, it can be pricey and a inconvenience. Fortunately, with a home warranty in place, an affordable repair is just a phone call away.
When you have a system or appliance that has a problem, you file a claim with your home warranty provider. You can do so in an online portal or by calling them, and then a technician will come and fix the problem. The claim is then processed, and a homeowner will pay the service fee to schedule the repair . This repair will typically happen within 24 to 72 hours and should only cost the homeowner the price of the service fee. Most service fees are between $60 and $150.
A home warranty will cover home systems and appliances from normal wear . The appliances typically covered under a home warranty plan include microwave, clothes washer, dishwasher, clothes dryer, garbage disposal, refrigerator, and more. The systems usually included are electrical systems, air conditioners, hot water heaters, plumbing systems, and ductwork. Add-on coverage will vary from one plan to another, but you can expect to see add-ons like central vacuums, sump pumps, electronics, roof leaks, spas, and pools.
Eureka homeowners should know that a home warranty policy will only cover repairs and replacements that arise from normal wear and tear. Home warranties do not cover things like misuse of a system or appliance, pre-existing conditions, natural disasters, or cosmetic issues. You must keep up with preventative maintenance on your home systems and appliances to make sure that your next repair or replacement-related issue will be covered by the policy.
Home warranty policies are an affordable way to protect your home systems and appliances from normal wear and tear. With temperatures in Eureka hitting upward of 65 degrees in the summer, you may find that some appliances, like your A.C., get a lot of use. A home warranty can remarkably lower your out-of-pocket costs should your HVAC system stop working.
Another benefit of having a home warranty if you want to sell your home is that some providers let you transfer your home warranty plan to the new owners. It can make your home more attractive to potential home buyers and help your home sell faster.
One major drawback of home warranties is not everything may be covered. It's important to research the different plans and choose one that covers all the appliances, systems, and add-ons you need. Another potential pain point of home warranties is that they don't cover items that haven't been properly maintained. This can lead to your claims being rejected, so it's important to make sure you follow the manufacturer's guidelines for maintenance of your home systems and appliances.
It isn't always easy to budget for the unexpected expenses that can come with homeownership, but a home warranty can help you with that. Like any other warranty or insurance policy, there will always be pros and cons of getting one but its main purpose is to provide protection and peace of mind.
A home warranty can save you several thousands of dollars on home maintenance and give you peace of mind as a homeowner. When it comes to home warranty companies in Eureka, the best overall is Choice Home Warranty. With its comprehensive plans, affordable cost, and a good reputation in the industry, Choice Home Warranty has a lot to offer.
Our pick for the best overall home warranty company in Eureka is Choice Home Warranty but the best company for you will vary based on factors such as what appliances and systems you need to have covered.
First-time home buyers, home sellers, landlords, homeowners, and real estate agents are all eligible for home warranty plans. A home warranty can help make your home more attractive to prospective buyers and save homeowners money in the long run.
Typically coverage for a home warranty policy begins 30 days after payment. However, a few providers may allow you to make a service request before this, so check with customer service to find the exact waiting period for your situation.
The systems and appliances in a home are covered under a home warranty policy in Eureka. Everything from a stove to a pool can be covered under a home warranty.
The service fee is the price you pay every time there is an issue with a home system or appliance. The service fees are typically priced between $60 and $150.
Homeownership can be costly. When a system or appliance breaks down, it can leave homeowners with an unexpected large expense to fix it. With a home warranty in place, you won't have any large hits to your bank account .
