A Shoreview home warranty can help protect homeowners by covering major repairs and replacements on your home's appliances and systems.
Many people in Shoreview have made their dream of owning a home into a reality. However, as great as Shoreview can be, there are always stressors that come with owning a home, like keeping your home's systems and appliances maintained.
Finding the best home warranties on the market can be a challenge because of the numerous options out there. If you are frustrated with trying to compare the different options, keep reading for our guide on the top home warranty companies in Shoreview.
Choosing the best home warranty in Shoreview for you comes down to the kind of coverage you're looking for, the home warranty company you go with, and your location, among other factors. Below is a list of some factors to consider when purchasing a home warranty in Shoreview:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
Choice Home Warranty is the best overall home warranty in Shoreview. With a home warranty from Choice, you can enjoy very high coverage caps and simple-to-understand service contracts. Not to mention, it has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties. Choice has 2 plans for you to choose from.
Choice Home Warranty offers 2 plans for Shoreview homeowners. The Basic Plan and Total Plan are the options they have, which have a mix of system and appliance coverage. The coverage caps associated with Choice's plans are close to the $3,000 mark for most major systems and appliances, and service fees are an affordable $85.
To receive a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164. For a more detailed breakdown, read our comprehensive review of Choice Home Warranty.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
In Shoreview, Select Home Warranty offers the most cost-effective home warranty. Select offers a highly affordable service fee and free roof coverage upon purchase of a policy plan. Plus, it also has an extensive network of highly trained professionals all over the country who are experts in home maintenance. The 3 plans that Select has include differing levels of system and appliance coverage, as well as add-on options.
Select Home Warranty offers 3 plans for Shoreview homeowners. The Bronze Care Plan, Gold Care Plan, and Platinum Care Plan are the options they have, which contain a mix of system and appliance coverage. Select's service fees are a reasonable $60, and the coverage limits come out to about $2,000 per covered system or appliance.
To read more, visit our Select Home Warranty full review. To get a free quote from Select Home Warranty, you can fill out this online form or call 888-370-3953.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
In Shoreview, American Home Shield offers the most customizable home warranty. AHS has been on the market for about 25 years, making it a well-regarded company in the industry. The 3 home warranty plans that AHS offers include differing levels of system and appliance coverage, as well as add-on options. When you buy a home warranty from AHS, you will get the ability to customize your plan with the coverages that work specifically for your home. American Home Shield also has a remarkably low claim denial rate in comparison to other home warranty companies.
The plans that AHS offers to homeowners are ShieldSilver, ShieldGold, and ShieldPlatinum. The coverage caps associated with AHS's plans are close to the $2,500 mark for most major systems and appliances, and service fees are customizable and range from $75 to $125.
To get a free quote from American Home Shield, fill out this online form or give them a call at 888-365-2839. To read more, visit our American Home Shield full review.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
The Home Service Club is the best home warranty with the quickest service in Shoreview. The home warranty company offers 2 plans to policyholders with various options for appliance and system coverage. HSC offers quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. Plus, it also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
There are 2 home warranty plans from The Home Service Club: Standard Coverage Plan and Comprehensive Coverage Plan. The coverage caps associated with HSC's plans are around the $2,000 mark for most major systems and appliances, and service fees are customizable and range from $65 to $90.
For a more detailed breakdown, read our thorough review of The Home Service Club. To receive a free quote from The Home Service Club, fill out this online form or call 800-750-9443.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard is the most trustworthy home warranty in Shoreview. Liberty has 3 simple plans, making the selection process easy. If you're looking for a seamless complaint process and guaranteed service professionalism upon every repair visit, Liberty is the perfect provider for you. Plus, it has a 60-day workmanship guarantee and some of the best customer service in the industry.
The plans that Liberty offers to homeowners are Appliance Guard, Systems Guard, and Total Home Guard. The coverage limits from Liberty are around $3,000. The service fees are an affordable $75, which is lower than other providers in the Shoreview area.
Read more by visiting our review of Liberty Home Guard. To receive a free quote from Liberty Home Guard, you can fill out this online form or call 866-451-2281.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
Cinch Home Services offers the home warranty with the best workmanship guarantee for Shoreview residents. Cinch has 3 simple plans, making the selection process easy. Cinch offers a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Plus, it also has a broad range of coverage options that will give homeowners peace of mind.
