A home warranty can offer you the peace of mind you need about your home and safeguard your bank account from large expenses by covering your home's major systems and appliances.
With hot summers, maintaining your home appliances and systems, especially HVAC, are extremely important for homeowners in the Greenville area of Mississippi.
Finding the right home protection plan for your Greenville home can be challenging, so our team at House Method did the research for you to help you find the best home warranty in Greenville. Read on for our home warranty recommendations and learn which plan works best for your home.
When you're ready to sign up for a home warranty policy, the first step is thinking about what appliances and systems you want coverage for. From there, you can compare your options and call different home warranty companies for a free quote. When trying to figure out which home warranty company is the right fit for you, here are some important factors to take into account:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
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A home warranty is a protection plan that covers home systems and appliances. When your washer or dryer stops working and the repair costs several hundred dollars, a home warranty will ensure that you only have to pay a predetermined service fee. Home warranty coverage often starts without an inspection and you can generally start using it about thirty days after purchasing the policy.
When you have a system or appliance that experiences an issue, you file a claim with your service provider. You can do so online or by calling them, and then a technician will come and fix the problem. At this point, you will pay your service fee, which is usually between $60 and $150 depending on what plan you opt for. Once the service fee is paid, a service technician will come to your home, assess the issue, and make the repair. As long as the repair is covered by the warranty and the coverage cap is not reached, most homeowners will not have any other out-of-pocket costs apart from the service fee.
A home warranty in Greenville typically covers the main systems and appliances in the home. The appliances covered are a microwave, clothes washer, stove, refrigerator, clothes dryer, cooktop, dishwasher, and more. The systems included are the water heater, electrical, heating system, air conditioner, plumbing, and more. Add-on options can vary by company but commonly include things like a central vacuum, plumbing stoppages, sprinkler system, septic system, and second refrigerator.
Greenville homeowners should understand that a home warranty plan will only cover repairs and replacements due to normal wear and tear. Home warranties do not cover things like pre-existing conditions, natural disasters, cosmetic issues, or misuse of a system or appliance. You need to keep up with preventative maintenance on your home systems and appliances to make sure that your next repair or replacement-related problem will be covered by the policy.
Home warranties are a great way to protect your home systems and appliances from normal wear and tear. With temperatures in Greenville hitting upward of 74 degrees in the summer, you may find that certain appliances, such as your A.C., get a lot of use. A home warranty can considerably lower your out-of-pocket costs should your HVAC system stop working.
Additionally, having a Greenville home warranty can help make your house more attractive to potential home buyers if you ever decide to sell in the future. Many home warranty providers will allow you to transfer your plan to a new owner and give them the same protection you've been getting.
One drawback of a home warranty is that there are often exclusions. For instance, if you already have a manufacturer's warranty on one of your appliances, it may not be covered under the home warranty, so it's important to read through the contracts you're considering carefully to get a sense of what is included and what isn't. Another consideration is that home warranties typically only cover repairs needed due to normal wear and tear. They commonly won't cover systems or appliances that have need repairs or replacements due to animal infestations, natural disasters, improper maintenance, etc.
Whether or not a home warranty is worth it ultimately depends on your personal situation. Similar to any other type of insurance policy or warranty, its purpose is to give you a sense of protection, so you will have to be the judge of how much that is worth to you.
Hopefully, this review of Greenville's top home warranty companies has helped you narrow down your choices and ultimately decide on a plan. Choice Home Warranty is the best overall home warranty provider in Greenville. Its comprehensive coverage, affordable pricing, and easy to understand policies make it a great home warranty for Greenville homeowners.
The top home warranty provider in Greenville is Choice Home Warranty. Choice Home Warranty an expansive network of experienced contractors and a great reputation in the Greenville area.
A home warranty is a contract that covers the repairs and replacements of your major home system components and appliances.
Most home warranty policies have a 30-day waiting period before you can file claims, but some may offer coverage sooner so be sure to check with the company about this.
A home warranty in Greenville can cost between $40 and $80 a month. The higher-priced plans usually have higher coverage limits, a lower service fee, and more coverage.