A Maplewood home warranty plan can help protect home buyers and current homeowners by covering major repairs and replacements on your home's appliances and systems.
Maplewood is a place that has so much culture, great weather, and some great homes. Homeownership in Maplewood has many good things associated with it, but some downsides come along with it too. For one, making sure that your home's systems and appliances stay in working condition can make Maplewood homeownership quite tricky.
Since the home warranty market is saturated with many providers — all with different offerings — the House Method team did the research for you to help you find the best home warranty in Maplewood.
Choosing the best provider for your home warranty is the first step toward protecting your house. Policies can vary, so consider the following factors when deciding on a home warranty policy:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
Choice Home Warranty offers the best overall home warranty in Maplewood. When you purchase a plan from Choice, you will get very high coverage caps and simple-to-understand service contracts. Choice Home Warranty also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties. The home warranty company offers 2 plans to policyholders that have various system and appliance coverage options.
Choice Home Warranty has 2 plans that offer a mix of system and appliance coverage. The coverage caps associated with Choice's plans are around the $3,000 mark for most major systems and appliances, and service fees are an affordable $85.
To read more, visit our review of Choice Home Warranty. To get a free quote from Choice Home Warranty, you can fill out this online form or call 929-400-6164.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty offers the most cost-effective home warranty in Maplewood. Select offers a highly affordable service fee and free roof coverage upon purchase of a policy plan. Plus, it also has an extensive network of highly trained professionals all over the country who are experts in home maintenance. Select offers 3 plans for you to choose from.
The plans that Select offers to homeowners are Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. Select's service fees are a reasonable $60, and the coverage limits come out to about $2,000 for each covered system or appliance.
To receive a free quote from Select Home Warranty, fill out this online form or give them a call at 888-370-3953. Read our Select Home Warranty Review to learn more.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
In Maplewood, American Home Shield offers the most customizable home warranty. AHS has about 25 years of industry experience and in that time has built a an network of service technicians in the country. AHS offers the ability to customize your plan with the coverages that work specifically for your home. Plus, it also has a remarkably low claim denial rate in comparison to other home warranty companies. AHS offers 3 plans for homeowners to decide between.
The plans that AHS offers to homeowners are ShieldSilver, ShieldGold, and ShieldPlatinum. Service fees from AHS are customizable and range from $75 to $125. The coverage caps are also generally about $2,500 at the maximum.
Read our comprehensive review of American Home Shield to learn more. To get a free quote from American Home Shield, you can fill out this online form or call 888-365-2839.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
The Home Service Club offers the best home warranty with the quickest service for Maplewood residents. HSC has 2 simple plans, making the selection process and policy coverage easily comprehensible. When you buy a home warranty from HSC, you will get quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. The Home Service Club also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
The 2 plans from The Home Service Club are Standard Coverage Plan and Comprehensive Coverage Plan. The coverage limits from HSC are around $2,000. The service fees are customizable and range from $65 to $90, which is cheaper than other providers in the Maplewood area.
Read our The Home Service Club Review to learn more. To receive a free quote from The Home Service Club, fill out this online form or call 800-750-9443.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard is the most trustworthy home warranty in Maplewood. When you purchase a home warranty from Liberty, you will get a seamless complaint process and guaranteed service professionalism upon every repair visit. Liberty Home Guard also has a 60-day workmanship guarantee and some of the best customer service in the industry. The 3 plans from Liberty are easily comprehensible and offer a mix of both system and appliance coverage.
The 3 plans from Liberty Home Guard are Appliance Guard, Systems Guard, and Total Home Guard. Service fees from Liberty are an affordable $75. The coverage caps are also generally about $3,000.
For a more detailed breakdown, read our full review of Liberty Home Guard. To get a free quote from Liberty Home Guard, fill out this online form or give them a call at 866-451-2281.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
Cinch Home Services is the home warranty with the best workmanship guarantee in Maplewood. The 3 plans from Cinch are easy to comprehend and have a mix of both system and appliance coverage. Cinch has established itself as a company with a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. It also has a broad range of coverage options that will give homeowners peace of mind.
