A home warranty in Oxford can help bring down your out-of-pocket costs by covering repairs or replacements to major home systems and appliances that stop working due to normal wear and tear.
With sunshine year round, Oxford is a great place to own a home. However, homeownership doesn't always come easy, like repairing your home's systems and appliances.
Finding the best home protection plan for your Oxford home can be hard, so our team at House Method did the research for you to help you find the top home warranty in Oxford. Keep reading for our home warranty recommendations and find out which plan works best for your home.
Now that you're ready to buy a home warranty policy, the first step is thinking about what appliances and systems you need coverage for. After that, you can compare plans and contact different home warranty providers for a free quote. Policies can vary, so take into consideration the following factors when picking a home warranty company:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
Choice Home Warranty is the best overall home warranty in Oxford. Choice has been in the home warranty business for over 14 years. With a home warranty from Choice, you can benefit from very high coverage caps and simple-to-understand service contracts. Not to mention, it has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties. Choice has 2 simple plans, making the selection process easy.
Choice Home Warranty has 2 plans that provide a combination of system and appliance coverage. Choice's service fees are an affordable $85, and the coverage limits come out to around $3,000 per covered system or appliance.
To receive a free quote from Choice Home Warranty, you can fill out this online form or call 929-400-6164. Read our review of Choice Home Warranty to learn more.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
In Oxford, Select Home Warranty offers the most cost-effective home warranty. If you're looking for a highly affordable service fee and free roof coverage upon purchase of a policy plan, you'll want to have this plan on your side. Plus, it has an extensive network of highly trained professionals all over the country who are experts in home maintenance. Select offers 3 plans for homeowners to decide between.
There are 3 home warranty plans from Select Home Warranty: Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. Service fees from Select are a reasonable $60. The coverage caps are also generally around $2,000.
To receive a free quote from Select Home Warranty, fill out this online form or call 888-370-3953. For a more detailed breakdown, read our Select Home Warranty full review.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
American Home Shield is the most customizable home warranty in Oxford. AHS has about 25 years of experience in the home warranty market and in that time has built a an expansive network of service professionals nationwide. With a home warranty from AHS, you can benefit from the ability to customize your plan with the coverages that work specifically for your home. Not to mention, it has a remarkably low claim denial rate in comparison to other home warranty companies. AHS has 3 simple plans, making the selection process quick and easy.
The plans that AHS offers to homeowners are ShieldSilver, ShieldGold, and ShieldPlatinum. AHS's service fees are customizable and range from $75 to $125, and the coverage caps come out to about $2,500 per covered appliance or system.
To receive a free quote from American Home Shield, you can fill out this online form or call 888-365-2839. To read more, visit our detailed review of American Home Shield.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
In Oxford, The Home Service Club offers the best home warranty with the quickest service. HSC offers 2 plans for you to choose from. HSC has established itself as a company with quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. It also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
There are 2 home warranty plans from The Home Service Club: Standard Coverage Plan and Comprehensive Coverage Plan. Service fees from HSC are customizable and range from $65 to $90. The coverage caps are also generally about $2,000 at the maximum.
To get a free quote from The Home Service Club, you can fill out this online form or call 800-750-9443. To read more, visit our comprehensive review of The Home Service Club.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
In Oxford, Liberty Home Guard offers the most trustworthy home warranty. Liberty has been in business for over 5 years, making it a highly regarded company in the industry. Liberty has 3 simple plans, making the selection process easy. If you're looking for a seamless complaint process and guaranteed service professionalism upon every repair visit, Liberty is the perfect provider for you. Plus, it has a 60-day workmanship guarantee and some of the best customer service in the industry.
Liberty Home Guard has 3 plans that offer a combination of appliance and system coverage. Service fees from Liberty are an affordable $75. The coverage caps are also about $3,000 at the maximum.
For a more detailed breakdown, read our Liberty Home Guard full review. To get a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281.
Five years of industry experience
Fact service with 24/7 customer support
Discounts for paying the annual price
Free roof leak coverage
Limited availability (only offered in 44 states)
Only 1 day to submit repair claim
ServicePlus Home Warranty offers the best home warranty for emergency service in Oxford. ServicePlus offers 2 plans for you to decide between. When you purchase a home warranty from ServicePlus, you will get quick repairs with 24/7 customer support. ServicePlus Home Warranty also has been expanding its coverage to more and more areas across the country.
The 2 plans from ServicePlus Home Warranty are Gold Plan and Platinum Plan. ServicePlus has coverage caps of around $1,500 for most appliances and systems, but with some plans, the coverage caps can be higher, so be sure to check with the company. Service fees are an affordable $75.
To receive a free quote from ServicePlus Home Warranty, fill out this online form or give them a call at 478-210-5091. Read our ServicePlus Home Warranty full review to learn more.
