A home warranty can bring you the peace of mind you need about your home and protect your bank account from large expenses by covering your home's major systems and appliances.
Being a homeowner in Mahtomedi is a great option for those who love nature and quiet neighborhoods. However, as great as Mahtomedi is, homeownership always comes with its fair share of difficulties, such as trying to deal with your appliance and system repairs yourself.
Since the home warranty market is saturated with a variety of providers — all with different coverage — the House Method team decided to do the research for you to help you find the best home warranty in Mahtomedi.
Picking the best home warranty in Mahtomedi for your family comes down to the type of coverage you need, the home warranty provider you go with, and where you live, among other factors. Plans can vary, so consider the following factors when deciding on a home warranty provider:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
Choice Home Warranty offers the best overall home warranty in Mahtomedi. The home warranty company offers 2 plans to policyholders that have various system and appliance coverage options. Choice offers very high coverage caps and simple-to-understand service contracts. Plus, it also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
Choice Home Warranty offers 2 plans for Mahtomedi homeowners. The Basic Plan and Total Plan are the options they have, which have a mix of system and appliance coverage. Choice's service fees are an affordable $85, and the coverage caps come out to about $3,000 per covered appliance or system.
To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164. Read our Choice Home Warranty full review to learn more.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty is the most cost-effective home warranty in Mahtomedi. Select has 3 simple plans, making the selection process quick and easy. Select has established itself as a company with a highly affordable service fee and free roof coverage upon purchase of a policy plan. It also has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
The plans that Select offers to homeowners are Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. The coverage caps from Select are about $2,000. The service fees are a reasonable $60, which is lower than other providers in the Mahtomedi area.
To read more, visit our thorough review of Select Home Warranty. To receive a free quote from Select Home Warranty, fill out this online form or give them a call at 888-370-3953.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
American Home Shield is the most customizable home warranty in Mahtomedi. AHS is a home warranty company with 25 years of experience in the industry, and it has become one of the best providers in the business. The 3 plans from AHS are easily comprehensible and offer both system and appliance coverage. If you're looking for the ability to customize your plan with the coverages that work specifically for your home, AHS is the perfect provider for you. Plus, it has a remarkably low claim denial rate in comparison to other home warranty companies.
There are 3 home warranty plans from American Home Shield: ShieldSilver, ShieldGold, and ShieldPlatinum. AHS's service fees are customizable and range from $75 to $125, and the coverage caps come out to about $2,500 per covered appliance or system.
To receive a free quote from American Home Shield, fill out this online form or give them a call at 888-365-2839. For more information, read our full review of American Home Shield.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
The Home Service Club is the best home warranty with the quickest service in Mahtomedi. The 2 plans from HSC are easily comprehensible and offer a mix of both system and appliance coverage. With a home warranty from HSC, you can benefit from quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. Not to mention, it has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
The plans that HSC offers to homeowners are Standard Coverage Plan and Comprehensive Coverage Plan. Service fees from HSC are customizable and range from $65 to $90. The coverage caps are also typically about $2,000.
Read our review of The Home Service Club to learn more. To get a free quote from The Home Service Club, you can fill out this online form or call 800-750-9443.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard is the most trustworthy home warranty for Mahtomedi residents. When you purchase a home warranty from Liberty, you will get a seamless complaint process and guaranteed service professionalism upon every repair visit. Liberty Home Guard also has a 60-day workmanship guarantee and some of the best customer service in the industry. Liberty has 3 simple plans, making the selection process and policy coverage easily understandable.
Liberty Home Guard offers 3 plans for Mahtomedi homeowners. The Appliance Guard, Systems Guard, and Total Home Guard are the options they have, which have a mix of system and appliance coverage. Liberty's service fees are an affordable $75, and the coverage caps come out to about $3,000 per covered appliance or system.
For more information, read our Liberty Home Guard Review. To get a free quote from Liberty Home Guard, you can fill out this online form or call 866-451-2281.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
Cinch Home Services is the home warranty with the best workmanship guarantee for Mahtomedi residents. When you purchase a plan from Cinch, you will get a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Cinch Home Services also has a broad range of coverage options that will give homeowners peace of mind. Cinch has 3 simple plans, making the selection process quick and easy.
