A home warranty can give you the peace of mind you need about your home and protect your savings account from large expenses by covering your home's major systems and appliances.
Columbia Heights is a city that has so much delicious food, things to do, and some great homes. Homeownership in Columbia Heights has many perks associated with it, but some negatives come hand in hand with it as well. For one, making sure that your home's systems and appliances stay in working condition can make Columbia Heights homeownership quite tricky.
Finding the best home warranty on the market can be quite challenging since there are dozens of companies to choose from. That's why the House Method team did the research and made a list of the best home warranty companies in Columbia Heights for you.
After reviewing home warranties in Columbia Heights, the next step is to decide which company you want to get a free quote from. Options can vary, so take into consideration the following factors when deciding on a home warranty provider:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
Choice Home Warranty offers the best overall home warranty for Columbia Heights residents. The home warranty provider offers 2 plans to policyholders with various system and appliance coverage options. When you buy a home warranty from Choice, you will get very high coverage caps and simple-to-understand service contracts. Choice Home Warranty also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
Choice Home Warranty has 2 plans that offer a mix of appliance and system coverage. Service fees from Choice are an affordable $85. The coverage caps are also generally about $3,000 at the maximum.
To read more, visit our Choice Home Warranty full review. To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
In Columbia Heights, Select Home Warranty is the most cost-effective home warranty. With a home warranty from Select, you can benefit from a highly affordable service fee and free roof coverage upon purchase of a policy plan. Not to mention, it has an extensive network of highly trained professionals all over the country who are experts in home maintenance. The home warranty provider offers 3 plans to policyholders with various system and appliance coverage options.
Select Home Warranty offers 3 plans for Columbia Heights homeowners. The Bronze Care Plan, Gold Care Plan, and Platinum Care Plan are the options they have, which contain a mix of system and appliance coverage. The coverage limits from Select are about $2,000. The service fees are a reasonable $60, which is less than other providers in the Columbia Heights area.
Read more by visiting our review of Select Home Warranty. To receive a free quote from Select Home Warranty, you can fill out this online form or call 888-370-3953.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
American Home Shield is the most customizable home warranty in Columbia Heights. AHS has more than 25 years of experience in the home warranty sector, and has provided great customer service at an affordable cost to its customers. The 3 plans from AHS are comprehensive and offer a mix of both system and appliance coverage. If you're looking for the ability to customize your plan with the coverages that work specifically for your home, you'll want to have this plan on your side. Plus, it has a remarkably low claim denial rate in comparison to other home warranty companies.
American Home Shield has 3 plans that offer a mix of system and appliance coverage. The coverage caps from AHS are about $2,500. The service fees are customizable and range from $75 to $125, which is lower than other providers in the Columbia Heights area.
To get a free quote from American Home Shield, you can fill out this online form or call 888-365-2839. Read more by visiting our full review of American Home Shield.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
In Columbia Heights, The Home Service Club offers the best home warranty with the quickest service. With a home warranty from HSC, you can benefit from quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. Not to mention, it has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee. HSC has 2 simple plans, making the selection process quick and easy.
The 2 plans from The Home Service Club are Standard Coverage Plan and Comprehensive Coverage Plan. HSC's service fees are customizable and range from $65 to $90, and the coverage caps come out to around $2,000 for each covered appliance or system.
To get a free quote from The Home Service Club, you can fill out this online form or call 800-750-9443. Read more by visiting our full review of The Home Service Club.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard is the most trustworthy home warranty for Columbia Heights residents. When you buy a home warranty from Liberty, you will get a seamless complaint process and guaranteed service professionalism upon every repair visit. Liberty Home Guard also has a 60-day workmanship guarantee and some of the best customer service in the industry. Liberty has 3 plans for homeowners to decide between.
Liberty Home Guard has 3 plans that provide a combination of system and appliance coverage. The coverage caps from Liberty are about $3,000. The service fees are an affordable $75, which is cheaper than other providers in the Columbia Heights area.
To receive a free quote from Liberty Home Guard, fill out this online form or give them a call at 866-451-2281. For a more detailed breakdown, read our Liberty Home Guard Review.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
Cinch Home Services is the home warranty with the best workmanship guarantee for Columbia Heights residents. When you buy a home warranty from Cinch, you will get a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Cinch Home Services also has a broad range of coverage options that will give homeowners peace of mind. Cinch has 3 simple plans, making the selection process easy.
