A home warranty in Lakeville can help lower your out-of-pocket costs by covering repairs or replacements to major home systems and appliances that break down due to normal wear and tear.
Many people in Lakeville have made their dream of owning a home into a reality. However, as great as Lakeville can be, there are always downsides that come with owning a home, such as keeping your home's systems and appliances maintained.
Finding the best home warranties on the market can be challenging because of the many options out there. If you are frustrated with trying to compare the different options, keep reading for our guide on the best home warranty providers in Lakeville.
Finding the best provider for your home warranty is a step you could take to protect your property. Here is a list of factors that you'll want to keep in mind when picking a home warranty provider:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
In Lakeville, Choice Home Warranty is the best overall home warranty. Choice offers 2 plans for you to choose from. Choice has established itself as a company with very high coverage caps and simple-to-understand service contracts. It also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
There are 2 home warranty plans from Choice Home Warranty: Basic Plan and Total Plan. The coverage caps associated with Choice's plans are around the $3,000 mark for most major systems and appliances, and service fees are an affordable $85.
To get a free quote from Choice Home Warranty, you can fill out this online form or call 929-400-6164. Read more by visiting our review of Choice Home Warranty.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty offers the most cost-effective home warranty in Lakeville. If you're looking for a highly affordable service fee and free roof coverage upon purchase of a policy plan, Select is the perfect provider for you. Plus, it has an extensive network of highly trained professionals all over the country who are experts in home maintenance. Select has 3 simple plans, making the selection process and policy coverage easily understandable.
The plans that Select offers to homeowners are Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. Select has coverage caps of around $2,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so make sure to check with the company. Service fees are a reasonable $60.
To get a free quote from Select Home Warranty, you can fill out this online form or call 888-370-3953. Read our thorough review of Select Home Warranty to learn more.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
American Home Shield offers the most customizable home warranty for Lakeville residents. AHS has been operating for about 25 years, making it a well-regarded company in the industry. AHS offers 3 plans for homeowners to decide between. AHS offers the ability to customize your plan with the coverages that work specifically for your home. Plus, it also has a remarkably low claim denial rate in comparison to other home warranty companies.
American Home Shield has 3 plans that provide a mix of appliance and system coverage. AHS has coverage caps of around $2,500 for most appliances and systems, but with some plans, the coverage caps can be higher, so be sure to check with the provider. Service fees are customizable and range from $75 to $125.
To receive a free quote from American Home Shield, fill out this online form or call 888-365-2839. For a more detailed breakdown, read our American Home Shield Review.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
The Home Service Club is the best home warranty with the quickest service for Lakeville residents. The home warranty provider offers 2 plans to policyholders, which have various options for appliance and system coverage. HSC has established itself as a company with quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. It also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
The Home Service Club offers 2 plans for Lakeville homeowners. The Standard Coverage Plan and Comprehensive Coverage Plan are the options they have, which have a mix of system and appliance coverage. The coverage caps from HSC are about $2,000. The service fees are customizable and range from $65 to $90, which is less than other providers in the Lakeville area.
To receive a free quote from The Home Service Club, fill out this online form or call 800-750-9443. Read more by visiting our review of The Home Service Club.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard is the most trustworthy home warranty in Lakeville. When you buy a home warranty from Liberty, you will get a seamless complaint process and guaranteed service professionalism upon every repair visit. Liberty Home Guard also has a 60-day workmanship guarantee and some of the best customer service in the industry. Liberty has 3 plans for homeowners to choose from.
Liberty Home Guard offers 3 plans for Lakeville homeowners. The Appliance Guard, Systems Guard, and Total Home Guard are the options they have, which contain a mix of system and appliance coverage. The coverage limits from Liberty are about $3,000. The service fees are an affordable $75, which is cheaper than other providers in the Lakeville area.
Read our comprehensive review of Liberty Home Guard to learn more. To receive a free quote from Liberty Home Guard, you can fill out this online form or call 866-451-2281.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
Cinch Home Services is the home warranty with the best workmanship guarantee for Lakeville residents. The home warranty company offers 3 plans to policyholders that have various system and appliance coverage options. If you're looking for a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done, Cinch is the perfect provider for you. Plus, it has a broad range of coverage options that will give homeowners peace of mind.
