A Lake Elmo home warranty policy can help protect you by reducing the costs of major repairs and replacements on your home's appliances and systems.
Many living in Lake Elmo have fulfilled their dream of homeownership. However, as great as Lake Elmo can be, there are always added costs that come with owning a home, like keeping your home's systems and appliances maintained.
Finding the best home warranty on the market can be quite time-consuming because there are so many companies to choose from. That's why the House Method team did the research and made a list of the best home warranty companies in Lake Elmo for you.
Now that you're ready to get a home warranty policy, the first step is considering what items you want coverage for. From there, you can compare plans and call different home warranty companies to get a free quote. Plans can vary, so consider the following factors when deciding on a home warranty policy:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
Choice Home Warranty offers the best overall home warranty for Lake Elmo residents. Choice has 2 simple plans, making the selection process quick and easy. Choice has established itself as a company with very high coverage caps and simple-to-understand service contracts. It also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
The 2 plans from Choice Home Warranty are Basic Plan and Total Plan. Choice has coverage caps of around $3,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so make sure to check with the provider. Service fees are an affordable $85.
To receive a free quote from Choice Home Warranty, you can fill out this online form or call 929-400-6164. To read more, visit our detailed review of Choice Home Warranty.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty is the most cost-effective home warranty for Lake Elmo residents. The home warranty provider offers 3 plans to policyholders that have various options for appliance and system coverage. Select offers a highly affordable service fee and free roof coverage upon purchase of a policy plan. Plus, it also has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
Select Home Warranty offers 3 plans for Lake Elmo homeowners. The Bronze Care Plan, Gold Care Plan, and Platinum Care Plan are the options they have, which have a mix of system and appliance coverage. Select's service fees are a reasonable $60, and the coverage caps come out to about $2,000 per covered system or appliance.
To get a free quote from Select Home Warranty, fill out this online form or call 888-370-3953. Read more by visiting our Select Home Warranty full review.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
American Home Shield offers the most customizable home warranty for Lake Elmo residents. AHS has over 25 years of industry experience and in that time has built a an network of service technicians in the country. The 3 plans from AHS are easy to understand and offer both system and appliance coverage. If you're looking for the ability to customize your plan with the coverages that work specifically for your home, you'll want to have this plan on your side. Plus, it has a remarkably low claim denial rate in comparison to other home warranty companies.
American Home Shield has 3 plans that offer a mix of system and appliance coverage. The coverage caps associated with AHS's plans are close to the $2,500 mark for most of the major systems and appliances, and service fees are customizable and range from $75 to $125.
For a more detailed breakdown, read our comprehensive review of American Home Shield. To get a free quote from American Home Shield, fill out this online form or call 888-365-2839.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
In Lake Elmo, The Home Service Club is the best home warranty with the quickest service. HSC offers 2 plans for you to choose from. With a home warranty from HSC, you can enjoy quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. Not to mention, it has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
The Home Service Club offers 2 plans for Lake Elmo homeowners. The Standard Coverage Plan and Comprehensive Coverage Plan are the options they have, which contain a mix of system and appliance coverage. HSC's service fees are customizable and range from $65 to $90, and the coverage caps come out to around $2,000 for each covered system or appliance.
For more information, read our detailed review of The Home Service Club. To receive a free quote from The Home Service Club, you can fill out this online form or call 800-750-9443.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard is the most trustworthy home warranty in Lake Elmo. With a home warranty from Liberty, you can benefit from a seamless complaint process and guaranteed service professionalism upon every repair visit. Not to mention, it has a 60-day workmanship guarantee and some of the best customer service in the industry. Liberty has 3 plans for homeowners to choose from.
The 3 plans from Liberty Home Guard are Appliance Guard, Systems Guard, and Total Home Guard. Liberty's service fees are an affordable $75, and the coverage caps come out to around $3,000 per covered system or appliance.
For a more detailed breakdown, read our Liberty Home Guard Review. To get a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
Cinch Home Services is the home warranty with the best workmanship guarantee for Lake Elmo residents. When you buy a policy from Cinch, you will get a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Cinch Home Services also has a broad range of coverage options that will give homeowners peace of mind. The 3 plans from Cinch are easy to comprehend and offer a mix of both system and appliance coverage.
