A home warranty can bring you the peace of mind you need about your home and safeguard your bank account from large expenses by covering your home's major systems and appliances.
With frigid winters, working home appliances and systems, especially HVAC, are very important for homeowners in the Brooklyn Park area of Minnesota.
Finding the best home warranty on the market can be quite time-consuming as there are dozens of companies to decide between. That's why our team at House Method did the research and made a list of the top home warranty companies in Brooklyn Park for you.
After reviewing home warranties in Brooklyn Park, the next step is to determine which company you'd like to receive a free quote from. Here is a list of factors that you'll want to consider when choosing a home warranty provider:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
In Brooklyn Park, Choice Home Warranty is the best overall home warranty. Choice offers very high coverage caps and simple-to-understand service contracts. Plus, it also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties. Choice has 2 simple plans, making the selection process easy.
The 2 plans from Choice Home Warranty are Basic Plan and Total Plan. The coverage caps from Choice are around $3,000. The service fees are an affordable $85, which is cheaper than other providers in the Brooklyn Park area.
To read more, visit our review of Choice Home Warranty. To get a free quote from Choice Home Warranty, fill out this online form or give them a call at 929-400-6164.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty offers the most cost-effective home warranty in Brooklyn Park. If you're looking for a highly affordable service fee and free roof coverage upon purchase of a policy plan, this is the plan for you. Plus, it has an extensive network of highly trained professionals all over the country who are experts in home maintenance. Select has 3 simple plans, making the selection process easy.
The plans that Select offers to homeowners are Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. Select has coverage caps of around $2,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so make sure to check with the company. Service fees are a reasonable $60.
Read our Select Home Warranty Review to learn more. To get a free quote from Select Home Warranty, fill out this online form or give them a call at 888-370-3953.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
American Home Shield is the most customizable home warranty in Brooklyn Park. AHS has been on the market for about 25 years, making it a respected company in the industry. The home warranty provider offers 3 plans to policyholders, which have various system and appliance coverage options. AHS has established itself as a company with the ability to customize your plan with the coverages that work specifically for your home. It also has a remarkably low claim denial rate in comparison to other home warranty companies.
American Home Shield has 3 plans that provide a combination of appliance and system coverage. The coverage caps from AHS are about $2,500. The service fees are customizable and range from $75 to $125, which is lower than other providers in the Brooklyn Park area.
To read more, visit our American Home Shield full review. To get a free quote from American Home Shield, fill out this online form or call 888-365-2839.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
The Home Service Club offers the best home warranty with the quickest service in Brooklyn Park. HSC has established itself as a company with quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. It also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee. The home warranty provider offers 2 plans to policyholders that have various system and appliance coverage options.
The plans that HSC offers to homeowners are Standard Coverage Plan and Comprehensive Coverage Plan. HSC has coverage caps of around $2,000 for most appliances and systems, but some plans may have different coverage caps, so make sure to check with the provider. Service fees are customizable and range from $65 to $90.
To receive a free quote from The Home Service Club, fill out this online form or give them a call at 800-750-9443. To read more, visit our The Home Service Club Review.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
In Brooklyn Park, Liberty Home Guard is the most trustworthy home warranty. Liberty has established itself as a company with a seamless complaint process and guaranteed service professionalism upon every repair visit. It also has a 60-day workmanship guarantee and some of the best customer service in the industry. Liberty offers 3 plans for you to choose from.
There are 3 home warranty plans from Liberty Home Guard: Appliance Guard, Systems Guard, and Total Home Guard. The coverage caps associated with Liberty's plans are close to the $3,000 mark for many of the major systems and appliances, and service fees are an affordable $75.
To receive a free quote from Liberty Home Guard, fill out this online form or give them a call at 866-451-2281. To read more, visit our review of Liberty Home Guard.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
Cinch Home Services is the home warranty with the best workmanship guarantee for Brooklyn Park residents. Cinch has established itself as a company with a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. It also has a broad range of coverage options that will give homeowners peace of mind. The home warranty company offers 3 plans to policyholders with various system and appliance coverage options.
