When one of your systems or appliances stops working, a home warranty will help you cover the costs. A home warranty plan can give homeowners the peace of mind they need to feel less anxious about homeownership.
Many living in Chanhassen have made their dream of owning a home into a reality. However, as great as Chanhassen can be, there are always downsides that come with owning a home, like keeping your home's systems and appliances maintained.
Finding the best home warranties on the market can be quite a challenge because of the many options out there. If you are overwhelmed by trying to compare the different options, keep reading for our guide to the best home warranty companies in Chanhassen.
Picking the right home warranty in Chanhassen for you and your family depends on the coverage you want, the home warranty provider you go with, and where you live, among other factors. Before making your final decision, here are a few additional factors to consider:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
In Chanhassen, Choice Home Warranty offers the best overall home warranty. Choice has established itself as a company with very high coverage caps and simple-to-understand service contracts. It also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties. The 2 plans from Choice are comprehensive and offer both system and appliance coverage.
The plans that Choice offers to homeowners are Basic Plan and Total Plan. Choice's service fees are an affordable $85, and the coverage limits come out to around $3,000 for each covered appliance or system.
To receive a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164. Read more by visiting our review of Choice Home Warranty.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
In Chanhassen, Select Home Warranty is the most cost-effective home warranty. Select has 3 plans for you to choose from. With a home warranty from Select, you can enjoy a highly affordable service fee and free roof coverage upon purchase of a policy plan. Not to mention, it has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
The 3 plans from Select Home Warranty are Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. Service fees from Select are a reasonable $60. The coverage caps are also around $2,000 at the maximum.
For a more detailed breakdown, read our Select Home Warranty Review. To receive a free quote from Select Home Warranty, fill out this online form or call 888-370-3953.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
In Chanhassen, American Home Shield is the most customizable home warranty. AHS is a home warranty provider with 25 years of experience in the industry, and it has established itself as one of the best providers in the business. The 3 plans that AHS offers include options for appliance and system coverage. AHS offers the ability to customize your plan with the coverages that work specifically for your home. Plus, it also has a remarkably low claim denial rate in comparison to other home warranty companies.
The 3 plans from American Home Shield are ShieldSilver, ShieldGold, and ShieldPlatinum. The coverage caps from AHS are around $2,500. The service fees are customizable and range from $75 to $125, which is lower than other providers in the Chanhassen area.
To read more, visit our American Home Shield Review. To receive a free quote from American Home Shield, fill out this online form or call 888-365-2839.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
In Chanhassen, The Home Service Club offers the best home warranty with the quickest service. HSC has established itself as a company with quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. It also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee. HSC has 2 simple plans, making the selection process easy.
The Home Service Club has 2 plans that offer a mix of appliance and system coverage. The coverage caps associated with HSC's plans are close to the $2,000 mark for many major systems and appliances, and service fees are customizable and range from $65 to $90.
For more information, read our review of The Home Service Club. To receive a free quote from The Home Service Club, you can fill out this online form or call 800-750-9443.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
In Chanhassen, Liberty Home Guard offers the most trustworthy home warranty. The 3 plans from Liberty are easy to comprehend and have a mix of both system and appliance coverage. Liberty has established itself as a company with a seamless complaint process and guaranteed service professionalism upon every repair visit. It also has a 60-day workmanship guarantee and some of the best customer service in the industry.
The plans that Liberty offers to homeowners are Appliance Guard, Systems Guard, and Total Home Guard. The coverage caps associated with Liberty's plans are close to the $3,000 mark for many of the major systems and appliances, and service fees are an affordable $75.
To read more, visit our review of Liberty Home Guard. To get a free quote from Liberty Home Guard, fill out this online form or give them a call at 866-451-2281.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
Cinch Home Services is the home warranty with the best workmanship guarantee in Chanhassen. The home warranty company offers 3 plans to policyholders with various options for appliance and system coverage. If you're looking for a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done, Cinch is the perfect provider for you. Plus, it has a broad range of coverage options that will give homeowners peace of mind.