Cinch Home Services offers 3 plans for Lake Elmo homeowners. The Appliances Plan, Built-in Systems Plan, and Complete Home Plan are the options they have, which contain a mix of system and appliance coverage. Cinch's service fees are customizable and range from $75 to $150, and the coverage caps come out to about $1,000-$2,000 for each covered appliance or system.
To get a free quote from Cinch Home Services, fill out this online form or call 877-589-0505. For more information on this provider, read our full review of Cinch Home Services.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Lake Elmo
A home warranty is a plan that can help homeowners save money on appliance and system repairs and replacements. Our appliances and home systems are what make living in a Lake Elmo home comfortable and convenient. When they need repairs, it can be costly and a hassle. Luckily, with a home warranty in place, an affordable repair is just a phone call away.
For Lake Elmo homeowners, when a problem happens with a covered appliance or system, it is very simple to file a claim. Most home warranty providers have an online portal system where you can submit a claim. At this point, you will pay the service fee. Service fees for home warranties range in price from $60 to $150. Most home warranties also have a coverage limit, which is the maximum cost per appliance that the home warranty will cover for repairs and replacements.
Home warranties help protect your home systems and appliances. A home warranty can cover repairs and replacements that are a result of normal wear . The appliances a home warranty typically covers include a cooktop, clothes washer, stove, clothes dryer, refrigerator, microwave, dishwasher, and more. The systems included are the water heater, plumbing, electrical, air conditioner, heating system, and more. Many home warranty plans also have add-on coverage options like central vacuum, locksmith, roof leaks, and even septic systems.
Lake Elmo homeowners should be aware that a home warranty plan will only cover repairs and replacements due to normal wear and tear. Home warranties do not cover things like cosmetic issues, natural disasters, pre-existing conditions, or misuse of a system or appliance. You must keep up with preventative maintenance on your home systems and appliances to ensure that your next repair or replacement-related complication will be covered by the policy.
Lake Elmo is known for its frigid winters, and if you live in Lake Elmo, you know that those winters can be freezing. During the winter months, your heating system can be strained in its effort to combat the cold. In the event that your heater did break down, a home warranty can cover the repairs and prevent you from spending out-of-pocket expenses.
Plus, having a Lake Elmo home warranty can help make your house more appealing to potential home buyers should you ever decide to sell in the future. Many home warranty providers will allow you to transfer your policy to a new owner and give them the protection you've been receiving.
There are also some negatives to getting a home warranty plan, like the coverage exclusions. For instance, home warranties may not cover systems or appliances that are already covered by a manufacturer's warranty. Another possible pain point of home warranties is that they don't cover systems or appliances that have been improperly maintained. This can lead to your claims being rejected, so it's important to make sure you follow the manufacturer's guidelines for maintenance of your home systems and appliances.
Although home warranties do have some downsides, no matter the season, a home warranty can help reduce the inevitable cost of home appliances and system repairs, giving you a little peace of mind.
Hopefully, you now feel like you can select the proper home warranty for your Lake Elmo home. The best provider in Lake Elmo is Choice Home Warranty. With its comprehensive coverage, affordable cost, and a good reputation in the industry, Choice Home Warranty has a lot to offer.
Our pick for the best overall home warranty provider in Lake Elmo is Choice Home Warranty but the best company for you will vary based on factors like what appliances and systems you need to have covered.
Home warranties cover issues related to systems and appliances that need repairs or replacements due to normal wear and tear. The homeowner's insurance policy is a larger plan that protects one's entire home from natural disasters and fires. It doesn't cover typical appliance or system repairs.
Home buyers, home sellers, landlords, real estate agents, and homeowners are all eligible for home warranty plans. A home warranty can help make your house more attractive to prospective buyers and save homeowners money in the long run.
Most home warranties will cover replacement costs as well as repair costs. How much the home warranty will cover varies from one plan to the next. Your home warranty will give you some money towards a replacement but don't expect to have the entire replacement paid for.
A service fee is an expense that you pay before a repair technician or contractor comes to your home to fix your home warranty-related issue. The pricing is typically between $60 and $150. Service fees are sometimes referred to as deductibles, and they should be the only out-of-pocket expense that homeowners are subject to with a home warranty apart from the policy's premium.
