When one of your systems or appliances breaks down, a home warranty will help you cover the costs. Getting a home warranty can give homeowners the peace of mind they need to feel less overwhelmed by homeownership.
As much as you may love homeownership in Greenville, there is always that worry about whether or not your systems and appliances are going to make it through the next few years.
Finding the best home warranty on the market can be quite overwhelming because there are dozens of companies to decide between. That's why the House Method team did the research and made a list of the top home warranty companies in Greenville for you.
Determining the right provider for your home warranty is the first step toward protecting your house. Policies can vary, so consider the following factors when picking a home warranty provider:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
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A home warranty is a plan that can help homeowners save money on appliance and system repairs and replacements. Working appliances and home systems are what make living in a Greenville home comfortable and convenient. When these things need updating, it can be expensive and a hassle. Fortunately, with a home warranty plan, an affordable repair is just a phone call away.
When you notice an issue with one of your appliances or systems, you can submit a claim with your home warranty company. Then, a customer service representative will reach out to you about a repair technician coming over to look at the issue. The claim is then processed, and a homeowner will pay a service fee to schedule the repair for their home. This repair will typically occur within 24 to 72 hours and should only cost the homeowner the price of the service fee. Most service fees range between $60 and $150.
A home warranty plan offers coverage on your home's major appliances and systems and it can help bring down the cost of maintenance on your home. The appliances a home warranty typically covers include a stove, dishwasher, clothes dryer, clothes washer, cooktop, microwave, refrigerator, and more. The systems included are the electrical, heating system, air conditioner, water heater, plumbing, and more. Add-on coverage will vary from one plan to another, but you can expect to see things like roof leaks, sump pumps, central vacuums, electronics, spas, and pools.
A Greenville home warranty will only protect against normal wear and tear. If your appliances have cosmetic issues or you have not properly maintained your home systems and appliances, the home warranty will not cover it. Also, natural disasters, intentional breakages, and pre-existing conditions are not covered with a Greenville home warranty.
Greenville's hot summers can put a strain on a home's HVAC system. Whether it's summer or winter, a home warranty will cover your home's appliances and systems if they need to be repaired or replaced. For example, if your air conditioner stops working in the middle of July, a home warranty can cover the necessary repairs, preventing you from spending unexpected money out of pocket.
A home warranty also can also save you time and energy. Instead of spending hours finding and selecting a contractor to fix your appliance or system, home warranty providers do the hard work for you and just send a trusted professional to your door whenever you need them.
As for the disadvantages of home warranties, home system and appliance coverage varies by provider so it's important to read what each plan covers and doesn't include in the contract. In addition, if you don't maintain your home systems or appliances properly, or if they need repairs or replacements due to a natural disaster or animal infestation — anything besides normal wear and tear — the home warranty may not cover it.
Homeownership is a big responsibility that can be expensive, but rewarding. A home warranty is one thing that can help ease the costs of home maintenance, but its worth for you is something you'll have to consider before getting a policy.
A home warranty in Greenville can save you thousands of dollars and offer you peace of mind when it comes to costly home repairs and replacements. The best provider in Greenville is Choice Home Warranty. It offers great coverage at an affordable monthly or annual cost. However, other companies reviewed above also give great coverage choices for Greenville residents.
The top home warranty company in Greenville is Choice Home Warranty. Choice Home Warranty a large network of professional contractors and a tremendous reputation in the Greenville area.
Usually coverage for a home warranty policy begins 30 days on the day the sale closes. However, a few providers may allow you to file a claim before this, so check with customer service to find the exact waiting period for your situation.
The systems and appliances in a home are covered under a home warranty plan in Greenville. Everything from a stove to a pool can be covered under a home warranty.
A service fee is a cost that you pay before a repair person or contractor comes to your home to fix your home warranty-related problem. Prices typically range between $60 and $150. Service fees are sometimes referred to as deductibles, and they should be the only out-of-pocket cost that homeowners are subject to with a home warranty except for the monthly premium/annual cost.