A home warranty is a way to protect your bank account from unexpected home repairs and expenses. With a home warranty in place, your repair costs can be considerably lower and allow you to live in your home with more peace of mind.
Apple Valley is a great place to have a home. However, along with all the perks of homeownership, there are typically a few downsides, too. One of the biggest headaches for many homeowners is that systems and appliances can need repairs at any time.
Although a home warranty can help with your homeowner headaches, one pain point is narrowing down the perfect choice for your Apple Valley home. That's why we've done the research and have put together a guide of the best home warranty plans in Apple Valley.
Finding the right company for your home warranty is the first step toward protecting your property. When deciding which home warranty provider is the right one for you, here are some important factors to take into account:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
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A home warranty is a protection plan that covers home systems and appliances. When your washer or dryer stops working and the repair will cost several hundred dollars, a home warranty will ensure that your only responsibility is a predetermined service fee. Home warranty coverage typically starts without an inspection and generally goes into place about thirty days after purchasing the policy.
When a covered appliance or system needs to be repaired or replaced, you file a claim with your home warranty provider. Most companies have an online portal system where you can do this. Once you file the claim, it will be assigned to a local technician or repair person who will come and assess the issue. The claim is then processed, and a homeowner will pay the predetermined service fee to schedule the repair for their home. This repair will usually happen within 24 to 72 hours and there shouldn't be any out-of-pocket expenses. Most service fees are between $60 and $150.
A home warranty plan will cover systems and appliances that have stopped working from normal wear and tear. For instance, if your A.C. suddenly needs repairs under normal use conditions, your home warranty provider can help. The appliances include a clothes dryer, cooktop, refrigerator, clothes washer, microwave, stove, dishwasher, and more. The systems included are the water heater, electrical, plumbing, air conditioner, heating system, and more. Add-on coverage will vary from one plan to the next, but you can expect to see add-ons such as spas, electronics, central vacuums, sump pumps, roof leaks, and pools.
Apple Valley homeowners should understand that a home warranty policy will only cover repairs and replacements that arise from normal wear and tear. Home warranties do not cover things like pre-existing conditions, cosmetic issues, misuse of a system or appliance, or natural disasters. You have to keep up with preventative maintenance on your home systems and appliances to be sure that your next repair or replacement-related complication will be covered by the policy.
Apple Valley is known for its frigid winters, and if you live in Apple Valley, you know that those winters can be chilly. During the winter months, your heating system can be overloaded in its effort to combat the cold. If your heater did stop working, a home warranty can cover repairs and prevent you from spending out-of-pocket expenses.
In addition, though it varies by company, some providers will let you transfer your warranty in the event that you sell your home. This can make your house more attractive to potential home buyers and maybe even make your home sell faster.
There are also some drawbacks to getting a home warranty plan, such as the coverage exclusions. For instance, home warranties may not cover home systems or appliances that are already covered under a manufacturer's warranty. In addition, if you don't maintain your home systems or appliances properly, or if they need repairs due to a natural disaster or animal infestation — anything besides normal wear and tear — the home warranty may not cover it.
A home warranty can be the solution to some of a homeowner's maintenance troubles, but ultimately, it's up to you to decide if investing in one is the right move for you and your family. Be sure to do your research and read through any home warranty contracts that you're seriously considering buying to understand what repairs will and will not be covered under your contract.
Hopefully, this review of Apple Valley's top home warranty providers has helped you narrow down your choices and ultimately find the right plan for you. The best provider in Apple Valley is Choice Home Warranty. With its comprehensive coverage, affordable pricing, and a good history in the industry, Choice Home Warranty has a lot to offer.
The best home warranty company in Apple Valley is Choice Home Warranty. Choice Home Warranty has a large network of professional technicians and a tremendous reputation in the Apple Valley area.
A home warranty protects against the normal wear of systems and appliances in a home. Homeowners insurance protects your entire home in case of a situation like a natural disaster or fire. Under homeowners insurance, you will not be able to file a claim if you need a new dryer or air conditioner, unless the damage is due to a natural disaster.
Home buyers, real estate agents, home sellers, homeowners, and landlords are all eligible for home warranty plans. A home warranty can help make your property more attractive to prospective buyers and save homeowners money in the long run.
Home warranties cover the cost of repairs and replacements as long as it is within the coverage limits of the plan. If the replacement will cost more than the home warranty covers, you will have to pay the rest out of pocket.
A home warranty in Apple Valley can cost between $40 and $80 a month. Higher-priced plans tend to have a lower service fee, more coverage, and higher coverage limits.