A home warranty is a way to protect your bank account from unexpected home repairs and expenses. With a home warranty in place, your repair costs can be considerably lower and give you some peace of mind.
As much as you may enjoy homeownership in Sterling Heights, there is always that worry about whether or not your systems and appliances are going to hold up during the next few years.
Since the home warranty market has a lot of providers — all with different coverage — the House Method team decided to do the research for you to help you find the right home warranty in Sterling Heights.
Selecting the right home warranty in Sterling Heights for you and your family depends on the type of coverage you're looking for, the home warranty company you go with, and your location, among other factors. When trying to figure out which home warranty company is the best one for you, here are some important factors to keep in mind:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
Choice Home Warranty offers the best overall home warranty in Sterling Heights. Choice has 2 simple plans, making the selection process and policy coverage easily comprehensible. When you purchase a home warranty from Choice, you will get very high coverage caps and simple-to-understand service contracts. Choice Home Warranty also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
There are 2 home warranty plans from Choice Home Warranty: Basic Plan and Total Plan. The coverage caps associated with Choice's plans are close to the $3,000 mark for many of the major systems and appliances, and service fees are an affordable $85.
Read our Choice Home Warranty Review to learn more. To get a free quote from Choice Home Warranty, fill out this online form or give them a call at 929-400-6164.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty is the most cost-effective home warranty in Sterling Heights. The home warranty company offers 3 plans to policyholders that have various system and appliance coverage options. Select has established itself as a company with a highly affordable service fee and free roof coverage upon purchase of a policy plan. It also has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
Select Home Warranty has 3 plans that offer a combination of appliance and system coverage. Select has coverage caps of around $2,000 for most appliances and systems, but some plans may have different coverage caps, so be sure to check with the provider. Service fees are a reasonable $60.
To get a free quote from Select Home Warranty, you can fill out this online form or call 888-370-3953. Read more by visiting our review of Select Home Warranty.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
American Home Shield offers the most customizable home warranty for Sterling Heights residents. AHS has established itself as a company with the ability to customize your plan with the coverages that work specifically for your home. It also has a remarkably low claim denial rate in comparison to other home warranty companies. The 3 plans from AHS are easy to comprehend and offer both system and appliance coverage.
American Home Shield offers 3 plans for Sterling Heights homeowners. The ShieldSilver, ShieldGold, and ShieldPlatinum are the options they have, which have a mix of system and appliance coverage. AHS's service fees are customizable and range from $75 to $125, and the coverage caps come out to around $2,500 for each covered appliance or system.
To read more, visit our full review of American Home Shield. To get a free quote from American Home Shield, fill out this online form or give them a call at 888-365-2839.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
The Home Service Club is the best home warranty with the quickest service in Sterling Heights. HSC has more than 14 years of experience in the home warranty industry, and has provided great customer service at an affordable cost to its customers. HSC has established itself as a company with quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. It also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee. HSC has 2 plans for homeowners to choose from.
There are 2 home warranty plans from The Home Service Club: Standard Coverage Plan and Comprehensive Coverage Plan. The coverage caps from HSC are around $2,000. The service fees are customizable and range from $65 to $90, which is cheaper than other providers in the Sterling Heights area.
Read more by visiting our The Home Service Club Review. To get a free quote from The Home Service Club, fill out this online form or give them a call at 800-750-9443.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard offers the most trustworthy home warranty for Sterling Heights residents. With a home warranty from Liberty, you can enjoy a seamless complaint process and guaranteed service professionalism upon every repair visit. Not to mention, it has a 60-day workmanship guarantee and some of the best customer service in the industry. The 3 plans from Liberty are easy to understand and offer both system and appliance coverage.
The plans that Liberty offers to homeowners are Appliance Guard, Systems Guard, and Total Home Guard. Liberty has coverage caps of around $3,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so be sure to check with the company. Service fees are an affordable $75.
Read more by visiting our thorough review of Liberty Home Guard. To get a free quote from Liberty Home Guard, you can fill out this online form or call 866-451-2281.
Established company with a BBB accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
First American Home Warranty offers the best home warranty for appliance coverage for Sterling Heights residents. First American has 2 simple plans, making the selection process quick and easy. With a home warranty from First American, you can enjoy very affordable and comprehensive appliance coverage. Not to mention, it has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
First American Home Warranty has 2 plans that provide a combination of appliance and system coverage. Service fees from First American are a reasonable $85. The coverage caps are also typically around $1,500 at the maximum.
To get a free quote from First American Home Warranty, fill out this online form or call 833-204-7164. For more information, read our review of First American Home Warranty.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
In Sterling Heights, Cinch Home Services offers the home warranty with the best workmanship guarantee. If you're looking for a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done, Cinch is the perfect provider for you. Plus, it has a broad range of coverage options that will give homeowners peace of mind. The 3 policies that Cinch has include options for appliance and system coverage.