Cinch Home Services offers 3 plans for Mahtomedi homeowners. The Appliances Plan, Built-in Systems Plan, and Complete Home Plan are the options they have, which contain a mix of system and appliance coverage. Cinch has coverage caps of around $1,000-$2,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so make sure to check with the provider. Service fees are customizable and range from $75 to $150.
For more information, read our Cinch Home Services full review. To get a free quote from Cinch Home Services, you can fill out this online form or call 877-589-0505.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Mahtomedi
A home warranty is a home protection plan that can reduce the cost of on appliance and system repairs and replacements. Working appliances and home systems are what make living in a Mahtomedi home comfortable and convenient. When these things start to break down, it can be pricey and a inconvenience. Fortunately, with a home warranty in place, an affordable repair is just a phone call away.
For Mahtomedi homeowners, when an issue happens with a covered appliance or system, it is very simple to file a claim. Most home warranty providers have an online portal system where a claim can be submitted. At this point, you will pay the service fee. Service fees for home warranty customers range from $60 to $150. Most home warranties also have a coverage limit, which is the maximum amount per year or appliance that the home warranty will cover for repairs and replacements.
A home warranty in Mahtomedi typically covers the main systems and appliances in the home. The appliances a home warranty typically covers include a dishwasher, stove, cooktop, clothes washer, clothes dryer, refrigerator, microwave, and more. The systems included are the electrical, air conditioner, water heater, heating system, plumbing, and more. Add-on options can vary by provider but often include things like a plumbing stoppages, sprinkler system, second refrigerator, central vacuum, and septic system.
Mahtomedi homeowners should be aware that a home warranty plan will only cover repairs and replacements due to normal wear and tear. Home warranties do not cover things like cosmetic issues, pre-existing conditions, natural disasters, or misuse of a system or appliance. You have to keep up with preventative maintenance on your home systems and appliances to be sure that your next repair or replacement-related complication will be covered by the policy.
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Another benefit of having a home warranty while selling your home is that some providers let you transfer your home warranty policy to the new owners. It can make your house more attractive to potential home buyers and help your house sell faster.
As for the drawbacks of home warranties, home system and appliance coverage varies by provider so it's important to understand what each plan covers and excludes in the contract. Plus, if you don't maintain your home systems or appliances properly, or if they were damaged due to a natural disaster or animal infestation — anything other than normal wear and tear — the home warranty may not cover it.
It's not always easy to budget for the unexpected expenses that can come with homeownership, but a home warranty can help with that. Similar to any other warranty or insurance policy, there will always be advantages and disadvantages of buying one but its main purpose is to offer you protection and peace of mind.
A home warranty can save you a lot of money on home maintenance and offer you peace of mind as a homeowner. All of these top providers have impressive histories and backgrounds and coverage options. Among them, Choice Home Warranty stands out as the best overall choice. It offers great and comprehensive coverage of all the essential home appliances and systems at an affordable cost with several optional add-ons.
The best overall home warranty provider in Mahtomedi is Choice Home Warranty but the best company for you will depend on factors such as what appliances and systems you need to have covered.
Home warranties cover issues with systems and appliances that need to be repaired or replaced due to normal wear and tear. The homeowner's insurance policy is a different insurance that protects one's entire home from situations like natural disasters and fires. It doesn't cover normal appliance or system breakage.
Typically coverage for a home warranty plan begins 30 days after the payment receipt. However, a few companies may let you make a service request before this, so check with customer service to find the exact waiting period for your case.
Home warranties will cover the cost of repairs and replacements if it is within the coverage limits of the plan. If the replacement costs more than the home warranty covers, you will have to pay the rest out of pocket.
A service fee is an expense that must be paid before a service technician or contractor comes to your home to repair your home warranty-related problem. The pricing is typically between $60 and $150. Service fees are sometimes referred to as deductibles, and they should be the only out-of-pocket expense that homeowners are subject to with a home warranty except for the monthly premium/annual cost.
