A home warranty in Stillwater can help reduce your out-of-pocket costs by covering repairs or replacements to major home systems and appliances that malfunction due to normal wear and tear.
With white winters and beautiful summers, Stillwater is a great place to own a home. However, homeownership doesn't always come easy, like repairing your home's systems and appliances.
Since the home warranty market is filled with a variety of providers — all with different price points — our team at House Method did the research for you to help you find the right home warranty in Stillwater.
Picking the best home warranty in Stillwater for you comes down to the type of coverage you want, the home warranty provider you go with, and your location, among other factors. Plans can vary, so consider the following factors when picking a home warranty provider:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
In Stillwater, Choice Home Warranty is the best overall home warranty. If you're looking for very high coverage caps and simple-to-understand service contracts, Choice is the perfect provider for you. Plus, it has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties. Choice has 2 simple plans, making the selection process and policy coverage easily comprehensible.
Choice Home Warranty offers 2 plans for Stillwater homeowners. The Basic Plan and Total Plan are the options they have, which have a mix of system and appliance coverage. Choice has coverage caps of around $3,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so make sure to check with the provider. Service fees are an affordable $85.
To get a free quote from Choice Home Warranty, fill out this online form or give them a call at 929-400-6164. For a more detailed breakdown, read our thorough review of Choice Home Warranty.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty offers the most cost-effective home warranty for Stillwater residents. If you're looking for a highly affordable service fee and free roof coverage upon purchase of a policy plan, you'll want to have this plan on your side. Plus, it has an extensive network of highly trained professionals all over the country who are experts in home maintenance. The 3 policies that Select offers include differing levels of system and appliance coverage, as well as add-on options.
Select Home Warranty offers 3 plans for Stillwater homeowners. The Bronze Care Plan, Gold Care Plan, and Platinum Care Plan are the options they have, which have a mix of system and appliance coverage. The coverage caps from Select are about $2,000. The service fees are a reasonable $60, which is lower than other providers in the Stillwater area.
To receive a free quote from Select Home Warranty, fill out this online form or call 888-370-3953. To read more, visit our Select Home Warranty full review.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
In Stillwater, American Home Shield offers the most customizable home warranty. The home warranty company offers 3 plans to policyholders that have various options for appliance and system coverage. If you're looking for the ability to customize your plan with the coverages that work specifically for your home, you'll want to have this plan on your side. Plus, it has a remarkably low claim denial rate in comparison to other home warranty companies.
The plans that AHS offers to homeowners are ShieldSilver, ShieldGold, and ShieldPlatinum. The coverage caps associated with AHS's plans are around the $2,500 mark for most of the major systems and appliances, and service fees are customizable and range from $75 to $125.
To read more, visit our full review of American Home Shield. To receive a free quote from American Home Shield, fill out this online form or give them a call at 888-365-2839.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
The Home Service Club is the best home warranty with the quickest service in Stillwater. The home warranty company offers 2 plans to policyholders, which have various system and appliance coverage options. With a home warranty from HSC, you can enjoy quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. Not to mention, it has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
There are 2 home warranty plans from The Home Service Club: Standard Coverage Plan and Comprehensive Coverage Plan. HSC's service fees are customizable and range from $65 to $90, and the coverage limits come out to around $2,000 for each covered system or appliance.
To get a free quote from The Home Service Club, fill out this online form or call 800-750-9443. For more information on this provider, read our comprehensive review of The Home Service Club.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard offers the most trustworthy home warranty in Stillwater. The 3 plans from Liberty are easily comprehensible and offer both system and appliance coverage. With a home warranty from Liberty, you can enjoy a seamless complaint process and guaranteed service professionalism upon every repair visit. Not to mention, it has a 60-day workmanship guarantee and some of the best customer service in the industry.
There are 3 home warranty plans from Liberty Home Guard: Appliance Guard, Systems Guard, and Total Home Guard. The coverage limits from Liberty are around $3,000. The service fees are an affordable $75, which is less than other providers in the Stillwater area.
To get a free quote from Liberty Home Guard, you can fill out this online form or call 866-451-2281. To read more, visit our review of Liberty Home Guard.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
In Stillwater, Cinch Home Services is the home warranty with the best workmanship guarantee. Cinch has been in the home warranty business for about 43 years. Cinch offers a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Plus, it also has a broad range of coverage options that will give homeowners peace of mind. Cinch offers 3 plans for you to choose from.
