When one of your systems or appliances breaks down, a home warranty will step in to help you cover the costs. Getting a home warranty can give homeowners the peace of mind they need to feel less stressed by homeownership.
Homeownership in Vicksburg has lots of perks, but it also does not come without its challenges. Your home's appliances and systems will eventually need repair and this could mean a huge expense hitting your bank account suddenly.
Finding the best home warranty plan for your Vicksburg home can be time-consuming, so our team at House Method did the research for you to help you find the top home warranty in Vicksburg. Read on for our home warranty recommendations and find out which plan works best for your home.
The first step in protecting your real estate investment with a home warranty is determining which company's plan is the best for you. Think about the items in your home you want coverage for and compare the plans. Below is a list of some tips on buying a home warranty in Vicksburg:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
Choice Home Warranty offers the best overall home warranty for Vicksburg residents. If you're looking for very high coverage caps and simple-to-understand service contracts, this is the home warranty for you. Plus, it has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties. The home warranty company offers 2 plans to policyholders with various system and appliance coverage options.
The plans that Choice offers to homeowners are Basic Plan and Total Plan. The coverage caps from Choice are about $3,000. The service fees are an affordable $85, which is less than other providers in the Vicksburg area.
To get a free quote from Choice Home Warranty, fill out this online form or give them a call at 929-400-6164. Read more by visiting our comprehensive review of Choice Home Warranty.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty is the most cost-effective home warranty in Vicksburg. When you purchase a plan from Select, you will get a highly affordable service fee and free roof coverage upon purchase of a policy plan. Select Home Warranty also has an extensive network of highly trained professionals all over the country who are experts in home maintenance. Select has 3 simple plans, making the selection process easy.
There are 3 home warranty plans from Select Home Warranty: Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. The coverage caps associated with Select's plans are close to the $2,000 mark for most major systems and appliances, and service fees are a reasonable $60.
To read more, visit our Select Home Warranty full review. To get a free quote from Select Home Warranty, fill out this online form or call 888-370-3953.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
In Vicksburg, American Home Shield is the most customizable home warranty. AHS has over 25 years of experience in the home warranty sector, and has provided exceptional customer service at an affordable cost to its customers. If you're looking for the ability to customize your plan with the coverages that work specifically for your home, you'll want to have this plan on your side. Plus, it has a remarkably low claim denial rate in comparison to other home warranty companies. AHS offers 3 plans for homeowners to decide between.
The plans that AHS offers to homeowners are ShieldSilver, ShieldGold, and ShieldPlatinum. Service fees from AHS are customizable and range from $75 to $125. The coverage caps are also typically about $2,500.
To read more, visit our American Home Shield full review. To get a free quote from American Home Shield, fill out this online form or give them a call at 888-365-2839.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
In Vicksburg, The Home Service Club is the best home warranty with the quickest service. HSC has over 14 years of experience in the home warranty sector, and has provided exceptional customer service at an affordable cost to its customers. HSC has established itself as a company with quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. It also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee. HSC has 2 simple plans, making the selection process easy.
The Home Service Club has 2 plans that offer a combination of appliance and system coverage. Service fees from HSC are customizable and range from $65 to $90. The coverage caps are also about $2,000 at the maximum.
For a more detailed breakdown, read our thorough review of The Home Service Club. To receive a free quote from The Home Service Club, you can fill out this online form or call 800-750-9443.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard offers the most trustworthy home warranty for Vicksburg residents. When you purchase a policy from Liberty, you will get a seamless complaint process and guaranteed service professionalism upon every repair visit. Liberty Home Guard also has a 60-day workmanship guarantee and some of the best customer service in the industry. Liberty offers 3 plans for homeowners to decide between.
Liberty Home Guard has 3 plans that provide a combination of appliance and system coverage. The coverage caps associated with Liberty's plans are close to the $3,000 mark for most of the major systems and appliances, and service fees are an affordable $75.
To receive a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281. Read our review of Liberty Home Guard to learn more.
Established company with a BBB accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
In Vicksburg, First American Home Warranty offers the best home warranty for appliance coverage. The 2 plans from First American are easily comprehensible and offer both system and appliance coverage. First American offers very affordable and comprehensive appliance coverage. Plus, it also has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
First American Home Warranty offers 2 plans for Vicksburg homeowners. The Basic Plan and Premier Plan are the options they have, which contain a mix of system and appliance coverage. The coverage caps from First American are around $1,500. The service fees are a reasonable $85, which is cheaper than other providers in the Vicksburg area.
