A home warranty can bring you the peace of mind you need about your home and safeguard your bank account from large expenses by covering your home's major systems and appliances.
Tupelo gives homeowners some great housing options and the opportunity to enjoy the sun all year round. However, those extreme temperatures can do quite a bit of damage to your home's systems.
Because the home warranty market is filled with a variety of providers — all with different price points — our team at House Method did the research for you to help you find the best home warranty in Tupelo.
The first step in protecting your property with a home warranty is determining which provider's plan is right for you. Figure out which appliances and systems in your home you'd like coverage for and compare the policies. When trying to decide which home warranty company is the best fit for you, here are some important factors to take into account:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
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A home warranty is a service contract that helps homeowners cut back on the high costs of appliance and systems repairs. Home warranties will cover a number of home systems and appliances that need repairs or replacements due to normal wear and tear. A home warranty can make it easier to budget and manage your finances. Home warranty plans typically have a thirty-day waiting period from the time you purchase to the time you can start using it.
When a covered appliance or system needs to be repaired or replaced, you file a claim with your home warranty service provider. Most companies have an online portal to help you do this. Once you file the claim, it will be assigned to a local technician or repair person who will come and assess the issue. At this point, you will pay a service fee, which is usually between $60 and $150 depending on what plan you select. After the service fee is paid, a repair person will come to your home, assess the issue, and repair it. If the repair is covered under the warranty and it's within the coverage cap, most homeowners will not have to pay any other out-of-pocket costs apart from the service fee.
A home warranty plan will cover your home's systems and appliances from normal wear and tear. The appliances covered include a dishwasher, refrigerator, clothes dryer, stove, clothes washer, cooktop, microwave, and more. The systems included are the plumbing, water heater, air conditioner, electrical, heating system, and more. Add-on coverage will vary from plan to plan, but you can expect to see add-ons like roof leaks, sump pumps, pools, electronics, spas, and central vacuums.
Tupelo homeowners should know that a home warranty will only cover repairs and replacements that arise from normal wear and tear. Home warranties do not cover things like natural disasters, pre-existing conditions, misuse of a system or appliance, or cosmetic issues. You need to keep up with preventative maintenance on your home systems and appliances to be sure that your next repair or replacement-related issue will be covered by the policy.
Home warranty plans are an affordable way to protect your home systems and appliances from normal wear and tear. With temperatures in Tupelo reaching upward of 72 degrees in the summer, you may find that some appliances, like your air conditioning system, get a lot of use. A home warranty can considerably decrease your out-of-pocket costs should your HVAC system stop working.
Another added benefit of having a home warranty plan is that it can increase your home's real estate value. If you ever decide to sell your house, you may be able to transfer your home warranty plan to the new home buyers depending on the provider you have your home warranty with.
As for the disadvantages of home warranties, system and appliance coverage varies by company so it's important to review what each plan covers and doesn't include in the contract. Another thing to keep in mind is that some companies don't cover pre-existing problems and may require an inspection before coverage begins. Ask the home warranty provider for clarification about this if you need more information or if this is a problem for you.
Although home warranties do have some things to bear in mind, whether during winter, summer, or the months in between, a home warranty can help lower the inevitable cost of home appliances and system repairs, giving you a little peace of mind.
Hopefully, you now feel as though you can choose the proper home warranty for your Tupelo home. When it comes to home warranties in Tupelo, the best overall is Choice Home Warranty. Its comprehensive coverage, affordable pricing, and ease of use make it a great home warranty for Tupelo homeowners.
The top home warranty company in Tupelo is Choice Home Warranty. Choice Home Warranty a large network of experienced contractors and a respected reputation in the Tupelo area.
A home warranty is a of service contract that gives homeowners extra coverage for their household systems and appliances. These include washing machines, dishwashers, refrigerators, dryers, garbage disposals, plumbing, heating and cooling systems, electrical systems, water heaters, and sump pumps, among others. Some policies also provide coverage for roofs, garage door openers, ceiling fans, and pools. A home warranty can help you save money if these items fail unexpectedly.
Usually coverage for a home warranty policy begins 30 days after payment. However, a few companies may allow you to file a claim before this, so check with customer service to find the exact waiting period for your case.
The systems and appliances in a home are covered under a home warranty policy in Tupelo. Everything from a stove to a garage door can be covered under a home warranty.
Home warranties will cover the cost of repairs and replacements as long as it is within the coverage cap of the plan. If the replacement will cost more than the home warranty covers, you will have to pay the rest out of pocket.