A home warranty can bring you the peace of mind you need about your home and safeguard your savings account from large expenses by covering your home's major systems and appliances.
Owning a home in Tupelo has a lot of great advantages, but there are, of course, some negatives too. The hot, humid weather can cause problems in a home and destroy some systems and appliances.
Even though a home warranty can help with your expenses as a homeowner, one issue is narrowing down the perfect choice for your Tupelo home. That's why we've done the research and have compiled a guide of the top home warranty plans in Tupelo.
Picking the best home warranty in Tupelo for you comes down to the coverage you want, the home warranty company you opt for, and your location, among other factors. Below is a list of some factors to consider when looking for a home warranty in Tupelo:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
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A home warranty is a protection plan that covers home systems and appliances. When your washer or dryer breaks down and the repair is several hundred dollars, a home warranty will make sure that all you have to pay is a predetermined service fee. Home warranty coverage usually starts without an inspection and you can generally start using it about thirty days after purchasing the policy.
When a covered appliance or system needs to be repaired or replaced, you file a claim with your home warranty service provider. Most companies have an online portal to help you do this. After you file the claim, it will be assigned to a local technician or repair person who will come and assess the issue. The claim is then processed, and a homeowner will pay a predetermined service fee to schedule the repair . This repair will generally happen within 24 to 72 hours and should only cost the homeowner the price of the service fee. Most service fees are between $60 and $150.
A home warranty plan will cover systems and appliances that have stopped working from normal wear and tear. For example, if your A.C. suddenly stops working under normal use conditions, your home warranty company can help. Appliances covered under a home warranty plan are the refrigerator, garbage disposal, dishwasher, dryer, microwave, and more. Systems that are covered usually include plumbing systems, electrical systems, air conditioners, water heaters, and heating systems. You can also optionally opt to pay extra for add-on coverage for items like swimming pools, spas, septic systems, and roof warranty.
An important thing to note is that home warranties only cover normal wear and tear on your home systems and appliances. Things such as cosmetic damages, pre-existing conditions, lack of maintenance, and misuse are not included in the home warranty policy.
Temperatures in Tupelo can get quite high in the summer, which means your air conditioner is likely to get a decent amount of use. As a homeowner in Tupelo, one of the benefits of having a home warranty is knowing that these home systems and major appliances can be covered in the event they need to be repaired or replaced.
Plus, having a Tupelo home warranty can make your house more appealing to potential home buyers should you ever decide to sell in the future. Many home warranty companies will allow you to transfer your policy to a new owner and give them the protection you've been getting.
Home warranties also have some cons. Although it can give you less to worry about since the home warranty sends out a repair person who handles the repair for you, some may not like this, and they would rather choose their own contractor. If that's the case for you, some home warranty companies let you choose a contractor. Another drawback is that home warranties may exclude some repairs, like those due to natural disasters. For example, if your house floods, the systems and appliances that were affected probably won't be covered by the home warranty.
A home warranty can aid with some of a homeowner's maintenance concerns, but ultimately, it's up to you to decide if investing in one is a good move for you and your family. Make sure you do your research and read over any home warranty contracts that you're considering purchasing to understand what repairs will and will not be covered under your contract.
Hopefully, you now feel confident that you can choose a home warranty company in Tupelo after reading our reviews. Choice Home Warranty stands out as the best overall company. It offers great coverage of all the essential home appliances and systems at an affordable cost with several add-on options.
The best home warranty provider in Tupelo is Choice Home Warranty. Choice Home Warranty a large network of experienced technicians and a great reputation in the Tupelo area.
A home warranty plan covers the normal wear of systems and appliances in a home. Homeowners insurance protects a home in case of a situation like a natural disaster or fire. With a homeowners insurance plan, you won't be able to file a claim should you need a new washing machine or air conditioner, unless the damage is a result of a natural disaster.
Typically coverage for a home warranty policy begins 30 days after payment. However, a few companies may let you make a service request before this, so verify with customer service to find the exact waiting period for your case.
The service fee is the price you pay every time there's a problem with a home system or appliance. The service fees are usually priced between $60 and $150.