The plans that Cinch offers to homeowners are Appliances Plan, Built-in Systems Plan, and Complete Home Plan. Cinch has coverage caps of around $1,000-$2,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so be sure to check with the company. Service fees are customizable and range from $75 to $150.
To read more, visit our Cinch Home Services full review. To receive a free quote from Cinch Home Services, fill out this online form or call 877-589-0505.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Columbia Heights
A home warranty is a protection plan that covers the cost of repairing or replacing major home systems and appliances when they malfunction over time due to normal wear and tear. Having a home warranty in place can give you some peace of mind and prevent you from paying unexpected out-of-pocket costs. Most home warranty plans take effect about 30 days after purchasing the home warranty.
For Columbia Heights homeowners, when a problem happens with a covered appliance or system, it is very easy to file a claim. Most home warranty providers have an online portal system where you can submit a claim. At this point, you will also have to pay your service fee. Once the repair technician takes a look at the issue, they will deal with it at no cost to you. The only time you may have to pay out-of-pocket costs is if the repair or replacement is over the item's coverage cap.
Home warranties help protect both home systems and appliances. A home warranty can cover repairs and replacements that are a result of normal wear . Appliances covered under a home warranty plan are typically the refrigerator, garbage disposal, dryer, dishwasher, microwave, and more. Systems that are covered usually include plumbing systems, air conditioners, electrical systems, water heaters, and heating systems. Many plans also provide add-on coverage options like septic systems, central vacuum, roof leaks, and even locksmith.
A home warranty will only cover normal wear and tear on your home systems and appliances. Things like misuse, pre-existing conditions, cosmetic damages, and lack of maintenance are excluded from the home warranty policy.
Home warranty plans are an inexpensive way to protect your home systems and appliances from normal wear and tear. With temperatures in Columbia Heights hitting upward of 53 degrees in the summer, you may find that some appliances, like your air conditioning unit, get a lot of use. A home warranty can remarkably lower your out-of-pocket expenses should your HVAC system stop working.
A home warranty can also provide value in other ways. For instance, some plans can be transferred between owners during a home sale.
Home warranties also have some drawbacks. Although it can give you less to worry about since the home warranty sends out a repair technician who does the repair for you, some may not like this, and they may want to choose a contractor themselves. If that's the case for you, some home warranty plans let you choose a contractor. Another thing to keep in mind is that some companies don't cover pre-existing conditions and may require an inspection before coverage begins. Ask the home warranty provider for clarification about these things if you aren't sure or if this is an issue for you.
A home warranty can help with some of a homeowner's maintenance concerns, but ultimately, it's up to you to determine if investing in one is a good move for you and your family. Make sure you do your research and read over any home warranty contracts that you're seriously considering buying to get a sense of what repairs will and will not be covered under your contract.
Hopefully, this review of Columbia Heights' top home warranty companies has helped you narrow down your choices and find the right plan for you. All of these top home warranty providers have impressive histories and backgrounds and coverage options. Among them, Choice Home Warranty stands out as the best overall choice. Its comprehensive coverage, fair pricing, and ease of use make it a great home warranty for Columbia Heights homeowners.
The best home warranty company in Columbia Heights is Choice Home Warranty. Choice Home Warranty has an expansive network of professional contractors and a great reputation in the Columbia Heights area.
A home warranty covers the normal wear and tear of home systems and appliances. Homeowners insurance protects the entire home in case of something such as a natural disaster or fire. Under homeowners insurance, you won't be able to file a claim should you need a new dryer or oven, unless the damage is due to a natural disaster.
The systems and appliances in a home are covered under a home warranty policy in Columbia Heights. Everything from a fridge to a washer can be covered under a home warranty.
Home warranties cover the cost of repairs and replacements if it is within the coverage limits of the plan. If the replacement will cost more than the home warranty covers, you will have to pay the rest out of pocket.
A Columbia Heights home warranty can cost anywhere from $40 to $80 a month. The higher-priced plans tend to have higher coverage limits, a lower service fee, and more coverage.
