When one of your systems or appliances malfunctions, a home warranty will step in to help you cover the costs. Having a home warranty in place can give homeowners the peace of mind they need to feel less stressed by homeownership.
Being a homeowner in White Bear is an excellent option for those who love nature and quiet neighborhoods. However, as great as White Bear is, homeownership always comes with its fair share of headaches, such as trying to deal with your home repairs yourself.
Finding the right home protection plan for your White Bear home can be difficult, so our team at House Method did the research for you to help you find the top home warranty in White Bear. Read on for our home warranty recommendations and learn which plan works best for your home.
Selecting the right company for your home warranty is a step you could take to protect your property. When considering which home warranty provider is the best fit for you, here are some important factors to keep in mind:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
Choice Home Warranty is the best overall home warranty for White Bear residents. With a home warranty from Choice, you can enjoy very high coverage caps and simple-to-understand service contracts. Not to mention, it has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties. Choice has 2 simple plans, making the selection process and policy coverage easily understandable.
Choice Home Warranty has 2 plans that provide a combination of system and appliance coverage. The coverage caps associated with Choice's plans are close to the $3,000 mark for most major systems and appliances, and service fees are an affordable $85.
To receive a free quote from Choice Home Warranty, you can fill out this online form or call 929-400-6164. For a more detailed breakdown, read our thorough review of Choice Home Warranty.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty offers the most cost-effective home warranty for White Bear residents. Select offers 3 plans for homeowners to decide between. When you purchase a home warranty from Select, you will get a highly affordable service fee and free roof coverage upon purchase of a policy plan. Select Home Warranty also has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
Select Home Warranty has 3 plans that offer a mix of system and appliance coverage. Select's service fees are a reasonable $60, and the coverage limits come out to about $2,000 for each covered appliance or system.
Read our Select Home Warranty full review to learn more. To receive a free quote from Select Home Warranty, you can fill out this online form or call 888-370-3953.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
In White Bear, American Home Shield is the most customizable home warranty. AHS is a home warranty company with 25 years of experience in the industry, and it has proved to be one of the best providers in the business. When you buy a plan from AHS, you will get the ability to customize your plan with the coverages that work specifically for your home. American Home Shield also has a remarkably low claim denial rate in comparison to other home warranty companies. AHS has 3 simple plans, making the selection process easy.
The plans that AHS offers to homeowners are ShieldSilver, ShieldGold, and ShieldPlatinum. Service fees from AHS are customizable and range from $75 to $125. The coverage caps are also about $2,500 at the maximum.
To read more, visit our review of American Home Shield. To receive a free quote from American Home Shield, fill out this online form or call 888-365-2839.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
In White Bear, The Home Service Club offers the best home warranty with the quickest service. The 2 policies that HSC offers include differing levels of system and appliance coverage, as well as add-on options. When you buy a policy from HSC, you will get quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. The Home Service Club also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
There are 2 home warranty plans from The Home Service Club: Standard Coverage Plan and Comprehensive Coverage Plan. The coverage caps associated with HSC's plans are close to the $2,000 mark for most major systems and appliances, and service fees are customizable and range from $65 to $90.
To read more, visit our detailed review of The Home Service Club. To receive a free quote from The Home Service Club, fill out this online form or call 800-750-9443.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard is the most trustworthy home warranty in White Bear. The home warranty company offers 3 plans to policyholders with various system and appliance coverage options. With a home warranty from Liberty, you can enjoy a seamless complaint process and guaranteed service professionalism upon every repair visit. Not to mention, it has a 60-day workmanship guarantee and some of the best customer service in the industry.
There are 3 home warranty plans from Liberty Home Guard: Appliance Guard, Systems Guard, and Total Home Guard. Service fees from Liberty are an affordable $75. The coverage caps are also typically around $3,000.
Read more by visiting our review of Liberty Home Guard. To get a free quote from Liberty Home Guard, you can fill out this online form or call 866-451-2281.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
Cinch Home Services is the home warranty with the best workmanship guarantee for White Bear residents. With a home warranty from Cinch, you can enjoy a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Not to mention, it has a broad range of coverage options that will give homeowners peace of mind. The home warranty company offers 3 plans to policyholders, which have various system and appliance coverage options.
