A home warranty in Mendota Heights can help lower your out-of-pocket costs by covering repairs or replacements to major home systems and appliances that stop functioning due to normal wear and tear.
Being a homeowner in Mendota Heights is a great option for those who love nature and quiet neighborhoods. However, as great as Mendota Heights is, homeownership always comes with its fair share of headaches, such as trying to handle your home repairs yourself.
Finding the best home warranties on the market can be a challenge because of the numerous options out there. If you are tired of trying to compare the different options, keep reading for our guide on the top home warranty providers in Mendota Heights.
After researching home warranties in Mendota Heights, your next step is to decide which company you're interested in getting a free quote from. Policies can vary, so take into consideration the following factors when deciding on a home warranty provider:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
Choice Home Warranty is the best overall home warranty in Mendota Heights. The 2 home warranty plans that Choice has include options for appliance and system coverage. Choice offers very high coverage caps and simple-to-understand service contracts. Plus, it also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
The plans that Choice offers to homeowners are Basic Plan and Total Plan. Choice's service fees are an affordable $85, and the coverage limits come out to about $3,000 for each covered system or appliance.
To read more, visit our review of Choice Home Warranty. To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
In Mendota Heights, Select Home Warranty is the most cost-effective home warranty. Select has 3 plans for homeowners to decide between. With a home warranty from Select, you can enjoy a highly affordable service fee and free roof coverage upon purchase of a policy plan. Not to mention, it has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
Select Home Warranty offers 3 plans for Mendota Heights homeowners. The Bronze Care Plan, Gold Care Plan, and Platinum Care Plan are the options they have, which contain a mix of system and appliance coverage. Service fees from Select are a reasonable $60. The coverage caps are also around $2,000 at the maximum.
For more information on this provider, read our detailed review of Select Home Warranty. To receive a free quote from Select Home Warranty, fill out this online form or give them a call at 888-370-3953.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
American Home Shield offers the most customizable home warranty in Mendota Heights. AHS has been in business for around 25 years, making it a respected company in the industry. The 3 policies that AHS offers include options for appliance and system coverage. AHS offers the ability to customize your plan with the coverages that work specifically for your home. Plus, it also has a remarkably low claim denial rate in comparison to other home warranty companies.
American Home Shield has 3 plans that provide a combination of appliance and system coverage. The coverage caps associated with AHS's plans are around the $2,500 mark for most major systems and appliances, and service fees are customizable and range from $75 to $125.
Read our American Home Shield Review to learn more. To get a free quote from American Home Shield, you can fill out this online form or call 888-365-2839.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
In Mendota Heights, The Home Service Club offers the best home warranty with the quickest service. HSC offers 2 plans for you to choose from. With a home warranty from HSC, you can benefit from quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. Not to mention, it has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
There are 2 home warranty plans from The Home Service Club: Standard Coverage Plan and Comprehensive Coverage Plan. The coverage caps associated with HSC's plans are around the $2,000 mark for most of the major systems and appliances, and service fees are customizable and range from $65 to $90.
Read more by visiting our The Home Service Club full review. To receive a free quote from The Home Service Club, you can fill out this online form or call 800-750-9443.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
In Mendota Heights, Liberty Home Guard offers the most trustworthy home warranty. The 3 plans from Liberty are comprehensive and offer both system and appliance coverage. With a home warranty from Liberty, you can enjoy a seamless complaint process and guaranteed service professionalism upon every repair visit. Not to mention, it has a 60-day workmanship guarantee and some of the best customer service in the industry.
Liberty Home Guard offers 3 plans for Mendota Heights homeowners. The Appliance Guard, Systems Guard, and Total Home Guard are the options they have, which contain a mix of system and appliance coverage. Liberty's service fees are an affordable $75, and the coverage limits come out to about $3,000 for each covered appliance or system.
Read our Liberty Home Guard full review to learn more. To get a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
In Mendota Heights, Cinch Home Services is the home warranty with the best workmanship guarantee. The home warranty company offers 3 plans to policyholders with various system and appliance coverage options. When you purchase a plan from Cinch, you will get a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Cinch Home Services also has a broad range of coverage options that will give homeowners peace of mind.
