A Corinth home warranty plan can help protect you by covering major repairs and replacements on your home's appliances and systems.
With hot summers and cool winters, working home appliances and systems, especially HVAC, are extremely important for homeowners in the Corinth area of Mississippi.
Choosing the best home warranties on the market can be quite a challenge because of the many options out there. If you are tired of trying to compare the different options, keep reading for our guide to the top home warranty providers in Corinth.
The first step in protecting your property with a home warranty is determining which provider's plan is right for you. Figure out which appliances and systems in your home you'd like coverage for and compare the plans. Policies can vary, so consider the following factors when picking a home warranty policy:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
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A home warranty is a protection plan for home systems and appliances. When your washer or dryer stops working and the repair is several hundred dollars, a home warranty will ensure that you only have to pay a predetermined service fee. Home warranty coverage usually starts without an inspection and you can generally start using it about thirty days after purchasing the policy.
When a covered appliance or system needs to be repaired or replaced, you file a claim with your home warranty service provider. Most companies have an online portal where you can do this. After you file the claim, it will be assigned to a local technician or repair person who will come and assess the issue. Once you file the claim, it will be assigned to a local technician that will come to your home and look at the problem. At this point, you pay the service fee. Service fees generally range in price from about $60 to $150 and this is the only out-of-pocket cost you will need to pay unless the repair cost is more than your home warranty's coverage limit.
A home warranty offers coverage on your home's major appliances and systems and it can help bring down how much you spend on maintaining your home. The appliances that are typically covered under a home warranty plan include microwave, clothes dryer, garbage disposal, dishwasher, clothes washer, refrigerator, and more. The systems usually included are electrical systems, air conditioners, ductwork, plumbing systems, and hot water heaters. Many home warranty plans also offer add-on coverage options like locksmith, septic systems, roof leaks, and even central vacuum.
An important thing to note is that home warranties only cover normal wear and tear that occurs on your home systems and appliances. Things like cosmetic damages, lack of maintenance, pre-existing conditions, and misuse are excluded from the home warranty policy.
Temperatures in Corinth can get quite high in the summer, which means your air conditioner is likely to get a decent amount of use. As a homeowner in Corinth, one benefit of having a home warranty is that these home systems and major appliances can be covered in the event they have to be repaired or replaced.
Another added benefit of having a home warranty policy is that it can raise your home's property value. If you ever decide to sell your house, you may be able to transfer your home warranty plan to the new home buyers depending on the company you have your home warranty with.
One main drawback of a home warranty is not every home system and appliance may be covered. It's important to research the different policies and purchase one that covers all the appliances, systems, and add-ons you need. Another stipulation is that home warranties typically only cover repairs needed due to normal wear and tear. They often won't cover home systems or appliances that have been damaged due to natural disasters, improper maintenance, animal infestations, etc.
Although home warranties do have some drawbacks, no matter the season, a home warranty can help cut back on the inevitable expense of dealing with home appliances and system repairs, giving you a little peace of mind.
Hopefully, you now feel as though you can select the right home warranty for your Corinth home. Choice Home Warranty stands out as the best overall home warranty. It offers great coverage at an affordable monthly cost. However, other providers reviewed above are also great choices for Corinth residents.
The best home warranty company in Corinth is Choice Home Warranty. Choice Home Warranty an expansive network of experienced service technicians and a tremendous reputation in the Corinth area.
Typically coverage for a home warranty policy begins 30 days after the payment receipt. However, a few companies may let you make a service request before this, so verify with customer service to find the exact waiting period for your case.
A home warranty covers repair and replacement costs for systems and appliances in a home. Home warranties will not cover the intentional breaking of an appliance or pre-existing conditions.
Most home warranty plans cover replacement costs in addition to repair costs. The coverage cap varies from one plan to the next. You can expect that home warranties will give you some money towards a replacement but don't expect to have the entire replacement paid for.
A home warranty can cost on average around $300 to $800 a year in Corinth. Our high-rated home warranty companies' most comprehensive coverage options vary from $546 to $840 per year. You can decrease your monthly bill with some companies by opting for a higher service fee. In addition, it's typically cheaper to pay annually rather than monthly. For example, the warranty might cost $50 per month or $570 for 13 months. In this example, opting for the annual plan over monthly payments saves you $80. The key is to compare plans to determine what you're really getting for the price.