A Westland home warranty plan can help protect home buyers and current homeowners by covering major repairs and replacements on your home's appliances and systems.
Westland is a city that has so much delicious food, great weather, and some great homes. Homeownership in Westland has many good things associated with it, but some negatives come along with it too. For one, making sure that your home's systems and appliances stay up to date can make Westland homeownership quite tricky.
Finding the best home warranty plan for your Westland home can be time-consuming, so our team at House Method did the research for you to help you find the top home warranty in Westland. Read on for our home warranty recommendations and find out which plan works best for your home.
The first step in protecting your property with a home warranty is determining which company's plan fits your needs. Think about the appliances and systems in your home you'd like coverage for and compare the plans. Below is a list of factors that you'll want to take into account when selecting a home warranty provider:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Westland
A home warranty is a service contract that covers the cost of repairing or replacing major home systems and appliances when they have issues over time due to normal wear and tear. Having one in place can provide some peace of mind and prevent you from paying big out-of-pocket costs. Most home warranty plans take effect about 30 days after paying for the home warranty.
When a covered appliance or system needs to be repaired, you file a claim with your home warranty provider. Most companies have an online portal system to help you do this. After you file the claim, it will be assigned to a local technician or repair person who will come and assess the issue. At this point, you will also pay your service fee. Once the repair person fixes the issue, they will handle it at no cost to you. The only time a Westland homeowner may have out-of-pocket costs is if the repair or replacement is above the item's coverage cap.
A home warranty will cover systems and appliances that have stopped working due to normal wear and tear. For instance, if your dishwasher suddenly needs repairs under normal use conditions, this is a perfect time to call your home warranty company. The appliances commonly covered under a home warranty plan are the washing machine, dishwasher, refrigerator, microwave, oven, dryer, and more. System coverage typically includes water heaters, air conditioning, heating systems, electrical systems, plumbing, and more. Add-on options can vary from one plan to another but often include things such as a second refrigerator, sprinkler system, plumbing stoppages, central vacuum, and septic system.
A Westland home warranty will only cover repairs and replacements due to normal wear and tear. If your appliances have cosmetic issues or you have not properly maintained your home systems and appliances, the home warranty will not cover it. Also, intentional breakages, natural disasters, and pre-existing conditions are not covered with a Westland home warranty.
Since temperatures in Westland can be quite cold in the winter, the weather can put a lot of strain on your HVAC system. Purchasing a home warranty plan can help homeowners save money if one of these systems or appliances breaks down unexpectedly.
In addition, though it varies by company, some providers will let you transfer your warranty if you sell your home. This can make your house more attractive to potential home buyers and maybe even make your home sell faster.
One downside of buying a home warranty is that there are usually exclusions. For instance, if one of your appliances already has a manufacturer's warranty, it may not be included in the home warranty, so it's important to read over the contracts you're considering thoroughly to get a sense of what is included and what isn't. Another drawback is that home warranties may exclude some repairs, like those due to natural disasters. For example, if your HVAC system is damaged from an animal infestation, the systems and appliances that were affected probably won't be covered by the home warranty.
Although home warranties do have some downsides, no matter the season, a home warranty can help mitigate the inevitable hassle of dealing with home appliances and system repairs, giving you a little peace of mind.
We hope you now feel positive that you can choose a home warranty in Westland after reading our reviews. Choice Home Warranty is the best overall home warranty company in Westland. It offers great coverage at an affordable cost. However, other options reviewed above are also great choices for Westland residents.
The best home warranty company in Westland is Choice Home Warranty. Choice Home Warranty a large network of experienced repair technicians and a tremendous reputation in the Westland area.
Usually coverage for a home warranty policy begins 30 days on the day the sale closes. However, a few providers may allow you to make a service request before this, so check with customer service to find the exact waiting period for your situation.
A home warranty covers repair and replacement costs for home systems and appliances. Home warranties will not cover the intentional breaking of an appliance or pre-existing conditions.
A home warranty policy can cost on average about $300 to $800 a year in Westland. Our high-rated home warranty providers' most comprehensive coverage options vary from $546 to $840 per year. You can get a lower monthly payment with some companies by choosing a higher service fee. Additionally, it's typically cheaper to pay annually rather than monthly. For example, the warranty might cost $50 per month or $570 for 13 months. In this example, going with the annual plan over monthly payments saves you $80. The key is to compare plans to determine what you're really getting for the price.