A home warranty can bring you the peace of mind you need about your home and shield your bank account from large expenses by covering your home's major systems and appliances.
With hot summers, maintaining your home appliances and systems, particularly HVAC, are extremely important for homeowners in the Columbus area of Mississippi.
Finding the right home protection plan for your Columbus home can be hard, so our team at House Method did the research for you to help you find the top home warranty in Columbus. Read on for our home warranty recommendations and find out which plan works best for your home.
Choosing the best home warranty in Columbus for your family comes down to the type of coverage you're looking for, the home warranty company you opt for, and where you live, among other factors. Before deciding which home warranty to buy, here are a few additional factors to keep in mind:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
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A home warranty is a protection plan that makes it more affordable when one of your home systems or appliances has a problem. A home warranty can help homeowners who need to stick to their budget and don't have the savings to pay for large repair or replacement expenses. Typically about 30 days after a home warranty plan is paid for, the coverage will start on your home systems and appliances.
Filing a claim with your home warranty company is easy. You can use either an online portal system or a direct phone number to file your claim with your home warranty company. At this point, you will also pay your service fee. Once the repair technician fixes the problem, they will take care of it at no cost to you. The only time you may have out-of-pocket costs is if the repair or replacement is more than the item's coverage cap.
A home warranty plan offers coverage on your home's major appliances and systems and it can help bring down the cost of maintaining your home. The appliances a home warranty typically covers include a microwave, clothes washer, stove, clothes dryer, dishwasher, refrigerator, cooktop, and more. The systems included are the heating system, plumbing, electrical, water heater, air conditioner, and more. The add-on coverage options can include roof leak, spa, pool, septic system, and sometimes even things like locksmith or pest control.
A Columbus home warranty will only cover repairs and replacements due to normal wear and tear. If your appliances have cosmetic issues or you have not properly maintained your home systems and appliances, the home warranty will not cover it. Also, natural disasters, pre-existing conditions, and intentional breakages are not covered with a Columbus home warranty.
Columbus is known for its hot summers, and if you live in Columbus, you know that those summers can be tough. During the summer months, your air conditioner can be overworked in its effort to combat the heat. In the event that your air conditioner did stop working, a home warranty can cover repairs and help decrease your out-of-pocket expenses.
Not only can a home warranty provide some financial relief, but it also saves you time. If an appliance breaks, the last thing you want to do is find a technician and schedule a repair. A home warranty deals with this process by sending trusted professionals to your door when you need them most.
One of the major drawbacks of a home warranty is not everything you care about may be covered. It's important to weigh the different policies and select one that covers all the appliances, systems, and add-ons you need. Another thing to consider is that some companies don't cover pre-existing conditions and may require an inspection before coverage begins. Ask the home warranty company for clarification about these things if you aren't sure or if this is a problem for you.
A home warranty can help ease some of a homeowner's maintenance troubles, but ultimately, it's up to you to determine whether or not investing in one is a good move for you and your family. Make sure you do your research and read over any home warranty plans that you're seriously considering purchasing to understand what repairs will and will not be covered under your contract.
Hopefully, you now feel as though you can choose the right home warranty for your Columbus home. Choice Home Warranty stands out as the best overall choice. With its comprehensive plans, fair pricing, and a good history in the industry, Choice Home Warranty has a lot to offer.
The best overall home warranty company in Columbus is Choice Home Warranty but the best company for you will vary based on factors such as what appliances and systems you need coverage for.
Most home warranties have a 30-day waiting period before you can make service requests, but some may offer coverage sooner so be sure to check with the company about this.
A home warranty will cover repair and replacement costs for systems and appliances in a home. Home warranties only cover damage due to normal wear and tear and often don't cover something that happened as a result of a pre-existing condition.
A home warranty policy can cost on average anywhere from about $300 to $800 a year in Columbus. Our high-rated home warranty providers' most comprehensive coverage options vary from $546 to $840 per year. You can decrease your monthly bill with some companies by choosing a higher service fee. In addition, it's usually less expensive to pay annually rather than monthly. For example, the warranty might cost $50 per month or $570 for 13 months. In this example, choosing the annual plan over monthly payments saves you $80. It's important to compare plans to determine what you're really getting for the price.
Many homeowners feel like a home warranty is a good investment because it helps protect against unexpected expenses. If you're worried about your budget and home maintenance, having a home warranty can help. One of the major positives of a home warranty is that it can offer you some financial peace of mind.