A Inver Grove Heights home warranty can help protect home buyers and current homeowners by reducing the costs of major repairs and replacements on your home's appliances and systems.
Inver Grove Heights is a city that has so much culture, things to do, and some great homes. Homeownership in Inver Grove Heights has many benefits associated with it, but some negatives come hand in hand with it too. For one, making sure that your home's systems and appliances stay in working condition can make Inver Grove Heights homeownership quite challenging.
Finding the best home warranty on the market can be quite time-consuming as there are dozens of companies to choose from. That's why our team at House Method did the research and put together a list of the top home warranty companies in Inver Grove Heights for you.
Choosing the right home warranty in Inver Grove Heights for your family comes down to the type of coverage you want, the home warranty company you opt for, and where you live, among other factors. Below is a list of factors that you'll want to keep in mind when selecting a home warranty provider:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
Choice Home Warranty offers the best overall home warranty for Inver Grove Heights residents. Choice has established itself as a company with very high coverage caps and simple-to-understand service contracts. It also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties. The 2 plans from Choice are easily comprehensible and offer both system and appliance coverage.
Choice Home Warranty has 2 plans that offer a mix of system and appliance coverage. Choice's service fees are an affordable $85, and the coverage limits come out to around $3,000 per covered appliance or system.
To receive a free quote from Choice Home Warranty, you can fill out this online form or call 929-400-6164. For more information, read our Choice Home Warranty Review.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty offers the most cost-effective home warranty for Inver Grove Heights residents. The 3 plans from Select are comprehensive and have a mix of both system and appliance coverage. When you purchase a home warranty from Select, you will get a highly affordable service fee and free roof coverage upon purchase of a policy plan. Select Home Warranty also has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
The 3 plans from Select Home Warranty are Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. The coverage limits from Select are about $2,000. The service fees are a reasonable $60, which is less than other providers in the Inver Grove Heights area.
To get a free quote from Select Home Warranty, you can fill out this online form or call 888-370-3953. For more information, read our review of Select Home Warranty.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
In Inver Grove Heights, American Home Shield is the most customizable home warranty. AHS is a home warranty company with 25 years of experience in the industry, and it has established itself as one of the best providers in the business. When you purchase a home warranty from AHS, you will get the ability to customize your plan with the coverages that work specifically for your home. American Home Shield also has a remarkably low claim denial rate in comparison to other home warranty companies. The home warranty provider offers 3 plans to policyholders, which have various options for appliance and system coverage.
The plans that AHS offers to homeowners are ShieldSilver, ShieldGold, and ShieldPlatinum. AHS has coverage caps of around $2,500 for most appliances and systems, but with some plans, the coverage caps can be higher, so make sure to check with the company. Service fees are customizable and range from $75 to $125.
To receive a free quote from American Home Shield, you can fill out this online form or call 888-365-2839. For more information, read our detailed review of American Home Shield.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
The Home Service Club is the best home warranty with the quickest service for Inver Grove Heights residents. With a home warranty from HSC, you can enjoy quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. Not to mention, it has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee. HSC has 2 plans for you to choose from.
The 2 plans from The Home Service Club are Standard Coverage Plan and Comprehensive Coverage Plan. Service fees from HSC are customizable and range from $65 to $90. The coverage caps are also typically around $2,000.
Read our The Home Service Club Review to learn more. To receive a free quote from The Home Service Club, fill out this online form or give them a call at 800-750-9443.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
In Inver Grove Heights, Liberty Home Guard offers the most trustworthy home warranty. Liberty offers a seamless complaint process and guaranteed service professionalism upon every repair visit. Plus, it also has a 60-day workmanship guarantee and some of the best customer service in the industry. Liberty has 3 plans for homeowners to choose from.
The 3 plans from Liberty Home Guard are Appliance Guard, Systems Guard, and Total Home Guard. Service fees from Liberty are an affordable $75. The coverage caps are also typically around $3,000.
To get a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281. Read more by visiting our review of Liberty Home Guard.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
Cinch Home Services is the home warranty with the best workmanship guarantee for Inver Grove Heights residents. If you're looking for a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done, this is the home warranty for you. Plus, it has a broad range of coverage options that will give homeowners peace of mind. The 3 plans from Cinch are easy to understand and have a mix of both system and appliance coverage.