Cinch Home Services has 3 plans that provide a combination of appliance and system coverage. The coverage limits from Cinch are around $1,000-$2,000. The service fees are customizable and range from $75 to $150, which is lower than other providers in the Shoreview area.
For more information, read our Cinch Home Services Review. To get a free quote from Cinch Home Services, fill out this online form or give them a call at 877-589-0505.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Shoreview
A home warranty is a protection plan that covers home systems and appliances. When your washer or dryer breaks down and the repair costs several hundred dollars, a home warranty will make sure that all you have to pay is a predetermined service fee. Home warranty coverage usually starts without an inspection and you can generally start using it about thirty days after making your first payment.
Filing a claim with your home warranty company is very simple. There will be either an online portal or a direct phone number to file your claim with your home warranty company. Once you submit the claim, it will be assigned to a local technician that will come to your home and fix the problem. At this point, you pay your service fee. Service fees typically range in price from around $60 to $150 and this is the only out-of-pocket expense you will have to pay unless the repair cost is higher than your home warranty's coverage limit.
Home warranties help protect both home systems and appliances. A home warranty can cover repairs and replacements that are due to normal wear . Typical appliances covered under a home warranty include a dishwasher, dryer, refrigerator, garbage disposal, microwave, washer, and more. The systems that are most commonly covered will be electrical systems, air conditioners, plumbing systems, hot water heaters, and heating systems. Add-on coverage will vary from one plan to another, but you can expect to see add-ons such as sump pumps, central vacuums, roof leaks, pools, spas, and electronics.
An important thing to consider is that home warranties only cover normal wear and tear that occurs on your home systems and appliances. Things like misuse, lack of maintenance, cosmetic damages, and pre-existing conditions are excluded from the home warranty policy.
Shoreview's frigid winters can put a strain on a home's HVAC system. Whether it's summer or winter, a home warranty is designed to cover your home's appliances and systems in the event they need to be repaired or replaced. For example, if your air conditioner fails in the middle of July, a home warranty can cover the repairs, saving you from spending unexpected money out of pocket.
Another benefit of having a home warranty if you want to sell your home is that you can probably transfer your home warranty to the new owners. This can make your house more attractive to potential home buyers and may help your house sell faster.
Home warranties also have some downsides. Although it can save you time when the home warranty sends out a service technician who does the repair for you, some may not like this, and they would rather select their own contractor. If that's important to you, some home warranty plans allow you to select a contractor. Another pain point of home warranties is that they don't cover items that have been improperly maintained. This can lead to your claims being rejected, so it's important to carefully follow the manufacturer's guidelines for maintenance of your home systems and appliances.
Whether or not a home warranty is worth it comes down to your personal situation. Like any other type of insurance policy or warranty, it's there to offer you some peace of mind, so you will have to be the judge of how much that is worth to you.
A home warranty can save you several thousands of dollars on home repairs and give you peace of mind as a homeowner in Shoreview. Choice Home Warranty is the best overall home warranty company in Shoreview. Choice Home Warranty provides home warranties with great coverage at an affordable price.
Our pick for the best overall home warranty company in Shoreview is Choice Home Warranty but the best company for you will depend on factors like what appliances and systems you need to have covered.
A home warranty is a service contract that covers the repairs and replacements of your major home systems and appliances.
Typically coverage for a home warranty plan begins 30 days on the day the sale closes. However, a few providers may let you file a claim before this, so verify with customer service to find the exact waiting period for your case.
A service fee is an expense that a homeowner must pay before a service technician or contractor comes to your home to fix your home warranty-related problem. The pricing is typically between $60 and $150. Service fees are sometimes referred to as deductibles, and they should be the only out-of-pocket expense that homeowners have with a home warranty in place except for the policy's premium.
Many homeowners feel like a home warranty is worth the money because it can help protect against unexpected expenses. If you're worried about your budget and home maintenance, having a home warranty can help. One of the big positives of a home warranty is that it can offer you some financial peace of mind.
