A home warranty in Blue Springs can help bring down your out-of-pocket costs by covering repairs or replacements to major home systems and appliances that stop working due to normal wear and tear.
Blue Springs gives homeowners some great housing options and the opportunity to enjoy the seasons. However, the variable temperatures can put quite a strain on your home's systems.
Because the home warranty market is saturated with a lot of providers — all with different coverage — the House Method team did the research for you to help you find the best home warranty in Blue Springs.
After looking into the basics of home warranties in Blue Springs, your next step is to figure out which company you'd like to receive a free quote from. Before making your final decision, here are a few other factors to keep in mind:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
Choice Home Warranty offers the best overall home warranty for Blue Springs residents. Choice has established itself as a company with very high coverage caps and simple-to-understand service contracts. It also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties. Choice has 2 plans for you to choose from.
Choice Home Warranty offers 2 plans for Blue Springs homeowners. The Basic Plan and Total Plan are the options they have, which have a mix of system and appliance coverage. The coverage caps associated with Choice's plans are close to the $3,000 mark for most of the major systems and appliances, and service fees are an affordable $85.
To get a free quote from Choice Home Warranty, fill out this online form or give them a call at 929-400-6164. To read more, visit our Choice Home Warranty full review.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty offers the most cost-effective home warranty in Blue Springs. With a home warranty from Select, you can benefit from a highly affordable service fee and free roof coverage upon purchase of a policy plan. Not to mention, it has an extensive network of highly trained professionals all over the country who are experts in home maintenance. The home warranty provider offers 3 plans to policyholders, which have various options for appliance and system coverage.
The plans that Select offers to homeowners are Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. Service fees from Select are a reasonable $60. The coverage caps are also typically about $2,000.
Read our review of Select Home Warranty to learn more. To receive a free quote from Select Home Warranty, fill out this online form or give them a call at 888-370-3953.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
In Blue Springs, American Home Shield offers the most customizable home warranty. AHS offers the ability to customize your plan with the coverages that work specifically for your home. Plus, it also has a remarkably low claim denial rate in comparison to other home warranty companies. The home warranty company offers 3 plans to policyholders, which have various options for appliance and system coverage.
The plans that AHS offers to homeowners are ShieldSilver, ShieldGold, and ShieldPlatinum. AHS has coverage caps of around $2,500 for most appliances and systems, but with some plans, the coverage caps can be higher, so make sure to check with the provider. Service fees are customizable and range from $75 to $125.
To get a free quote from American Home Shield, fill out this online form or call 888-365-2839. For more information on this provider, read our review of American Home Shield.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
The Home Service Club offers the best home warranty with the quickest service for Blue Springs residents. HSC offers quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. Plus, it also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee. The home warranty provider offers 2 plans to policyholders with various options for appliance and system coverage.
There are 2 home warranty plans from The Home Service Club: Standard Coverage Plan and Comprehensive Coverage Plan. HSC's service fees are customizable and range from $65 to $90, and the coverage limits come out to around $2,000 for each covered system or appliance.
To read more, visit our full review of The Home Service Club. To get a free quote from The Home Service Club, you can fill out this online form or call 800-750-9443.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
In Blue Springs, Liberty Home Guard is the most trustworthy home warranty. Liberty has 3 plans for you to choose from. If you're looking for a seamless complaint process and guaranteed service professionalism upon every repair visit, you'll want to have this plan on your side. Plus, it has a 60-day workmanship guarantee and some of the best customer service in the industry.
Liberty Home Guard has 3 plans that offer a mix of system and appliance coverage. The coverage limits from Liberty are about $3,000. The service fees are an affordable $75, which is cheaper than other providers in the Blue Springs area.
To get a free quote from Liberty Home Guard, you can fill out this online form or call 866-451-2281. Read more by visiting our review of Liberty Home Guard.
Established company with a BBB accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
First American Home Warranty offers the best home warranty for appliance coverage for Blue Springs residents. First American has more than 38 years of experience in the home warranty industry and in that time has built a an network of service technicians in the country. The 2 home warranty plans that First American offers include options for appliance and system coverage. First American offers very affordable and comprehensive appliance coverage. Plus, it also has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
The 2 plans from First American Home Warranty are Basic Plan and Premier Plan. The coverage limits from First American are about $1,500. The service fees are a reasonable $85, which is less than other providers in the Blue Springs area.
