A home warranty in Oxford can help decrease your out-of-pocket costs by covering repairs or replacements to major home systems and appliances that stop working due to normal wear and tear.
As much as you may love owning a home in Oxford, there is always that worry about whether or not your systems and appliances are going to need to be replaced over the next few years.
Although a home warranty can help with your expenses as a homeowner, one pain point is narrowing down the right choice for your Oxford home. That's why we've done the research and have put together a guide of the top home warranty options in Oxford.
Determining the best company for your home warranty is a step you could take to protect your house. Before deciding which home warranty to buy, here are a few additional factors to bear in mind:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
In Oxford, Choice Home Warranty is the best overall home warranty. The home warranty company offers 2 plans to policyholders, which have various system and appliance coverage options. Choice has established itself as a company with very high coverage caps and simple-to-understand service contracts. It also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
Choice Home Warranty has 2 plans that provide a combination of system and appliance coverage. Choice's service fees are an affordable $85, and the coverage limits come out to around $3,000 per covered system or appliance.
To receive a free quote from Choice Home Warranty, you can fill out this online form or call 929-400-6164. Read our review of Choice Home Warranty to learn more.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty offers the most cost-effective home warranty for Oxford residents. Select has 3 simple plans, making the selection process and policy coverage easily understandable. When you buy a policy from Select, you will get a highly affordable service fee and free roof coverage upon purchase of a policy plan. Select Home Warranty also has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
The 3 plans from Select Home Warranty are Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. The coverage caps from Select are around $2,000. The service fees are a reasonable $60, which is less than other providers in the Oxford area.
Read our Select Home Warranty full review to learn more. To get a free quote from Select Home Warranty, you can fill out this online form or call 888-370-3953.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
In Oxford, American Home Shield offers the most customizable home warranty. AHS is a home warranty provider with 25 years of experience in the industry, and it has become one of the best providers in the business. If you're looking for the ability to customize your plan with the coverages that work specifically for your home, you'll want to have this plan on your side. Plus, it has a remarkably low claim denial rate in comparison to other home warranty companies. AHS has 3 simple plans, making the selection process easy.
American Home Shield has 3 plans that provide a combination of system and appliance coverage. AHS's service fees are customizable and range from $75 to $125, and the coverage limits come out to around $2,500 per covered system or appliance.
To read more, visit our review of American Home Shield. To receive a free quote from American Home Shield, fill out this online form or call 888-365-2839.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
The Home Service Club is the best home warranty with the quickest service for Oxford residents. HSC has been in the home warranty industry for around 14 years. The 2 home warranty plans that HSC has include options for appliance and system coverage. When you buy a home warranty from HSC, you will get quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. The Home Service Club also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
The plans that HSC offers to homeowners are Standard Coverage Plan and Comprehensive Coverage Plan. HSC's service fees are customizable and range from $65 to $90, and the coverage limits come out to about $2,000 per covered system or appliance.
To read more, visit our The Home Service Club Review. To receive a free quote from The Home Service Club, fill out this online form or give them a call at 800-750-9443.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
In Oxford, Liberty Home Guard is the most trustworthy home warranty. The 3 policies that Liberty has include differing levels of system and appliance coverage, as well as add-on options. Liberty offers a seamless complaint process and guaranteed service professionalism upon every repair visit. Plus, it also has a 60-day workmanship guarantee and some of the best customer service in the industry.
There are 3 home warranty plans from Liberty Home Guard: Appliance Guard, Systems Guard, and Total Home Guard. Liberty's service fees are an affordable $75, and the coverage limits come out to around $3,000 per covered appliance or system.
To get a free quote from Liberty Home Guard, fill out this online form or give them a call at 866-451-2281. For more information on this provider, read our review of Liberty Home Guard.
Established company with a BBB accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
First American Home Warranty offers the best home warranty for appliance coverage for Oxford residents. First American has 2 simple plans, making the selection process easy. With a home warranty from First American, you can enjoy very affordable and comprehensive appliance coverage. Not to mention, it has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
First American Home Warranty has 2 plans that offer a combination of appliance and system coverage. Service fees from First American are a reasonable $85. The coverage caps are also typically about $1,500 at the maximum.
To receive a free quote from First American Home Warranty, fill out this online form or call 833-204-7164. Read our detailed review of First American Home Warranty to learn more.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
Cinch Home Services offers the home warranty with the best workmanship guarantee for Oxford residents. Cinch has 3 plans for you to choose from. Cinch has established itself as a company with a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. It also has a broad range of coverage options that will give homeowners peace of mind.