The plans that Cinch offers to homeowners are Appliances Plan, Built-in Systems Plan, and Complete Home Plan. Service fees from Cinch are customizable and range from $75 to $150. The coverage caps are also typically around $1,000-$2,000 at the maximum.
To receive a free quote from Cinch Home Services, fill out this online form or give them a call at 877-589-0505. For a more detailed breakdown, read our thorough review of Cinch Home Services.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Sterling Heights
A home warranty is a plan that can help homeowners save money on appliance and system repairs and replacements. Our appliances and home systems are what make living in a Sterling Heights home comfortable and convenient. When these things start to break down, it can be expensive and a inconvenience. Luckily, with a home warranty in place, an affordable repair is just a phone call away.
When you notice a problem with one of your appliances or systems, you can file a claim with your home warranty provider. Then, a customer service representative will reach out to you about a repair technician coming over to take a look at the problem. The claim is then processed, and a homeowner will pay a predetermined service fee to schedule the repair for their home. This repair will generally occur within 24 to 72 hours and there shouldn't be any out-of-pocket expenses. Most service fees range between $60 and $150.
A home warranty in Sterling Heights typically covers the main systems and appliances in your home. Typical appliances covered under a home warranty plan include a garbage disposal, dryer, washer, microwave, refrigerator, dishwasher, and more. The systems that are most commonly covered will be heating systems, electrical systems, plumbing systems, air conditioners, and hot water heaters. You can also optionally choose to pay a bit extra for add-on coverage for items such as septic systems, roof warranty, spas, and swimming pools.
A home warranty will only protect against normal wear and tear on your home systems and appliances. Things like pre-existing conditions, misuse, lack of maintenance, and cosmetic damages are not included in the home warranty policy.
Home warranties are an inexpensive way to guard your home systems and appliances from normal wear and tear. With temperatures in Sterling Heights hitting upward of 56 degrees in the summer, you may find that certain appliances, like your air conditioning system, get a lot of use. A home warranty can remarkably decrease your out-of-pocket costs should your HVAC system break down.
Additionally, though it varies by company, some providers will let you transfer your warranty if you sell your home. This can make your house more attractive to potential home buyers and maybe even make your home sell faster.
As for the downsides of home warranties, home system and appliance coverage varies by company so it's important to review what each plan covers and doesn't include in the contract. Another thing to take into consideration is that some companies don't cover pre-existing problems and may require an inspection before your coverage can start. Ask the home warranty provider for clarification about it if you need more information or if this is an issue for you.
Whether or not a home warranty is worth it ultimately comes down to your personal situation. Like any other kind of insurance policy or warranty, its purpose is to offer you some peace of mind, so you will have to decide how much that is worth to you.
A home warranty in Sterling Heights can save you lots of money and offer you peace of mind when it comes to expensive home repairs and replacements. The best provider in Sterling Heights is Choice Home Warranty. With its comprehensive plans, affordable pricing, and a good history in the industry, Choice Home Warranty has a lot to offer.
The best home warranty provider in Sterling Heights is Choice Home Warranty. Choice Home Warranty has an expansive network of professional repair technicians and a great reputation in the Sterling Heights area.
A home warranty is a of service contract that provides homeowners extra coverage for their household systems and appliances. These include refrigerators, washing machines, dishwashers, dryers, garbage disposals, heating and cooling systems, electrical systems, water heaters, sump pumps, and plumbing, among others. Some policies also offer coverage for pools, garage door openers, roofs, and ceiling fans. A home warranty can help you save money if these appliances and systems fail unexpectedly.
Usually coverage for a home warranty policy begins 30 days on the day the sale closes. However, a few companies may allow you to make a service request before this, so check with customer service to find the exact waiting period for your case.
The systems and appliances in a home are covered under a home warranty in Sterling Heights. Everything from a stove to a garage door can be covered under a home warranty.
A home warranty policy can cost on average anywhere from about $300 to $800 a year in Sterling Heights. Our top-rated home warranty companies' most comprehensive coverage options vary from $546 to $840 per year. You can get a lower monthly payment with some companies by opting for a higher service fee. Additionally, it's often cheaper to pay annually rather than monthly. For example, the warranty might cost $50 per month or $570 for 13 months. In this example, opting for the annual plan over monthly payments saves you $80. The key is to compare plans to determine what you're really getting for the price.
Many homeowners feel like a home warranty is worth the money because it helps protect against unexpected expenses. If you're worried about your budget and your ability to keep your home in good working order, getting a home warranty can help. One of the major positives of a home warranty is that it can give you some financial peace of mind.