The 3 plans from Cinch Home Services are Appliances Plan, Built-in Systems Plan, and Complete Home Plan. Cinch's service fees are customizable and range from $75 to $150, and the coverage caps come out to around $1,000-$2,000 per covered system or appliance.
Read our detailed review of Cinch Home Services to learn more. To get a free quote from Cinch Home Services, you can fill out this online form or call 877-589-0505.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Brooklyn Park
A home warranty is a home protection plan that can help homeowners save money on appliance and system repairs and replacements. Working appliances and home systems are what make living in a Brooklyn Park home comfortable and convenient. When they start to break down, it can be expensive and a pain. Fortunately, with a home warranty plan, an affordable repair is just a phone call away.
When a covered appliance or system needs to be repaired, you file a claim with your home warranty provider. Most companies have an online portal system to help you do this. After you file the claim, it will be assigned to a local technician or repair person who will come and assess the issue. At this point, you will pay a service fee, which is typically between $60 and $150 depending on what plan you choose. After the service fee is paid, a service technician will come to your home, assess the issue, and make the repair. If the repair is covered by the warranty and it's within the coverage cap, most homeowners will not have any other out-of-pocket costs .
A home warranty in Brooklyn Park typically covers the main systems and appliances in your home. Typical appliances covered under a home warranty include a refrigerator, microwave, garbage disposal, washer, dishwasher, dryer, and more. The systems that are most commonly covered will be electrical systems, air conditioners, hot water heaters, heating systems, and plumbing systems. Add-on coverage will vary from one plan to the next, but you can expect to see add-ons like pools, spas, central vacuums, electronics, roof leaks, and sump pumps.
Brooklyn Park homeowners should be aware that a home warranty plan will only cover repairs and replacements that arise from normal wear and tear. Home warranties do not cover things like pre-existing conditions, cosmetic issues, natural disasters, or misuse of a system or appliance. You must keep up with preventative maintenance on your home systems and appliances to be sure that your next repair or replacement-related issue will be covered by the policy.
Brooklyn Park is known for its frigid winters, and if you live in Brooklyn Park, you know that those winters can be icy. During the winter months, your heating system can be strained in its effort to combat the cold. In the event that your heater did give out, a home warranty can cover the repairs and help lower your out-of-pocket expenses.
A home warranty also saves you time and energy. Instead of spending hours finding and choosing a repair person to fix your appliance or system, home warranty companies do the hard work for you and just send a trusted professional to your door whenever you need them.
There are also some negatives to purchasing a home warranty policy, such as the coverage exclusions. For example, home warranties may not cover home systems or appliances that already have a manufacturer's warranty. Another possible pain point of home warranties is that they don't cover items that haven't been properly maintained. This can lead to your repair requests being denied, so it's important to carefully follow the manufacturer's guidelines for maintenance of your home systems and appliances.
It can be difficult to budget for the unexpected expenses that can come with homeownership, but a home warranty can help with that. Like any other warranty or insurance policy, there will always be advantages and disadvantages of buying one but its main purpose is to offer you protection and peace of mind.
A home warranty can save you thousands of dollars on home maintenance and offer you peace of mind as a homeowner. Choice Home Warranty stands out as the best overall provider. With its comprehensive coverage, fair pricing, and a good reputation in the industry, Choice Home Warranty has a lot to offer.
Our pick for the best overall home warranty in Brooklyn Park is Choice Home Warranty but the right company for you will depend on factors such as what appliances and systems you need to have covered.
A home warranty is a kind of contract that covers repairing and replacing major home system components and appliances.
Most home warranty providers have a 30-day waiting period before you can file claims, but some may offer coverage sooner so make sure you check with the company about this.
A home warranty policy covers repair and replacement costs for systems and appliances in a home. Home warranties only cover damage due to normal wear and tear and usually don't cover something that happened as a result of a pre-existing condition.
A home warranty in Brooklyn Park can cost anywhere from $40 to $80 a month. Higher-priced plans typically have higher coverage limits, more coverage, and a lower service fee.
Many homeowners feel like a home warranty is a good investment since it can help protect against unforeseen expenses. If you're worried about your budget and home maintenance, getting a home warranty can help. One of the major positives of a home warranty is that it can provide you some financial peace of mind.
