A home warranty is a way to protect your bank account from unexpected home repairs and expenses. With a home warranty in place, your repair costs can be significantly lower and give you some peace of mind.
Although homeownership in Maple Grove has a great number of advantages, such as life in a vibrant city, there are also downfalls, similar to owning a house anywhere else. One major worry many homeowners have to deal with inevitably is updating or repairing their appliances and home systems.
Finding the right home warranty plan for your Maple Grove home can be hard, so our team at House Method did the research for you to help you find the top home warranty in Maple Grove. Read on for our home warranty recommendations and learn which plan works best for your home.
Determining the best provider for your home warranty is a step you could take to protect your property. When considering which home warranty company is the best fit for you, here are some important factors to take into account:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
In Maple Grove, Choice Home Warranty offers the best overall home warranty. Choice has been operating for about 14 years, making it a well-respected company in the industry. The 2 policies that Choice offers include differing levels of system and appliance coverage, as well as add-on options. When you buy a home warranty from Choice, you will get very high coverage caps and simple-to-understand service contracts. Choice Home Warranty also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
The plans that Choice offers to homeowners are Basic Plan and Total Plan. Choice's service fees are an affordable $85, and the coverage limits come out to around $3,000 per covered appliance or system.
To receive a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164. To read more, visit our review of Choice Home Warranty.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
In Maple Grove, Select Home Warranty is the most cost-effective home warranty. With a home warranty from Select, you can benefit from a highly affordable service fee and free roof coverage upon purchase of a policy plan. Not to mention, it has an extensive network of highly trained professionals all over the country who are experts in home maintenance. The 3 plans from Select are comprehensive and offer both system and appliance coverage.
The plans that Select offers to homeowners are Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. The coverage caps associated with Select's plans are around the $2,000 mark for many major systems and appliances, and service fees are a reasonable $60.
To get a free quote from Select Home Warranty, fill out this online form or give them a call at 888-370-3953. Read more by visiting our Select Home Warranty full review.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
In Maple Grove, American Home Shield is the most customizable home warranty. AHS offers the ability to customize your plan with the coverages that work specifically for your home. Plus, it also has a remarkably low claim denial rate in comparison to other home warranty companies. The 3 home warranty plans that AHS offers include options for appliance and system coverage.
The 3 plans from American Home Shield are ShieldSilver, ShieldGold, and ShieldPlatinum. AHS has coverage caps of around $2,500 for most appliances and systems, but with some plans, the coverage caps can be higher, so be sure to check with the provider. Service fees are customizable and range from $75 to $125.
Read more by visiting our review of American Home Shield. To receive a free quote from American Home Shield, you can fill out this online form or call 888-365-2839.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
In Maple Grove, The Home Service Club offers the best home warranty with the quickest service. The home warranty provider offers 2 plans to policyholders that have various options for appliance and system coverage. With a home warranty from HSC, you can benefit from quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. Not to mention, it has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
The Home Service Club has 2 plans that provide a mix of appliance and system coverage. The coverage limits from HSC are around $2,000. The service fees are customizable and range from $65 to $90, which is lower than other providers in the Maple Grove area.
For a more detailed breakdown, read our review of The Home Service Club. To get a free quote from The Home Service Club, fill out this online form or give them a call at 800-750-9443.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
In Maple Grove, Liberty Home Guard is the most trustworthy home warranty. Liberty has more than 5 years of experience in the industry and in that time has built a an expansive network of service professionals nationwide. When you buy a plan from Liberty, you will get a seamless complaint process and guaranteed service professionalism upon every repair visit. Liberty Home Guard also has a 60-day workmanship guarantee and some of the best customer service in the industry. The home warranty company offers 3 plans to policyholders that have various options for appliance and system coverage.
Liberty Home Guard has 3 plans that provide a mix of appliance and system coverage. Liberty has coverage caps of around $3,000 for most appliances and systems, but some plans may have different coverage caps, so make sure to check with the provider. Service fees are an affordable $75.
To receive a free quote from Liberty Home Guard, you can fill out this online form or call 866-451-2281. For a more detailed breakdown, read our review of Liberty Home Guard.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
Cinch Home Services offers the home warranty with the best workmanship guarantee in Maple Grove. Cinch has been in the home warranty business for over 43 years. The 3 plans from Cinch are easy to understand and have a mix of both system and appliance coverage. With a home warranty from Cinch, you can benefit from a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Not to mention, it has a broad range of coverage options that will give homeowners peace of mind.
