A home warranty is a way to protect your budget from unexpected large expenses. With a home warranty in place, your repair costs can be significantly lower and allow you to live in your home with more peace of mind.
Owning a home in Jackson has a lot of great advantages, but there are, of course, some downsides too. The hot, humid weather can cause problems in a home and destroy some systems and appliances.
Because the home warranty market has many providers — all with different offerings — the House Method team decided to do the research for you to help you find the best home warranty in Jackson.
Determining the best company for your home warranty is a step you could take to protect your house. Before making your final decision, here are a few other factors to keep in mind:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
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A home warranty is a home protection plan that can help homeowners save money on appliance and system repairs and replacements. Working appliances and home systems are what make living in a Jackson home comfortable and convenient. When they need repairs, it can be pricey and a nuisance. Fortunately, with a home warranty in place, an affordable repair is just a phone call away.
When one of your systems or appliances experiences an issue, you file a claim with your service provider. You can do so online or by telephone, and then a technician will come and fix the problem. After that, you will pay your service fee. Service fees for home warranty customers range in price from $60 to $150. Most home warranty plans also have a coverage limit, which is the maximum cost per appliance that the home warranty plan will cover for repairs and replacements.
A home warranty plan provides coverage on your home's major appliances and systems and it can help reduce the cost of maintenance on your home. Appliances covered under a home warranty plan are typically the microwave, dishwasher, refrigerator, garbage disposal, dryer, and more. Systems that are covered usually include heating systems, air conditioners, plumbing systems, water heaters, and electrical systems. The add-on coverage options can include roof leak, pool, spa, septic system, and sometimes even things like locksmith or pest control.
Jackson homeowners should know that a home warranty plan will only cover repairs and replacements due to normal wear and tear. Home warranties do not cover things like natural disasters, cosmetic issues, misuse of a system or appliance, or pre-existing conditions. You need to keep up with preventative maintenance on your home systems and appliances to make sure that your next repair or replacement-related issue will be covered by the policy.
Since temperatures in Jackson can easily reach 100 degrees, the extreme weather can put a lot of strain on your air conditioner. Purchasing a home warranty policy can help homeowners save money if one of these systems or appliances stops working unexpectedly.
A home warranty also can also save you time and energy. Instead of spending hours researching and selecting a contractor to fix your appliance or system, home warranty companies do the hard work for you and just send a trusted professional to your door whenever you need them.
As for the drawbacks of home warranties, system and appliance coverage varies by provider so it's important to understand what each plan covers and doesn't include in the contract. Another downside is that home warranties may not include some repairs, like those due to natural disasters. For example, if a tree falls onto your house and damages the roof, the systems and appliances that were impacted probably won't be covered by the home warranty.
Although home warranties do have some drawbacks, whether during winter, summer, or the months in between, a home warranty can help mitigate the inevitable expense of home appliances and system repairs, giving you a little peace of mind.
A home warranty in Jackson can save you thousands of dollars and offer you peace of mind when it comes to expensive home repairs and replacements. When it comes to home warranties in Jackson, the best overall is Choice Home Warranty. Its comprehensive coverage, affordable pricing, and easy to understand plans make it a great home warranty for Jackson homeowners.
The best home warranty company in Jackson is Choice Home Warranty. Choice Home Warranty has an expansive network of experienced repair technicians and a great reputation in the Jackson area.
A home warranty is a kind of service contract designed to give homeowners extra coverage for their household systems and appliances. These include garbage disposals, dryers, washing machines, dishwashers, refrigerators, sump pumps, water heaters, electrical systems, heating and cooling systems, and plumbing, among others. Some policies also provide coverage for roofs, pools, garage door openers, and ceiling fans. A home warranty can help you save money if these appliances and systems break down unexpectedly.
A home warranty helps protect against the normal wear of systems and appliances in a home. A homeowners insurance plan protects your home in case of a situation such as a natural disaster or fire. Under a homeowners insurance plan, you won't be able to file a claim should you need a new dryer or air conditioner, unless the damage is a result of a natural disaster.
Most home warranty providers have a 30-day waiting period before you can file claims, but some may allow you to file sooner so make sure you check with the company about this.
A service fee is a cost that must be paid before a service technician or contractor comes to your home to repair your home warranty-related problem. Prices typically range between $60 and $150. Service fees are sometimes referred to as deductibles, and they should be the only out-of-pocket cost that homeowners have with a home warranty in place except for the policy's premium.