To get a free quote from First American Home Warranty, you can fill out this online form or call 833-204-7164. Read more by visiting our review of First American Home Warranty.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
In Blue Springs, Cinch Home Services offers the home warranty with the best workmanship guarantee. Cinch offers 3 plans for homeowners to choose from. Cinch offers a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Plus, it also has a broad range of coverage options that will give homeowners peace of mind.
Cinch Home Services offers 3 plans for Blue Springs homeowners. The Appliances Plan, Built-in Systems Plan, and Complete Home Plan are the options they have, which contain a mix of system and appliance coverage. Cinch has coverage caps of around $1,000-$2,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so make sure to check with the provider. Service fees are customizable and range from $75 to $150.
To get a free quote from Cinch Home Services, you can fill out this online form or call 877-589-0505. For more information, read our Cinch Home Services Review.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Blue Springs
A home warranty is a service contract that covers the cost of repairing or replacing major home systems and appliances when they break down over time due to normal wear and tear. Having one in place can provide some peace of mind and protect your savings account from unexpected out-of-pocket costs. Most home warranty plans take effect about 30 days after buying the home warranty.
When a covered appliance or system needs to be repaired or replaced, you file a claim with your home warranty company. Most companies have an online portal to help you do this. Once you file the claim, it will be assigned to a local technician or repair person who will come and assess the issue. The claim is then processed, and a homeowner will pay a service fee to schedule the repair for their home. This repair will generally occur within 24 to 72 hours and should only cost the homeowner the price of the service fee. Most service fees are between $60 and $150.
A home warranty provides coverage on your home's major appliances and systems and it can help bring down the cost of maintenance on your home. Appliances covered under a home warranty plan are usually the dishwasher, dryer, refrigerator, microwave, garbage disposal, and more. Systems that are covered usually include heating systems, water heaters, electrical systems, plumbing systems, and air conditioners. Add-on options can vary by provider but typically include things such as a second refrigerator, central vacuum, septic system, sprinkler system, and plumbing stoppages.
Blue Springs homeowners should understand that a home warranty will only cover repairs and replacements that arise from normal wear and tear. Home warranties do not cover things like pre-existing conditions, misuse of a system or appliance, cosmetic issues, or natural disasters. You have to keep up with preventative maintenance on your home systems and appliances to make sure that your next repair or replacement-related problem will be covered by the policy.
Home warranty policies are a great way to protect your home systems and appliances from normal wear and tear. With temperatures in Blue Springs hitting upward of 64 degrees in the summer, you may find that some appliances, like your air conditioner, get a lot of use. A home warranty can remarkably bring down your out-of-pocket costs should your HVAC system stop working.
Additionally, having a home warranty can save you some time by eliminating the need to research technicians--most companies will send a trusted professional right to your door to carry out the repair or replacement.
One main drawback of a home warranty is not every home system and appliance may be covered. It's important to weigh the different plans and get one that covers all the appliances, systems, and add-ons you need. Another consideration is that home warranties typically only cover repairs needed due to normal wear and tear. They most likely won't cover systems or appliances that have been damaged due to animal infestations, natural disasters, improper maintenance, etc.
It isn't always easy to budget for the unexpected expenses that can come with owning a home, but a home warranty can help with that. As with any sort of warranty or insurance policy, there will always be pros and cons of getting one but its main purpose is to provide protection and peace of mind.
Hopefully, this review of Blue Springs' top home warranty options has helped you narrow down your choices and find the right plan for you. When it comes to home warranty companies in Blue Springs, the best overall is Choice Home Warranty. Its comprehensive coverage, affordable pricing, and ease of use make it a great home warranty for Blue Springs homeowners.
The best home warranty company in Blue Springs is Choice Home Warranty. Choice Home Warranty has an expansive network of experienced technicians and a tremendous reputation in the Blue Springs area.
Home warranties cover issues with home systems and appliances that need repairs or replacements due to normal wear and tear. A homeowner's insurance policy is a different insurance that protects one's entire home from situations like natural disasters and fires. It doesn't cover typical appliance or system repairs.
A home warranty policy can help real estate agents, home sellers, investors, homebuyers, and homeowners. It can offer peace of mind and savings to anyone that is involved with homeownership.
Most home warranty providers have a 30-day waiting period before you can make service requests, but some may let you file sooner so make sure you check with the company about this.
A Blue Springs home warranty can cost between $40 and $80 a month. Higher-priced plans usually have a lower service fee, higher coverage limits, and more coverage.