Established company with a BBB accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
First American Home Warranty offers the best home warranty for appliance coverage in Oxford. The 2 plans that First American offers include options for appliance and system coverage. With a home warranty from First American, you can enjoy very affordable and comprehensive appliance coverage. Not to mention, it has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
The plans that First American offers to homeowners are Basic Plan and Premier Plan. The coverage caps from First American are around $1,500. The service fees are a reasonable $85, which is lower than other providers in the Oxford area.
Read our thorough review of First American Home Warranty to learn more. To receive a free quote from First American Home Warranty, fill out this online form or call 833-204-7164.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
In Oxford, Cinch Home Services offers the home warranty with the best workmanship guarantee. The 3 plans from Cinch are easy to understand and have a mix of both system and appliance coverage. With a home warranty from Cinch, you can enjoy a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Not to mention, it has a broad range of coverage options that will give homeowners peace of mind.
The plans that Cinch offers to homeowners are Appliances Plan, Built-in Systems Plan, and Complete Home Plan. The coverage caps associated with Cinch's plans are around the $1,000-$2,000 mark for many of the major systems and appliances, and service fees are customizable and range from $75 to $150.
Read more by visiting our thorough review of Cinch Home Services. To receive a free quote from Cinch Home Services, you can fill out this online form or call 877-589-0505.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Oxford
A home warranty is a service contract that covers the cost of repairing or replacing major home systems and appliances when they stop working over time due to normal wear and tear. Having one in place can offer you some peace of mind and prevent you from paying exorbitant out-of-pocket costs. Most home warranty plans take effect about 30 days after purchasing the home warranty.
When a covered appliance or system needs to be repaired or replaced, you file a claim with your home warranty service provider. Most companies have an online portal to help you do this. After you file the claim, it will be assigned to a local technician or repair person who will come and assess the issue. At this point, you will also pay your service fee. Once the repair technician looks at the problem, they will deal with it at no cost to you. The only time an Oxford homeowner may have out-of-pocket costs is if the repair or replacement is more than the item's coverage cap.
A home warranty plan will cover systems and appliances that have stopped working from normal wear and tear. For example, if your A.C. suddenly needs repairs under normal use conditions, this is a perfect time to call your home warranty company. Typical appliances covered under a home warranty plan include a refrigerator, dishwasher, washer, microwave, garbage disposal, dryer, and more. The systems that are most commonly covered will be air conditioners, hot water heaters, heating systems, electrical systems, and plumbing systems. You can also choose to pay extra for add-on coverage for items like roof warranty, swimming pools, spas, and septic systems.
An important thing to consider is that home warranties only cover normal wear and tear that occurs on your home systems and appliances. Things like cosmetic damages, lack of maintenance, misuse, and pre-existing conditions are excluded from the home warranty policy.
Oxford is known for its hot summers, and if you live in Oxford, you know that those summers can be sweltering. During the summer months, your air conditioner can be overworked in its effort to combat the heat. If your air conditioner did break down, a home warranty can cover repairs and help cut back on your out-of-pocket expenses.
Another added benefit of having home warranty coverage is that it can increase your home's property value. If you ever decide to sell your home, you may be able to transfer your home warranty plan to the new home buyers depending on the provider you purchased your home warranty through.
There are also some downsides to buying a home warranty plan, like the coverage exclusions. For example, home warranties may not cover home systems or appliances that are already covered by a manufacturer's warranty. Another thing to keep in mind is that some providers don't cover pre-existing issues and may require an inspection before coverage begins. Ask the home warranty provider for clarification about these things if you need more information or if this is a problem for you.
A home warranty can aid with some of a homeowner's maintenance headaches, but in the end, it's up to you to determine whether or not investing in one is the right move for you and your family. Make sure you do your research and read over any home warranty policy that you're seriously considering getting to get a sense of what repairs will and will not be covered under your contract.
Hopefully, this review of Oxford's top home warranty providers has helped you narrow down your choices and ultimately decide on a plan. Choice Home Warranty stands out as the best overall choice. It offers comprehensive coverage at an affordable cost. However, other options mentioned above also give great coverage choices for Oxford residents.
Our pick for the best overall home warranty in Oxford is Choice Home Warranty but the best company for you will vary based on factors like what appliances and systems you need to have covered.
A home warranty is a contract that covers repairing and replacing major home systems and appliances.
The systems and appliances in a home are covered under a home warranty policy in Oxford. Everything from a stove to a garage door can be covered under a home warranty.
Many homeowners feel like a home warranty is a good investment because it can help protect against unexpected expenses. If you're worried about your finances and your ability to keep your home in good working order, getting a home warranty can help. One of the major advantages of a home warranty is that it can provide you some financial peace of mind.