To get a free quote from First American Home Warranty, fill out this online form or give them a call at 833-204-7164. Read more by visiting our review of First American Home Warranty.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
Cinch Home Services is the home warranty with the best workmanship guarantee for Vicksburg residents. If you're looking for a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done, this is the home warranty for you. Plus, it has a broad range of coverage options that will give homeowners peace of mind. Cinch has 3 simple plans, making the selection process quick and easy.
The plans that Cinch offers to homeowners are Appliances Plan, Built-in Systems Plan, and Complete Home Plan. Cinch has coverage caps of around $1,000-$2,000 for most appliances and systems, but some plans may have different coverage caps, so make sure to check with the company. Service fees are customizable and range from $75 to $150.
Read more by visiting our review of Cinch Home Services. To receive a free quote from Cinch Home Services, fill out this online form or call 877-589-0505.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Vicksburg
A home warranty is a protection plan that covers the cost of repairing or replacing major home systems and appliances when they break over time due to normal wear and tear. Having one in place can offer you some peace of mind and guard your bank account from large out-of-pocket costs. Most home warranty plans start about 30 days after buying the home warranty plan.
When a covered appliance or system needs to be repaired, you file a claim with your home warranty service provider. Most companies have an online portal where you can do this. After you file the claim, it will be assigned to a local technician or repair person who will come and assess the issue. Once you submit the claim, it will be assigned to a local repair technician that will come to your home and assess the problem. At this point, you pay the service fee. Service fees typically range in price from around $60 to $150 and this is the only out-of-pocket fee you will need to pay unless the repair cost is higher than your home warranty's coverage limit.
A home warranty will cover systems and appliances that have broken down due to normal wear and tear. For instance, if your A.C. suddenly needs repairs under normal use conditions, you can call your home warranty provider. The appliances usually covered under a home warranty include refrigerator, microwave, dishwasher, garbage disposal, clothes washer, clothes dryer, and more. The systems usually included are ductwork, hot water heaters, air conditioners, plumbing systems, and electrical systems. The add-on coverage options can include pool, septic system, roof leak, spa, and sometimes even things like locksmith or pest control.
A home warranty will only cover repairs and replacements due to normal wear and tear. If you don't take care of your appliances or systems and follow preventative maintenance guidelines, the home warranty will not cover it. Things such as misuse, cosmetic damages, lack of maintenance, and pre-existing conditions are not included in a home warranty policy.
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Another benefit of having a home warranty when you're selling your home is that you can probably transfer your home warranty to the new owners. It can make your home more attractive to potential home buyers and may help your home sell faster.
One main drawback of home warranties is not every home system and appliance may be covered. It's important to compare the different policies and opt for one that covers all the appliances, systems, and add-ons you need. Another potential pain point of home warranties is that they don't cover systems or appliances that have been improperly maintained. This can lead to your repair requests being rejected, so it's important to make sure you follow the manufacturer's guidelines for maintenance of your home systems and appliances.
Although home warranties do have some downsides, no matter the season, a home warranty can help lower the inevitable hassle of home appliances and system repairs, giving you some peace of mind.
Hopefully, you now feel like you can select the proper home warranty for your Vicksburg home. The best provider in Vicksburg is Choice Home Warranty. It offers great and comprehensive coverage of all the essential home systems and appliances at an affordable cost with several add-on options.
The best overall home warranty provider in Vicksburg is Choice Home Warranty but the perfect company for you will vary based on factors such as what appliances and systems you need to have covered.
A home warranty is a type of service contract designed to give homeowners extra coverage for their household systems and appliances. These include garbage disposals, dishwashers, dryers, refrigerators, washing machines, electrical systems, plumbing, heating and cooling systems, sump pumps, and water heaters, among others. Some companies also provide coverage for pools, roofs, ceiling fans, and garage door openers. A home warranty can help you save money if these appliances and systems break down unexpectedly.
Home warranties cover problems with systems and appliances that need to be repaired or replaced due to normal wear and tear. A homeowner's insurance policy is a different kind of plan that protects the entire home from natural disasters and fires. It doesn't cover normal appliance or system damage.
A home warranty plan can help homeowners, investors, home sellers, real estate agents, and homebuyers. It can provide peace of mind and savings to anyone that is involved with homeownership.
A home warranty can cost on average about $300 to $800 a year in Vicksburg. Our top-rated home warranty companies' most comprehensive coverage options vary from $546 to $840 per year. You can get a lower monthly payment with some companies by opting for a higher service fee. Additionally, it's often cheaper to pay annually rather than monthly. For example, the warranty might cost $50 a month or $570 for 13 months. In this example, choosing the annual plan over monthly payments saves you $80. It's important to compare plans to determine what you're really getting for the price.
Owning a home can be pricey. When a system or appliance breaks down, it can leave homeowners with an unexpected large expense to fix it. With a home warranty plan, you will not have any large hits to your bank account for home maintenance.