Cinch Home Services has 3 plans that offer a combination of system and appliance coverage. Cinch's service fees are customizable and range from $75 to $150, and the coverage caps come out to around $1,000-$2,000 for each covered appliance or system.
To get a free quote from Cinch Home Services, fill out this online form or give them a call at 877-589-0505. Read our Cinch Home Services Review to learn more.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Stillwater
A home warranty is a service contract that covers the cost of repairing or replacing major home systems and appliances when they break over time due to normal wear and tear. Having a home warranty in place can offer you some peace of mind and guard your savings account from exorbitant out-of-pocket costs. Most home warranty plans take effect about 30 days after buying the home warranty.
When a covered appliance or system needs to be repaired, you file a claim with your home warranty company. Most companies have an online portal system to help you do this. Once you file the claim, it will be assigned to a local technician or repair person who will come and assess the issue. At this point, you will pay a service fee, which is generally between $60 and $150 depending on what plan you have. After the service fee is paid, a repair person will come to your home, assess the issue, and make the repair. If the repair is covered by the warranty and the coverage cap is not reached, most homeowners will not have to pay any other out-of-pocket costs after the service fee is paid.
A home warranty plan will cover systems and appliances that have stopped working due to normal wear and tear. For instance, if your refrigerator suddenly stops working under normal use conditions, this is a perfect time to call your home warranty provider. Appliances covered under a home warranty plan are typically the dryer, garbage disposal, refrigerator, dishwasher, microwave, and more. Systems that are covered usually include heating systems, electrical systems, water heaters, plumbing systems, and air conditioners. Add-on options can vary by company but often include things like a septic system, sprinkler system, central vacuum, second refrigerator, and plumbing stoppages.
A home warranty will only cover normal wear and tear that occurs on your home systems and appliances. Things like misuse, lack of maintenance, pre-existing conditions, and cosmetic damages are not included in the home warranty policy.
Since temperatures in Stillwater can hit the negatives in the winter, the extreme weather can put a lot of strain on your heating system. Buying a home warranty plan can help homeowners save money if one of these systems or appliances breaks unexpectedly.
Additionally, having a home warranty can save you time by getting rid of the need to research service technicians--most providers will send a trusted professional right to your door to carry out the necessary repair or replacement.
Home warranties also have some downsides. Though it can save you time when the home warranty sends out a service technician who handles the repair for you, some people may not like this, and they may want to select their own contractor. If that's the case for you, some home warranty plans allow you to select a contractor. Another consideration is that home warranties usually only cover repairs needed due to normal wear and tear. They most likely won't cover home systems or appliances that have need repairs or replacements due to natural disasters, animal infestations, improper maintenance, etc.
Although home warranties do have some downsides, whether during winter, summer, or the months in between, a home warranty can help reduce the inevitable cost of home appliances and system repairs, giving you a little peace of mind.
A home warranty can save you a decent amount of money on home maintenance and offer you peace of mind as a homeowner in Stillwater. The best provider in Stillwater is Choice Home Warranty. It offers great coverage of all the essential home appliances and systems at an affordable cost with several add-on options.
The top home warranty company in Stillwater is Choice Home Warranty. Choice Home Warranty has an expansive network of professional repair technicians and a great reputation in the Stillwater area.
A home warranty is a of service contract designed to give homeowners extra coverage for their household systems and appliances. These include dishwashers, washing machines, garbage disposals, dryers, refrigerators, plumbing, electrical systems, heating and cooling systems, water heaters, and sump pumps, among others. Some companies also offer coverage for garage door openers, pools, ceiling fans, and roofs. A home warranty can help you save money if these appliances and systems break down unexpectedly.
Home warranty plans cover problems related to home systems and appliances that need repairs or replacements due to normal wear and tear. A homeowner's insurance policy is a different insurance that protects the entire home from natural disasters and fires. It doesn't cover normal appliance or system repairs.
A home warranty policy can help investors, homeowners, homebuyers, real estate agents, and home sellers. It can offer peace of mind and savings to anyone that is involved with homeownership.
The service fee is the price you pay every time there's a problem with a system or appliance. The service fees are typically priced between $60 and $150.
A Stillwater home warranty can cost between $40 and $80 a month. Higher-priced plans usually have more coverage, higher coverage limits, and a lower service fee.