Cinch Home Services offers 3 plans for Mendota Heights homeowners. The Appliances Plan, Built-in Systems Plan, and Complete Home Plan are the options they have, which contain a mix of system and appliance coverage. The coverage caps from Cinch are around $1,000-$2,000. The service fees are customizable and range from $75 to $150, which is lower than other providers in the Mendota Heights area.
Read more by visiting our Cinch Home Services full review. To get a free quote from Cinch Home Services, fill out this online form or call 877-589-0505.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Mendota Heights
A home warranty is a protection plan for home systems and appliances. When your washer or dryer breaks down and the repair costs several hundred dollars, a home warranty will make sure that your only responsibility is a predetermined service fee. Home warranty coverage often starts without an inspection and generally goes into place about thirty days after purchasing the policy.
When a covered appliance or system needs to be repaired or replaced, you file a claim with your home warranty service provider. Most companies have an online portal where you can do this. Once you file the claim, it will be assigned to a local technician or repair person who will come and assess the issue. The claim is then processed, and a homeowner will pay the predetermined service fee to schedule the repair for their home. This repair will generally occur within 24 to 72 hours and there shouldn't be any out-of-pocket expenses. Most service fees range between $60 and $150.
Home warranty plans help protect both your home systems and appliances. A home warranty can cover repair and replacement-related costs that are due to normal wear and tear. Typical appliances covered under a home warranty plan include a microwave, washer, garbage disposal, dryer, refrigerator, dishwasher, and more. The systems that are most commonly covered will be hot water heaters, plumbing systems, heating systems, air conditioners, and electrical systems. Add-on options can vary by company but typically include things like a plumbing stoppages, septic system, sprinkler system, central vacuum, and second refrigerator.
A home warranty will only cover normal wear and tear on your home systems and appliances. Things such as pre-existing conditions, lack of maintenance, misuse, and cosmetic damages are not included in the home warranty policy.
Since temperatures in Mendota Heights can hit the negatives in the winter, the extreme weather can put a lot of strain on your heating system. Purchasing a home warranty policy can help homeowners save money if one of these systems or appliances stops working suddenly.
In addition, though it varies by company, some providers will allow you to transfer your warranty if you sell your home. This can make your property more attractive to potential home buyers and help your home sell faster.
One downside of buying a home warranty is that there are often exclusions. For instance, if one of your appliances already has a manufacturer's warranty, it may not be included in the home warranty, so it's important to read over the contracts you're considering thoroughly to understand what is included and what isn't. Another pain point of home warranties is that they don't cover systems or appliances that have been improperly maintained. This can lead to your repair requests being rejected, so it's important to make sure you follow the manufacturer's guidelines for maintenance of your home systems and appliances.
Although home warranties do have some exclusions to keep in mind, whether during winter, summer, or the months in between, a home warranty can help cut back on the inevitable expense of dealing with home appliances and system repairs, giving you a little peace of mind.
A home warranty can save you a lot of money on home repairs and offer you peace of mind as a homeowner. When it comes to home warranty companies in Mendota Heights, the best overall is Choice Home Warranty. Choice Home Warranty provides great coverage at an affordable cost.
Our pick for the best overall home warranty provider in Mendota Heights is Choice Home Warranty but the perfect company for you will depend on factors such as what appliances and systems you need to have covered.
Most home warranty plans have a 30-day waiting period before you can make service requests, but some may let you file sooner so make sure you check with the company about this.
The systems and appliances in a home are covered under a home warranty plan in Mendota Heights. Everything from a oven to a swimming pool can be covered under a home warranty.
The service fee is the price you pay each time there's an issue with a home system or appliance. The service fees are commonly between $60 and $150.
A home warranty in Mendota Heights can cost between $40 and $80 a month. The higher-priced plans tend to have a lower service fee, higher coverage limits, and more coverage.