The 3 plans from Cinch Home Services are Appliances Plan, Built-in Systems Plan, and Complete Home Plan. The coverage limits from Cinch are about $1,000-$2,000. The service fees are customizable and range from $75 to $150, which is less than other providers in the Oxford area.
For more information on this provider, read our Cinch Home Services Review. To get a free quote from Cinch Home Services, you can fill out this online form or call 877-589-0505.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Oxford
A home warranty is a protection plan for home systems and appliances. When your refrigerator breaks down and the repair costs several hundred dollars, a home warranty will make sure that your only responsibility is a predetermined service fee. Home warranty coverage usually starts without an inspection and generally goes into place about thirty days after making your first payment.
Filing a claim with your home warranty company is straightforward. There will be either an online portal or a direct phone number to file your claim with your home warranty company. At this point, you will pay your service fee. Service fees for home warranty customers range in price from $60 to $150. Most home warranty plans also have a coverage limit, which is the maximum cost per appliance that the home warranty company will cover for repairs and replacements.
Home warranties help protect both home systems and appliances. A home warranty can cover repair and replacement-related expenses that are a result of normal wear . Appliances covered under a home warranty plan are usually the refrigerator, dishwasher, microwave, dryer, garbage disposal, and more. Systems that are covered usually include plumbing systems, air conditioners, electrical systems, heating systems, and water heaters. Add-on coverage options can vary by company but typically include things such as a plumbing stoppages, second refrigerator, central vacuum, septic system, and sprinkler system.
An important thing to consider is that home warranties only protect against normal wear and tear on your home systems and appliances. Things such as cosmetic damages, misuse, pre-existing conditions, and lack of maintenance are excluded from the home warranty policy.
Temperatures in Oxford can get quite high in the summer, which means your air conditioner is most likely going to get a good bit of use. As a homeowner in Oxford, one benefit of having a home warranty is knowing that these home systems and major appliances can be covered if they have to be repaired or replaced.
Another benefit of having a home warranty when you're selling your home is that some providers let you transfer your home warranty to the new owners. This can make your house more attractive to potential home buyers and may help your house sell faster.
One disadvantage of a home warranty is that there are often exclusions. For instance, if one of your appliances already has a manufacturer's warranty, it may not be included in the home warranty, so it's important to read over the contracts you're considering carefully to get a sense of what is included and what isn't. Another drawback is that home warranties may exclude some repairs, like those due to natural disasters. For example, if your HVAC system is damaged from an animal infestation, the systems and appliances that were affected probably won't be covered by the home warranty.
It's not always easy to budget for the unexpected expenses that can come with owning a home, but a home warranty can help with that. As with any sort of warranty or insurance policy, there will always be benefits and drawbacks of buying one but its main purpose is to offer you protection and peace of mind.
A home warranty in Oxford can save you lots of money and give you peace of mind when it comes to expensive home repairs and replacements. Choice Home Warranty stands out as the best overall home warranty. Its comprehensive coverage, affordable pricing, and easy to understand plans make it a great home warranty for Oxford homeowners.
The top home warranty provider in Oxford is Choice Home Warranty. Choice Home Warranty has a large network of professional technicians and a tremendous reputation in the Oxford area.
A home warranty is a type of service contract that provides homeowners extra coverage for their household systems and appliances. These include washing machines, refrigerators, dryers, dishwashers, garbage disposals, heating and cooling systems, plumbing, electrical systems, water heaters, and sump pumps, among others. Some policies also offer coverage for roofs, pools, ceiling fans, and garage door openers. A home warranty can help you save money if these appliances and systems fail unexpectedly.
Most home warranty plans have a 30-day waiting period before you can make service requests, but some may allow you to file sooner so make sure you check with the company about this.
The systems and appliances in a home are covered under a home warranty plan in Oxford. Everything from a stove to a washer can be covered under a home warranty.
Most home warranties are going to cover replacement costs in addition to repair costs. How much the coverage cap is varies from one plan to the next. You can expect that home warranties will give you some money towards a replacement but the entire replacement may not be paid for.
A Oxford home warranty can cost between $40 and $80 a month. Higher-priced plans tend to have more coverage, a lower service fee, and higher coverage limits.
