A Pearl home warranty policy can help protect home buyers and current homeowners by lowering the costs of major repairs and replacements on your home's appliances and systems.
Owning a home in Pearl has a lot of great advantages, but there are, of course, some negatives too. The hot, humid weather can cause problems in a home and destroy some systems and appliances.
Finding the best home warranties on the market can be a challenge because of the many options out there. If you are overwhelmed by trying to compare the different options, keep reading for our guide on the top home warranty providers in Pearl.
The first step in protecting your real estate investment with a home warranty is determining which provider's plan is the best for you. Think about the items in your home you'd like coverage for and compare the policies. Plans can vary, so consider the following factors when choosing a home warranty policy:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
Choice Home Warranty is the best overall home warranty in Pearl. Choice offers very high coverage caps and simple-to-understand service contracts. Plus, it also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties. Choice has 2 simple plans, making the selection process and policy coverage easily comprehensible.
The plans that Choice offers to homeowners are Basic Plan and Total Plan. Service fees from Choice are an affordable $85. The coverage caps are also generally around $3,000 at the maximum.
To receive a free quote from Choice Home Warranty, you can fill out this online form or call 929-400-6164. Read more by visiting our review of Choice Home Warranty.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty is the most cost-effective home warranty in Pearl. Select has 3 simple plans, making the selection process quick and easy. Select offers a highly affordable service fee and free roof coverage upon purchase of a policy plan. Plus, it also has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
There are 3 home warranty plans from Select Home Warranty: Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. Service fees from Select are a reasonable $60. The coverage caps are also typically around $2,000.
To get a free quote from Select Home Warranty, fill out this online form or call 888-370-3953. For a more detailed breakdown, read our Select Home Warranty full review.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
American Home Shield offers the most customizable home warranty for Pearl residents. The 3 plans from AHS are easy to understand and offer both system and appliance coverage. When you purchase a plan from AHS, you will get the ability to customize your plan with the coverages that work specifically for your home. American Home Shield also has a remarkably low claim denial rate in comparison to other home warranty companies.
American Home Shield offers 3 plans for Pearl homeowners. The ShieldSilver, ShieldGold, and ShieldPlatinum are the options they have, which contain a mix of system and appliance coverage. AHS has coverage caps of around $2,500 for most appliances and systems, but some plans may have different coverage caps, so be sure to check with the company. Service fees are customizable and range from $75 to $125.
To get a free quote from American Home Shield, fill out this online form or give them a call at 888-365-2839. For more information, read our American Home Shield full review.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
The Home Service Club offers the best home warranty with the quickest service for Pearl residents. The home warranty company offers 2 plans to policyholders that have various options for appliance and system coverage. If you're looking for quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days, you'll want to have this plan on your side. Plus, it has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
The Home Service Club has 2 plans that provide a combination of system and appliance coverage. HSC's service fees are customizable and range from $65 to $90, and the coverage limits come out to about $2,000 per covered appliance or system.
To receive a free quote from The Home Service Club, you can fill out this online form or call 800-750-9443. For a more detailed breakdown, read our review of The Home Service Club.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
In Pearl, Liberty Home Guard offers the most trustworthy home warranty. Liberty has about 5 years of experience in the industry and in that time has built a an network of service professionals nationwide. Liberty has established itself as a company with a seamless complaint process and guaranteed service professionalism upon every repair visit. It also has a 60-day workmanship guarantee and some of the best customer service in the industry. Liberty has 3 plans for homeowners to decide between.
The 3 plans from Liberty Home Guard are Appliance Guard, Systems Guard, and Total Home Guard. Liberty has coverage caps of around $3,000 for most appliances and systems, but some plans may have different coverage caps, so make sure to check with the provider. Service fees are an affordable $75.
Read our detailed review of Liberty Home Guard to learn more. To get a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281.
Five years of industry experience
Fact service with 24/7 customer support
Discounts for paying the annual price
Free roof leak coverage
Limited availability (only offered in 44 states)
Only 1 day to submit repair claim
In Pearl, ServicePlus Home Warranty is the best home warranty for emergency service. The 2 plans from ServicePlus are comprehensive and have a mix of both system and appliance coverage. ServicePlus has established itself as a company with quick repairs with 24/7 customer support. It also has been expanding its coverage to more and more areas across the country.
ServicePlus Home Warranty offers 2 plans for Pearl homeowners. The Gold Plan and Platinum Plan are the options they have, which have a mix of system and appliance coverage. Service fees from ServicePlus are an affordable $75. The coverage caps are also typically about $1,500 at the maximum.
To receive a free quote from ServicePlus Home Warranty, fill out this online form or call 478-210-5091. Read more by visiting our thorough review of ServicePlus Home Warranty.
