A home warranty can offer you the peace of mind you need about your home and guard your savings account from large expenses by covering your home's major systems and appliances.
As much as you may love owning a home in Aurora, there is always that fear about whether or not your systems and appliances are going to need to be replaced over the next few years.
Finding the right home warranty plan for your Aurora home can be challenging, so our team at House Method did the research for you to help you find the top home warranty in Aurora. Read on for our home warranty recommendations and find out which plan works best for your home.
Selecting the right home warranty in Aurora for you depends on the coverage you need, the home warranty company you go with, and your location, among other factors. Here are some tips on looking for a home warranty in Aurora:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
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A home warranty is a protection plan that covers home systems and appliances. When your washer or dryer breaks down and the repair will cost several hundred dollars, a home warranty will ensure that your only cost is a predetermined service fee. Home warranty coverage typically starts without an inspection and you can generally start using it about thirty days after making your first payment.
When a covered appliance or system needs to be repaired, you file a claim with your home warranty company. Most companies have an online portal system to help you do this. Once you file the claim, it will be assigned to a local technician or repair person who will come and assess the issue. Once you submit the claim, it will be assigned to a local technician that will come to your home and repair the problem. At this point, you pay your service fee. Service fees usually range in price from about $60 to $150 and this is the only out-of-pocket cost you will need to pay unless the repair cost is more than your home warranty's coverage limit.
A home warranty in Aurora typically covers the main systems and appliances in your home. Typical appliances covered under a home warranty plan include a dishwasher, dryer, refrigerator, washer, garbage disposal, microwave, and more. The systems that are most commonly covered will be plumbing systems, electrical systems, heating systems, air conditioners, and hot water heaters. Add-on coverage will vary from plan to plan, but you can expect to see add-ons like sump pumps, spas, roof leaks, central vacuums, pools, and electronics.
Aurora homeowners should be aware that a home warranty plan will only cover repairs and replacements due to normal wear and tear. Home warranties do not cover things like misuse of a system or appliance, cosmetic issues, natural disasters, or pre-existing conditions. You have to keep up with preventative maintenance on your home systems and appliances to ensure that your next repair or replacement-related problem will be covered by the policy.
Since temperatures in Aurora can be quite hot in the summer, the weather can put a lot of strain on your air conditioning unit and HVAC system. Getting a home warranty plan can help homeowners save money if one of these systems or appliances breaks down suddenly.
Another added benefit of having a home warranty plan is that it can increase your home's real estate value. If you ever decide to sell your house, you may be able to transfer your home warranty plan to the new home buyers depending on the provider you have your home warranty with.
As for the downsides of home warranties, coverage varies by provider so it's important to read what each policy covers and excludes in the contract. Another consideration is that home warranties usually only cover damage from normal wear and tear. They often won't cover systems or appliances that have been damaged due to natural disasters, improper maintenance, animal infestations, etc.
A home warranty can help ease some of a homeowner's maintenance concerns, but in the end, it's up to you to determine if investing in one is the right move for you and your family. Make sure you do your research and read over any home warranty policy that you're considering purchasing to understand what repairs will and will not be covered under your contract.
A home warranty can save you thousands of dollars on home maintenance and give you peace of mind as a homeowner in Aurora. Choice Home Warranty stands out as the best overall provider. It offers comprehensive coverage of all the essential home appliances and systems at an affordable cost with several add-on options.
The best home warranty company in Aurora is Choice Home Warranty. Choice Home Warranty has an expansive network of experienced technicians and a tremendous reputation in the Aurora area.
A home warranty helps protect against the normal wear of systems and appliances in a home. A homeowners insurance plan protects the entire home in case of something such as a natural disaster or fire. With homeowners insurance, you will not be able to file a claim if you need a new refrigerator or dishwasher, unless the damage is due to a natural disaster.
Most home warranty policies have a 30-day waiting period before you can make service requests, but some may let you file sooner so be sure to check with the company about this.
The systems and appliances in a home are covered under a home warranty policy in Aurora. Everything from a stove to a pool can be covered under a home warranty.
The service fee is the price homeowner pay each time there's a problem with a home system or appliance. The service fees are usually priced between $60 and $150.
A home warranty plan can cost on average around $300 to $800 a year in Aurora. Our high-rated home warranty providers' most comprehensive coverage options vary from $546 to $840 per year. You can get a lower monthly payment with some companies by opting for a higher service fee. In addition, it's typically less expensive to pay annually rather than monthly. For example, the warranty might cost $50 per month or $570 for 13 months. In this example, going with the annual plan over monthly payments saves you $80. The key is to compare plans to determine what the best value is.