When one of your systems or appliances stops working, a home warranty will step in and help you cover the costs. Having a home warranty in place can give homeowners the peace of mind they need to feel less anxious about homeownership.
With white winters and beautiful summers, Waseca is a great place to own a home. However, homeownership doesn't always come easy, like repairing and replacing your home's systems and appliances.
Because the home warranty market is saturated with many providers — all with different offerings — our team at House Method did the research for you to help you find the right home warranty in Waseca.
Once you're ready to sign up for a home warranty plan, the first step is thinking about what items you want coverage for. From there, you can compare plans and call different home warranty providers to get a free quote. Options can vary, so consider the following factors when choosing a home warranty plan:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
In Waseca, Choice Home Warranty is the best overall home warranty. The 2 plans from Choice are easy to comprehend and have a mix of both system and appliance coverage. Choice offers very high coverage caps and simple-to-understand service contracts. Plus, it also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
Choice Home Warranty has 2 plans that offer a mix of system and appliance coverage. Choice has coverage caps of around $3,000 for most appliances and systems, but some plans may have different coverage caps, so be sure to check with the company. Service fees are an affordable $85.
For more information, read our review of Choice Home Warranty. To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
In Waseca, Select Home Warranty offers the most cost-effective home warranty. The home warranty provider offers 3 plans to policyholders with various system and appliance coverage options. With a home warranty from Select, you can enjoy a highly affordable service fee and free roof coverage upon purchase of a policy plan. Not to mention, it has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
Select Home Warranty has 3 plans that provide a mix of appliance and system coverage. Service fees from Select are a reasonable $60. The coverage caps are also around $2,000.
For more information on this provider, read our thorough review of Select Home Warranty. To receive a free quote from Select Home Warranty, fill out this online form or call 888-370-3953.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
American Home Shield is the most customizable home warranty in Waseca. AHS has been in the home warranty business for around 25 years. AHS has 3 plans for you to decide between. With a home warranty from AHS, you can enjoy the ability to customize your plan with the coverages that work specifically for your home. Not to mention, it has a remarkably low claim denial rate in comparison to other home warranty companies.
American Home Shield has 3 plans that offer a combination of appliance and system coverage. AHS has coverage caps of around $2,500 for most appliances and systems, but with some plans, the coverage caps can be higher, so make sure to check with the company. Service fees are customizable and range from $75 to $125.
For more information on this provider, read our American Home Shield Review. To get a free quote from American Home Shield, you can fill out this online form or call 888-365-2839.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
In Waseca, The Home Service Club offers the best home warranty with the quickest service. HSC has 2 plans for homeowners to choose from. When you buy a home warranty from HSC, you will get quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. The Home Service Club also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
There are 2 home warranty plans from The Home Service Club: Standard Coverage Plan and Comprehensive Coverage Plan. HSC's service fees are customizable and range from $65 to $90, and the coverage limits come out to about $2,000 per covered appliance or system.
For a more detailed breakdown, read our review of The Home Service Club. To receive a free quote from The Home Service Club, fill out this online form or call 800-750-9443.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard is the most trustworthy home warranty in Waseca. The 3 home warranty plans that Liberty offers include differing levels of system and appliance coverage, as well as add-on options. If you're looking for a seamless complaint process and guaranteed service professionalism upon every repair visit, you'll want to have this plan on your side. Plus, it has a 60-day workmanship guarantee and some of the best customer service in the industry.
The plans that Liberty offers to homeowners are Appliance Guard, Systems Guard, and Total Home Guard. Service fees from Liberty are an affordable $75. The coverage caps are also generally around $3,000 at the maximum.
Read more by visiting our review of Liberty Home Guard. To receive a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
Cinch Home Services is the home warranty with the best workmanship guarantee for Waseca residents. Cinch has 3 simple plans, making the selection process quick and easy. When you purchase a plan from Cinch, you will get a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Cinch Home Services also has a broad range of coverage options that will give homeowners peace of mind.