The plans that Cinch offers to homeowners are Appliances Plan, Built-in Systems Plan, and Complete Home Plan. Cinch has coverage caps of around $1,000-$2,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so make sure to check with the provider. Service fees are customizable and range from $75 to $150.
To read more, visit our review of Cinch Home Services. To get a free quote from Cinch Home Services, fill out this online form or give them a call at 877-589-0505.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Maplewood
A home warranty is a plan that can help homeowners save money on appliance and system repairs and replacements. Working appliances and home systems are what make living in a Maplewood home comfortable and convenient. When these things need repairs, it can be expensive and a headache. Luckily, with a home warranty in place, an affordable repair is just a phone call away.
When you have an issue with one of your appliances or systems, you can submit a claim with your home warranty company. Then, a customer service representative will reach out to you about a repair technician coming over to take a look at the issue. Once you file the claim, it will be assigned to a local technician that will come to your home and look at the issue. At this point, you pay the service fee. Service fees usually range in price from around $60 to $150 and this is the only out-of-pocket fee you will have to pay unless the repair cost is higher than your home warranty's coverage limit.
A home warranty will cover systems and appliances from normal wear . The appliances usually covered under a home warranty plan include clothes washer, refrigerator, microwave, dishwasher, clothes dryer, garbage disposal, and more. The systems usually included are ductwork, air conditioners, plumbing systems, hot water heaters, and electrical systems. Add-on coverage will vary from one plan to another, but you can expect to see things such as central vacuums, pools, electronics, spas, sump pumps, and roof leaks.
An important thing to consider is that home warranties only protect against normal wear and tear on your home systems and appliances. Things like cosmetic damages, misuse, lack of maintenance, and pre-existing conditions are excluded from the home warranty policy.
Maplewood's frigid winters can put a strain on a home's HVAC system. Whether it's summer or winter, a home warranty can cover your home's appliances and systems if they need to be repaired or replaced. For example, if your air conditioner fails in the middle of July, a home warranty can cover the repairs, preventing you from spending a lot of money out of pocket.
Another added benefit of having home warranty coverage is that it can raise your home's property value. If you ever decide to sell your home, you may be able to transfer your home warranty plan to the new home buyers depending on the provider you have your home warranty with.
There are also some drawbacks to buying a home warranty policy, such as the coverage exclusions. For instance, home warranties may not cover home systems or appliances that already have a manufacturer's warranty. Another consideration is that home warranties usually only cover repairs needed due to normal wear and tear. They commonly won't cover home systems or appliances that have stopped working due to improper maintenance, animal infestations, natural disasters, etc.
Whether or not a home warranty is worth it depends on your personal preference. Like any other sort of insurance policy or warranty, its purpose is to provide you a sense of protection, so you will have to be the judge of how much that is worth to you.
Hopefully, you now feel like you can select the proper home warranty for your Maplewood home. When it comes to home warranty providers in Maplewood, the best overall is Choice Home Warranty. It offers comprehensive coverage at an affordable premium. However, other home warranties mentioned above are also great choices for Maplewood residents.
Our pick for the best overall home warranty in Maplewood is Choice Home Warranty but the perfect company for you will vary based on factors such as what appliances and systems you need coverage for.
A home warranty policy can help real estate agents, investors, homebuyers, home sellers, and homeowners. It can offer peace of mind and savings to anyone involved in homeownership.
Most home warranty providers have a 30-day waiting period before you can make service requests, but some may allow you to file sooner so make sure you check with the company about this.
A Maplewood home warranty can cost anywhere from $40 to $80 a month. Higher-priced plans usually have higher coverage limits, a lower service fee, and more coverage.
Homeownership can be costly. When a system or appliance breaks down, it can leave homeowners unexpectedly having to come up with the money to fix it. With a home warranty policy, you will not have any large hits to your savings account for home maintenance.
