A home warranty can give you the peace of mind you need about your home and shield your bank account from large expenses by covering your home's major systems and appliances.
With the extreme weather common in Brookhaven, homes can experience quite a bit of wear and tear in the long run. There's nothing worse than having your air conditioning go out in the middle of a hot summer.
Since the home warranty market is filled with a lot of providers — all with different offerings — the House Method team decided to do the research for you to help you find the right home warranty in Brookhaven.
Selecting the right home warranty in Brookhaven for you comes down to the coverage you need, the home warranty provider you opt for, and where you live, among other factors. Before making your final decision, here are a few other factors to consider:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
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A home warranty is a plan that can help homeowners save money on appliance and system repairs and replacements. Working appliances and home systems are what make living in a Brookhaven home comfortable and convenient. When they start to break down, it can be costly and a inconvenience. Luckily, with a home warranty plan, an affordable repair is just a phone call away.
Filing a claim with your home warranty company is straightforward. You can use either an online portal or a direct phone number to file your claim with your home warranty company. At this point, you will pay your service fee, which is typically between $60 and $150 depending on what plan you select. Once the service fee is paid, a service technician will come to your home, assess the issue, and make the repair. If the repair is covered under the warranty and the coverage cap is not reached, most homeowners will not have any other out-of-pocket costs .
A home warranty in Brookhaven usually covers the main systems and appliances in your home. Typical appliances covered under a home warranty include a dishwasher, dryer, refrigerator, garbage disposal, washer, microwave, and more. The systems that are most commonly covered will be plumbing systems, hot water heaters, electrical systems, heating systems, and air conditioners. Add-on coverage will vary from one plan to the next, but you can expect to see add-ons like spas, sump pumps, electronics, pools, roof leaks, and central vacuums.
A Brookhaven home warranty will only cover repairs and replacements due to normal wear and tear. If you are experiencing cosmetic issues with appliances or you have not properly maintained your home systems and appliances, the home warranty will not cover it. Also, intentional breakages, pre-existing conditions, and natural disasters are not covered with a Brookhaven home warranty.
Brookhaven is known for its hot summers, and if you live in Brookhaven, you know that those summers can be tough. During the summer months, your air conditioner can be strained in its effort to combat the heat. If your air conditioner did break down, a home warranty can cover the repairs and prevent you from spending out-of-pocket expenses.
Additionally, though home warranty companies vary, some providers will allow you to transfer your warranty in the event that you sell your home. This can make your home more attractive to potential home buyers and maybe even make your home sell faster.
One drawback of signing up for a home warranty is that there are generally exclusions. For example, if one of your appliances already has a manufacturer's warranty, it may be excluded from the home warranty, so it's important to read through the contracts you're considering carefully to understand what is included and what isn't. Another pain point of home warranties is that they don't cover items that haven't been properly maintained. This can lead to your claims being denied, so it's important to make sure you follow the manufacturer's guidelines for maintenance of your home systems and appliances.
It's not always easy to budget for the unexpected expenses that can come with homeownership, but a home warranty can help you with that. Similar to any other warranty or insurance policy, there will always be benefits and drawbacks of buying one but its main purpose is to offer you protection and peace of mind.
A home warranty can save you a decent amount of money on home maintenance and offer you peace of mind as a homeowner in Brookhaven. The best provider in Brookhaven is Choice Home Warranty. It offers great coverage at an affordable monthly or annual cost. However, other providers reviewed above are also great choices for Brookhaven residents.
The best home warranty company in Brookhaven is Choice Home Warranty. Choice Home Warranty has an expansive network of experienced service technicians and a respected reputation in the Brookhaven area.
A home warranty is a service contract that covers the repairs and replacements of your major home system components and appliances.
Home warranties cover issues related to systems and appliances that need to be repaired or replaced due to normal wear and tear. A homeowner's insurance policy is a different kind of plan that protects your entire home from situations like natural disasters and fires. It doesn't cover normal appliance or system repairs.
Most home warranties will cover replacement costs in addition to repair costs. The coverage cap varies from one plan to the next. Home warranties will give you some money towards a replacement but don't expect to have the entire replacement paid for.