Cinch Home Services has 3 plans that provide a mix of system and appliance coverage. Service fees from Cinch are customizable and range from $75 to $150. The coverage caps are also around $1,000-$2,000 at the maximum.
For more information, read our comprehensive review of Cinch Home Services. To get a free quote from Cinch Home Services, you can fill out this online form or call 877-589-0505.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Maple Grove
A home warranty is a service contract that makes it more affordable when one of your home systems or appliances experiences a problem. A home warranty can help homeowners who need to keep a budget in place and don't have the savings to pay for large repair or replacement expenses. Typically about 30 days after a home warranty plan is paid for, the coverage will start on your home systems and appliances.
Filing a claim with your home warranty company is very straightforward. There will be either an online portal system or a direct phone number to file your claim with your home warranty company. At this point, you will pay a service fee, which is usually between $60 and $150 depending on what plan you choose. Once the service fee is paid, a repair person will come to your home, assess the issue, and make the repair. If the repair is covered under the warranty and the coverage cap is not reached, most homeowners will not have any other out-of-pocket costs .
A home warranty plan offers coverage on your home's major appliances and systems and it can help reduce your home maintenance expenses. The appliances covered are a microwave, refrigerator, dishwasher, stove, clothes washer, clothes dryer, cooktop, and more. The systems included are the electrical, plumbing, heating system, water heater, air conditioner, and more. Many home warranty plans also provide add-on coverage options like central vacuum, roof leaks, locksmith, and even septic systems.
A home warranty will only help you with repairs and replacements due to normal wear and tear. If you don't take care of your appliances or systems and follow preventative maintenance guidelines, your home warranty will not cover it. Things like lack of maintenance, pre-existing conditions, cosmetic damages, and misuse are not included in a home warranty policy.
Temperatures in Maple Grove can drop to the negatives in the winter, which means your heating system is most likely going to get a good bit of use. As a homeowner in Maple Grove, one benefit of having a home warranty is that these home systems and major appliances can be covered if they need to be repaired or replaced.
Plus, having a Maple Grove home warranty can help make your house more attractive to potential home buyers if you ever decide to sell in the future. Many home warranty providers will allow you to transfer your plan to a new owner and give them the protection you've been benefiting from.
Home warranties also have some cons. Though it can save you time when the home warranty sends out a repair technician who does the repair for you, some people may not like this, and they may want to choose their own contractor. If that's important to you, some home warranty companies let you choose a contractor. Additionally, if you don't maintain your home systems or appliances properly, or if they need repairs due to a natural disaster or animal infestation — anything besides normal wear and tear — the home warranty may not cover it.
Owning a home is a big responsibility that can be costly, but rewarding. A home warranty is one thing that can help ease the costs of home maintenance, but its worth for you is something you'll have to weigh before taking the leap and purchasing a policy.
Hopefully, this review of Maple Grove's top home warranty companies has helped you narrow down your choices and ultimately find the right plan for you. All of these top home warranty providers have impressive histories and backgrounds and coverage options. Among them, Choice Home Warranty stands out as the best overall choice. Its comprehensive coverage, affordable pricing, and easy to understand policies make it a great home warranty for Maple Grove homeowners.
The best home warranty company in Maple Grove is Choice Home Warranty. Choice Home Warranty has an expansive network of experienced service technicians and a great reputation in the Maple Grove area.
Home warranty plans cover problems related to home systems and appliances that need to be repaired or replaced due to normal wear and tear. The homeowner's insurance policy is a different insurance that protects your entire home from situations like natural disasters and fires. It doesn't cover typical appliance or system repairs.
Most home warranty plans have a 30-day waiting period before you can file claims, but some may let you file sooner so be sure to check with the company about this.
A home warranty plan covers repair and replacement costs for systems and appliances in a home. Home warranties will not cover the intentional breaking of an appliance or something that happened as a result of a pre-existing condition.
Most home warranty plans will cover replacement costs as well as repair costs. How much the home warranty will cover varies from one plan to the next. Your home warranty will give you some money towards a replacement but the entire replacement may not be paid for.