The 3 plans from Cinch Home Services are Appliances Plan, Built-in Systems Plan, and Complete Home Plan. The coverage caps from Cinch are about $1,000-$2,000. The service fees are customizable and range from $75 to $150, which is less than other providers in the Waseca area.
Read more by visiting our Cinch Home Services Review. To receive a free quote from Cinch Home Services, you can fill out this online form or call 877-589-0505.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Waseca
A home warranty is a protection plan that brings down the cost of repairs when one of your home systems or appliances breaks down. A home warranty can help homeowners who need to stick to their budget and don't have the savings to pay for large repair or replacement expenses. Typically about 30 days after paying for a home warranty plan, the coverage will start on your home systems and appliances.
For Waseca homeowners, when a problem comes up with a covered appliance or system, it is very straightforward to file a claim. Most home warranty providers have an online portal system where you can submit a claim. At this point, you will pay a service fee, which is typically between $60 and $150 depending on what plan you opt for. Once the service fee is paid, a repair person will come to your home, assess the issue, and repair it. As long as the repair is covered by the warranty and the coverage cap is not reached, most homeowners will not have to pay any other out-of-pocket costs after the service fee is paid.
A home warranty will cover systems and appliances that have stopped working due to normal wear and tear. For example, if your refrigerator suddenly stops working under normal use conditions, you can call your home warranty provider. The appliances covered include a stove, microwave, clothes dryer, dishwasher, cooktop, clothes washer, refrigerator, and more. The systems included are the heating system, electrical, plumbing, air conditioner, water heater, and more. The add-on coverages can include septic system, roof leak, pool, spa, and sometimes even things like locksmith or pest control.
An important thing to consider is that home warranties only cover normal wear and tear on your home systems and appliances. Things such as lack of maintenance, cosmetic damages, pre-existing conditions, and misuse are excluded from the home warranty policy.
Temperatures in Waseca can drop to the negatives in the winter, which means your heating system is likely to get a decent amount of use. As a homeowner in Waseca, one of the benefits of having a home warranty is knowing that these home systems and major appliances can be covered in the event they need to be repaired or replaced.
Plus, though home warranty companies vary, some providers will let you transfer your warranty if you sell your home. This can make your home more attractive to potential home buyers and maybe even make your home sell faster.
As for the disadvantages of home warranties, system and appliance coverage varies by provider so it's important to read what each policy covers and doesn't include in the contract. Another thing to bear in mind is that some providers don't cover pre-existing problems and may require an inspection before your coverage can begin. Ask the home warranty company for clarification about these things if you aren't sure or if this is a problem for you.
It can be difficult to budget for the unexpected expenses that can come with owning a home, but a home warranty can help with that. As with any sort of warranty or insurance policy, there will always be pros and cons of purchasing one but its main purpose is to offer you protection and peace of mind.
A home warranty can save you a lot of money on home repairs and offer you peace of mind as a homeowner. Choice Home Warranty is the best overall home warranty provider in Waseca. Choice Home Warranty offers home warranties with great coverage at an affordable price.
The best home warranty company in Waseca is Choice Home Warranty. Choice Home Warranty has an expansive network of professional technicians and a tremendous reputation in the Waseca area.
A home warranty is a of service contract designed to give homeowners extra coverage for their household systems and appliances. These include dishwashers, garbage disposals, dryers, washing machines, refrigerators, water heaters, sump pumps, plumbing, electrical systems, and heating and cooling systems, among others. Some policies also offer coverage for pools, ceiling fans, roofs, and garage door openers. A home warranty can help you save money if these items break down unexpectedly.
A home warranty plan covers the normal wear of systems and appliances in a home. A homeowners insurance plan protects a home in case of a situation such as a natural disaster or fire. Under a homeowners insurance plan, you won't be able to file a claim should you need a new washing machine or stove, unless the damage is due to a natural disaster.
A Waseca home warranty can cost between $40 and $80 a month. Higher-priced plans tend to have higher coverage limits, a lower service fee, and more coverage.
Owning a home can be pricey. When a system or appliance breaks down, it can leave homeowners with an unexpected large expense to fix it. With a home warranty plan, you will not have any large hits to your savings account for home maintenance.