Cinch Home Services has 3 plans that provide a combination of appliance and system coverage. The coverage caps from Cinch are around $1,000-$2,000. The service fees are customizable and range from $75 to $150, which is lower than other providers in the Chanhassen area.
To get a free quote from Cinch Home Services, you can fill out this online form or call 877-589-0505. For more information, read our Cinch Home Services full review.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Chanhassen
A home warranty is a money savings plan that helps homeowners manage the high costs of appliance and systems repairs. Home warranties will provide coverage for a number of home systems and appliances that need repairs or replacements due to normal wear and tear. A home warranty can make it easier to budget and manage your finances. Home warranty plans usually have a thirty-day waiting period from the time you pay to the time they start.
When you notice an issue with one of your appliances or systems, you can file a claim with your home warranty provider. Then, a customer service representative will reach out to you about a repair technician coming over to take a look at the problem. At this point, you will pay your service fee. Service fees for home warranty customers range from $60 to $150. Most home warranty plans also have a coverage limit, which is the maximum amount per year that the home warranty company will cover for repairs and replacements.
A home warranty will cover home systems and appliances from normal wear . Typical appliances covered under a home warranty include a refrigerator, garbage disposal, dishwasher, microwave, dryer, washer, and more. The systems that are most commonly covered will be heating systems, electrical systems, air conditioners, plumbing systems, and hot water heaters. Add-on options can vary from one plan to another but typically include things such as a sprinkler system, central vacuum, plumbing stoppages, septic system, and second refrigerator.
Chanhassen homeowners should understand that a home warranty policy will only cover repairs and replacements due to normal wear and tear. Home warranties do not cover things like cosmetic issues, misuse of a system or appliance, pre-existing conditions, or natural disasters. You must keep up with preventative maintenance on your home systems and appliances to make sure that your next repair or replacement-related issue will be covered by the policy.
Home warranties are an inexpensive way to protect your home systems and appliances from normal wear and tear. With temperatures in Chanhassen hitting upward of 53 degrees in the summer, you may find that certain appliances, like your A.C., get a lot of use. A home warranty can remarkably bring down your out-of-pocket costs should your HVAC system stop working.
Another good thing about having a home warranty if you want to sell your home is that some providers let you transfer your home warranty plan to the new owners. It can make your home more attractive to potential home buyers and may help your home sell faster.
Home warranties also have some drawbacks. Although it can be convenient that the home warranty sends out a repair person who carries out the repair for you, some homeowners may not like this, and they would prefer to select their own contractor. If that's important to you, some home warranty companies allow you to select a contractor. Also, if you don't maintain your home systems or appliances properly, or if they need repairs due to a natural disaster or animal infestation — anything besides normal wear and tear — the home warranty may not cover it.
Whether or not a home warranty is worth it ultimately depends on your personal preference. Like any other sort of insurance policy or warranty, its purpose is to offer you some peace of mind, so you will have to decide how much that is worth to you.
A home warranty can save you a decent amount of money on home repairs and offer you peace of mind as a homeowner. Choice Home Warranty is the best overall home warranty company in Chanhassen. With its comprehensive coverage, affordable cost, and a good history in the industry, Choice Home Warranty has a lot to offer.
Our pick for the best overall home warranty in Chanhassen is Choice Home Warranty but the right company for you will vary based on factors like what appliances and systems you need coverage for.
A home warranty plan covers the normal wear of systems and appliances in a home. A homeowners insurance plan protects your home in case of a situation like a natural disaster or fire. With a homeowners insurance plan, you will not be able to file a claim should you need a new washing machine or dishwasher, unless the damage is due to a natural disaster.
A home warranty plan can help real estate agents, homeowners, home sellers, homebuyers, and investors. It can offer peace of mind and savings to anyone involved in homeownership.
Most home warranties will cover replacement costs in addition to repair costs. How much the coverage cap is varies from one plan to the next. Your home warranty will give you some money towards a replacement but don't expect to have the entire replacement paid for.
Owning a home can be costly. When a system or appliance breaks down, it can leave homeowners with an unexpected large expense to fix it. With a home warranty policy, you will not have any large hits to your savings account for home maintenance.