Cinch Home Services has 3 plans that provide a combination of system and appliance coverage. Cinch's service fees are customizable and range from $75 to $150, and the coverage limits come out to about $1,000-$2,000 per covered appliance or system.
Read more by visiting our thorough review of Cinch Home Services. To receive a free quote from Cinch Home Services, you can fill out this online form or call 877-589-0505.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Lakeville
A home warranty is a protection plan that covers the cost of repairing or replacing major home systems and appliances when they malfunction over time due to normal wear and tear. Having a home warranty in place can provide some peace of mind and prevent you from paying large out-of-pocket costs. Most home warranty plans start about 30 days after purchasing the home warranty policy.
When you have a system or appliance that experiences a problem, you file a claim with your service provider. You can do so in an online portal or by calling them, and then a contractor will come and fix the problem. At this point, you will also have to pay your service fee. Once the contractor fixes the problem, they will take care of it at no cost to you. The only time a Lakeville homeowner may have to pay out-of-pocket costs is if the repair or replacement is over the item's coverage cap.
A home warranty plan offers coverage on your home's major appliances and systems and it can help cut back on the cost of maintenance on your home. Appliances covered under a home warranty plan are usually the refrigerator, garbage disposal, dryer, dishwasher, microwave, and more. Systems that are covered usually include heating systems, water heaters, air conditioners, electrical systems, and plumbing systems. Many plans also provide add-on coverage options like roof leaks, central vacuum, locksmith, and even septic systems.
A Lakeville home warranty will only cover repairs and replacements due to normal wear and tear. If you are experiencing cosmetic issues with appliances or you have not properly maintained your home systems and appliances, the home warranty will not cover it. Also, pre-existing conditions, intentional breakages, and natural disasters are not covered with a Lakeville home warranty.
Temperatures in Lakeville can drop to the negatives in the winter, which means your heating system is most likely going to get a lot of use. As a homeowner in Lakeville, one of the benefits of having a home warranty is knowing that these home systems and major appliances can be covered in the event they need to be repaired or replaced.
A home warranty can also have value in other ways. For example, some policies can be transferred between owners when you sell your home.
One disadvantage of signing up for a home warranty is that there are usually exclusions. For example, if one of your appliances already has a manufacturer's warranty, it may not be included in the home warranty, so it's important to read through any contracts you're considering thoroughly to understand what is included and what isn't. Another stipulation is that home warranties usually only cover malfunctions due to normal wear and tear. They commonly won't cover home systems or appliances that have been damaged due to natural disasters, animal infestations, improper maintenance, etc.
A home warranty can be the solution to some of a homeowner's maintenance worries, but ultimately, it's up to you to decide whether or not investing in one is the right choice for you and your family. Be sure to do your research and read over any home warranty contracts that you're considering purchasing to understand what repairs will and will not be covered under your contract.
A home warranty can save you a decent amount of money on home maintenance and offer you peace of mind as a homeowner. Choice Home Warranty is the best overall home warranty company in Lakeville. It offers comprehensive coverage at an affordable premium. However, other options reviewed above are also great choices for Lakeville residents.
The best overall home warranty in Lakeville is Choice Home Warranty but the right company for you will vary based on factors like what appliances and systems you need coverage for.
Home warranty policies cover issues related to home systems and appliances that need repairs or replacements due to normal wear and tear. The homeowner's insurance policy is a different plan that protects the entire home from natural disasters and fires. It doesn't cover typical appliance or system repairs.
First-time home buyers, homeowners, landlords, real estate agents, and home sellers can all get home warranty plans. A home warranty can help make your property more attractive to prospective buyers and save homeowners money in the long run.
The service fee is the price you pay each time there is an issue with a home system or appliance. The service fees are commonly priced between $60 and $150.
Owning a home can be expensive. When a system or appliance breaks down, it can leave homeowners unexpectedly having pay a large amount of money to fix it. With a home warranty plan, you won't have any large hits to your savings account for home maintenance.