The plans that Cinch offers to homeowners are Appliances Plan, Built-in Systems Plan, and Complete Home Plan. The coverage caps associated with Cinch's plans are around the $1,000-$2,000 mark for most major systems and appliances, and service fees are customizable and range from $75 to $150.
For a more detailed breakdown, read our Cinch Home Services Review. To get a free quote from Cinch Home Services, you can fill out this online form or call 877-589-0505.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Inver Grove Heights
A home warranty is a protection plan that covers the cost of repairing or replacing major home systems and appliances when they break down over time due to normal wear and tear. Having a home warranty in place can offer you some peace of mind and guard your bank account from big out-of-pocket costs. Most home warranty plans start about 30 days after buying the home warranty.
Filing a claim with your home warranty company is very easy. There will be either an online portal or a direct phone number to file your claim with your home warranty company. Once you file the claim, it will be assigned to a local technician that will come to your home and repair the problem. At this point, you pay the service fee. Service fees usually range in price from about $60 to $150 and this is the only out-of-pocket fee you will need to pay unless the repair cost is more than your home warranty's coverage cap.
Home warranties help protect your home systems and appliances. A home warranty can cover repairs and replacements that are a result of normal wear . The appliances typically covered under a home warranty plan include garbage disposal, clothes dryer, dishwasher, refrigerator, clothes washer, microwave, and more. The systems usually included are air conditioners, hot water heaters, ductwork, electrical systems, and plumbing systems. Add-on coverage options can vary by company but often include things such as a plumbing stoppages, sprinkler system, second refrigerator, central vacuum, and septic system.
A home warranty will only cover repairs and replacements due to normal wear and tear. If you don't take care of your home and follow preventative maintenance guidelines, the home warranty will not cover it. Things such as misuse, pre-existing conditions, cosmetic damages, and lack of maintenance are excluded from a home warranty policy.
Temperatures in Inver Grove Heights can drop to the negatives in the winter, which means your heating system is likely to get a decent amount of use. As a homeowner in Inver Grove Heights, one of the benefits of having a home warranty is knowing that these home systems and major appliances can be covered in the event they need to be repaired or replaced.
Another benefit of having a home warranty if you want to sell your home is that you can probably transfer your home warranty policy to the new owners. It can make your home more attractive to potential home buyers and may help your home sell faster.
One main drawback of home warranties is not every home system and appliance you care about may be covered. It's important to weigh the different policies and sign up for one that covers all the appliances, systems, and add-ons you need. Another consideration is that home warranties usually only cover malfunctions due to normal wear and tear. They often won't cover home systems or appliances that have been damaged due to improper maintenance, animal infestations, natural disasters, etc.
Owning a home is a big responsibility that can be costly, but rewarding. A home warranty is one thing that can help with your home maintenance budget, but its worth for you is something you'll have to consider before getting a policy.
A home warranty in Inver Grove Heights can save you a lot of money and offer you peace of mind when it comes to expensive home repairs and replacements. When it comes to home warranty providers in Inver Grove Heights, the best overall is Choice Home Warranty. Its comprehensive coverage, fair pricing, and easy to understand policies make it a great home warranty for Inver Grove Heights homeowners.
Our pick for the best overall home warranty company in Inver Grove Heights is Choice Home Warranty but the best company for you will vary based on factors like what appliances and systems you need coverage for.
A home warranty is a contract that covers the repairs and replacements of your major home system components and appliances.
A home warranty covers the normal wear and tear of home systems and appliances. A homeowners insurance plan protects the entire home in a situation like a natural disaster or fire. With a homeowners insurance plan, you will not be able to file a claim should you need a new washing machine or stove, unless the damage is due to a natural disaster.
A Inver Grove Heights home warranty can cost anywhere from $40 to $80 a month. Higher-priced plans tend to have higher coverage limits, a lower service fee, and more coverage.
Owning a home can be pricey. When a system or appliance breaks down, it can leave homeowners unexpectedly having to come up with the money to fix it. With a home warranty plan, you won't have any large hits to your savings account just to keep your home up and running.