Established company with a BBB accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
In Pearl, First American Home Warranty offers the best home warranty for appliance coverage. If you're looking for very affordable and comprehensive appliance coverage, you'll want to have this plan on your side. Plus, it has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified. The 2 plans from First American are easy to comprehend and have a mix of both system and appliance coverage.
The plans that First American offers to homeowners are Basic Plan and Premier Plan. First American's service fees are a reasonable $85, and the coverage caps come out to around $1,500 for each covered system or appliance.
To receive a free quote from First American Home Warranty, fill out this online form or call 833-204-7164. To read more, visit our First American Home Warranty Review.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
In Pearl, Cinch Home Services is the home warranty with the best workmanship guarantee. Cinch has about 43 years of experience in the home warranty market and in that time has built a impressive network of service technicians in the country. Cinch has established itself as a company with a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. It also has a broad range of coverage options that will give homeowners peace of mind. The 3 policies that Cinch offers include differing levels of system and appliance coverage, as well as add-on options.
There are 3 home warranty plans from Cinch Home Services: Appliances Plan, Built-in Systems Plan, and Complete Home Plan. The coverage caps associated with Cinch's plans are close to the $1,000-$2,000 mark for most major systems and appliances, and service fees are customizable and range from $75 to $150.
For more information, read our thorough review of Cinch Home Services. To get a free quote from Cinch Home Services, you can fill out this online form or call 877-589-0505.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Pearl
A home warranty is a service contract that makes it more affordable when one of your home systems or appliances has a problem. A home warranty can help homeowners who need to keep a budget in place and don't have the savings to pay for large repair or replacement expenses. Typically about 30 days after purchasing a home warranty, the coverage will start on your home systems and appliances.
Filing a claim with your home warranty company is quite easy. There will be either an online portal system or a direct phone number to file your claim with your home warranty company. At this point, you will pay the service fee, which is typically between $60 and $150 depending on what plan you have. After the service fee is paid, a repair person will come to your home, assess the issue, and repair it. If the repair is covered under the warranty and it's within the coverage cap, most homeowners will not have to pay any other out-of-pocket costs after the service fee is paid.
A home warranty in Pearl typically covers the main systems and appliances in your house. Typical appliances covered under a home warranty plan include a dryer, microwave, dishwasher, washer, refrigerator, garbage disposal, and more. The systems that are most commonly covered will be hot water heaters, air conditioners, heating systems, electrical systems, and plumbing systems. You can also choose to pay extra for add-on coverage for items like septic systems, roof warranty, spas, and swimming pools.
A home warranty will only help you with repairs and replacements due to normal wear and tear. If you don't take care of your home and maintain them properly, your home warranty will not cover it. Things like pre-existing conditions, lack of maintenance, misuse, and cosmetic damages are not included in a home warranty policy.
Temperatures in Pearl can get quite high in the summer, which means your air conditioner is most likely going to get a good bit of use. As a homeowner in Pearl, one of the benefits of having a home warranty is knowing that these home systems and major appliances can be covered in the event they have to be repaired or replaced.
In addition, though home warranty companies vary, some providers will let you transfer your warranty if you sell your home. This can make your home more attractive to potential home buyers and help your home sell faster.
There are also some negatives to purchasing a home warranty policy, like the coverage exclusions. For instance, home warranties may not cover home systems or appliances that already have a manufacturer's warranty. Another consideration is that home warranties usually only cover malfunctions due to normal wear and tear. They most likely won't cover systems or appliances that have been damaged due to animal infestations, natural disasters, improper maintenance, etc.
It isn't always easy to budget for the unexpected expenses that can come with owning a home, but a home warranty can help you with that. Similar to any other warranty or insurance policy, there will always be advantages and disadvantages of buying one but its main purpose is to offer you protection and peace of mind.
Hopefully, this review of Pearl's top home warranty providers has helped you narrow down your choices and decide on a plan. The best provider in Pearl is Choice Home Warranty. It offers comprehensive coverage at an affordable cost. However, other home warranties mentioned above also give great coverage choices for Pearl residents.
The top home warranty provider in Pearl is Choice Home Warranty. Choice Home Warranty a large network of experienced technicians and a respected reputation in the Pearl area.
Most home warranty plans have a 30-day waiting period before you can make service requests, but some may allow you to file sooner so make sure you check with the company about this.
The systems and appliances in a home are covered under a home warranty plan in Pearl. Everything from an oven to a washer can be covered under a home warranty.
A service fee is a cost that you must pay before a service technician or contractor comes to your home to fix your home warranty-related problem. Prices typically range between $60 and $150. Service fees are sometimes referred to as deductibles, and they should be the only out-of-pocket expense that homeowners are subject to with a home warranty except for the monthly premium/annual cost.