The plans that Cinch offers to homeowners are Appliances Plan, Built-in Systems Plan, and Complete Home Plan. The coverage limits from Cinch are around $1,000-$2,000. The service fees are customizable and range from $75 to $150, which is cheaper than other providers in the White Bear area.
To receive a free quote from Cinch Home Services, fill out this online form or give them a call at 877-589-0505. For a more detailed breakdown, read our comprehensive review of Cinch Home Services.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in White Bear
A home warranty is a plan that can help homeowners save money on appliance and system repairs and replacements. Our appliances and home systems are what make living in a White Bear home comfortable and convenient. When they start to break down, it can be expensive and a hassle. Fortunately, with a home warranty in place, an affordable repair is just a phone call away.
When one of your systems or appliances has a problem, you file a claim with your service provider. You can do so in an online portal or by telephone, and then a technician will come and fix the problem. At this point, you will pay the service fee. Service fees for home warranty customers range in price from $60 to $150. Most home warranty plans also have a coverage cap, which is the maximum amount per appliance that the home warranty company will cover for repairs and replacements.
Home warranty plans help protect both home systems and appliances. A home warranty can cover repair and replacement-related costs that are due to normal wear . The appliances commonly covered under a home warranty plan are the oven, microwave, dryer, refrigerator, dishwasher, washing machine, and more. System coverage typically includes air conditioning, plumbing, water heaters, heating systems, electrical systems, and more. Many plans also provide add-on coverage options like septic systems, central vacuum, roof leaks, and even locksmith.
A home warranty will only cover repairs and replacements due to normal wear and tear. If you don't take care of your appliances or systems and follow preventative maintenance guidelines, your home warranty will not cover it. Things like lack of maintenance, misuse, cosmetic damages, and pre-existing conditions are excluded from a home warranty policy.
A home warranty can also yield value in other ways. For instance, some policies can be transferred between owners during a home sale.
Home warranties also have some drawbacks. Although it can be convenient that the home warranty sends out a service technician who takes care of the repair for you, some people may not like this, and they may want to choose their own contractor. If that's important to you, some home warranty companies allow you to choose a contractor. Another stipulation is that home warranties typically only cover repairs needed due to normal wear and tear. They most likely won't cover home systems or appliances that have need repairs or replacements due to animal infestations, natural disasters, improper maintenance, etc.
Whether or not a home warranty is worth it ultimately depends on your personal preference. Similar to any other kind of insurance policy or warranty, its purpose is to give you some peace of mind, so you will have to decide how much that is worth to you.
A home warranty can save you a decent amount of money on home maintenance and give you peace of mind as a homeowner. All of these top home warranty companies have impressive experience in the industry and coverage plans. Among them, Choice Home Warranty stands out as the best overall choice. Its comprehensive coverage, affordable pricing, and ease of use make it a great home warranty for White Bear homeowners.
The best home warranty company in White Bear is Choice Home Warranty. Choice Home Warranty has a large network of professional contractors and a tremendous reputation in the White Bear area.
Home buyers, homeowners, home sellers, real estate agents, and landlords can all get home warranty plans. A home warranty can help make your property more attractive to prospective buyers and save homeowners money in the long run.
Typically coverage for a home warranty policy begins 30 days after the payment receipt. However, a few providers may let you file a claim before this, so check with customer service to find the exact waiting period for your case.
The service fee is the price you pay each time there's an issue with a home system or appliance. The service fees are usually priced between $60 and $150.
A home warranty policy can cost on average about $300 to $800 a year in White Bear. Our high-rated home warranty companies' most comprehensive coverage options vary from $546 to $840 per year. You can get a lower monthly payment with some companies by opting for a higher service fee. In addition, it's often less expensive to pay annually rather than monthly. For example, the warranty might cost $50 a month or $570 for 13 months. In this example, going with the annual plan over monthly payments saves you $80. It's important to compare plans to determine what you're really getting for the price.