When one of your systems or appliances malfunctions, a home warranty will step in to help you cover the costs. A home warranty plan can give homeowners the peace of mind they need to feel less stressed by homeownership.
There are many perks of owning a home in Royal Oak. However, major home systems and appliances, like your plumbing and kitchen appliances, can malfunction due to normal wear and tear, leaving you with costly repairs.
Choosing the best home warranties on the market can be challenging because of the sheer number of options out there. If you are overwhelmed by trying to compare the different options, keep reading for our guide to the best home warranty providers in Royal Oak.
Selecting the right provider for your home warranty is the first step toward protecting your house. Here is a list of factors that you'll want to bear in mind when choosing a home warranty provider:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
Choice Home Warranty is the best overall home warranty for Royal Oak residents. Choice has 2 simple plans, making the selection process easy. When you buy a policy from Choice, you will get very high coverage caps and simple-to-understand service contracts. Choice Home Warranty also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
Choice Home Warranty has 2 plans that provide a combination of appliance and system coverage. Service fees from Choice are an affordable $85. The coverage caps are also about $3,000.
For more information, read our comprehensive review of Choice Home Warranty. To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty offers the most cost-effective home warranty in Royal Oak. If you're looking for a highly affordable service fee and free roof coverage upon purchase of a policy plan, you'll want to have this plan on your side. Plus, it has an extensive network of highly trained professionals all over the country who are experts in home maintenance. Select offers 3 plans for you to decide between.
The plans that Select offers to homeowners are Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. Select's service fees are a reasonable $60, and the coverage caps come out to about $2,000 per covered appliance or system.
Read our Select Home Warranty Review to learn more. To get a free quote from Select Home Warranty, fill out this online form or call 888-370-3953.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
American Home Shield offers the most customizable home warranty in Royal Oak. AHS has more than 25 years of experience in the home warranty sector, and has provided exceptional customer service at an affordable cost to its customers. AHS has established itself as a company with the ability to customize your plan with the coverages that work specifically for your home. It also has a remarkably low claim denial rate in comparison to other home warranty companies. AHS has 3 simple plans, making the selection process quick and easy.
The plans that AHS offers to homeowners are ShieldSilver, ShieldGold, and ShieldPlatinum. AHS's service fees are customizable and range from $75 to $125, and the coverage limits come out to around $2,500 for each covered appliance or system.
To get a free quote from American Home Shield, you can fill out this online form or call 888-365-2839. For a more detailed breakdown, read our review of American Home Shield.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
The Home Service Club offers the best home warranty with the quickest service in Royal Oak. HSC has been in the home warranty business for over 14 years. The home warranty company offers 2 plans to policyholders, which have various system and appliance coverage options. HSC offers quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. Plus, it also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
The Home Service Club has 2 plans that provide a mix of system and appliance coverage. The coverage caps from HSC are about $2,000. The service fees are customizable and range from $65 to $90, which is cheaper than other providers in the Royal Oak area.
To read more, visit our review of The Home Service Club. To get a free quote from The Home Service Club, you can fill out this online form or call 800-750-9443.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard offers the most trustworthy home warranty in Royal Oak. The home warranty company offers 3 plans to policyholders, which have various options for appliance and system coverage. Liberty offers a seamless complaint process and guaranteed service professionalism upon every repair visit. Plus, it also has a 60-day workmanship guarantee and some of the best customer service in the industry.
There are 3 home warranty plans from Liberty Home Guard: Appliance Guard, Systems Guard, and Total Home Guard. Service fees from Liberty are an affordable $75. The coverage caps are also typically around $3,000 at the maximum.
For a more detailed breakdown, read our Liberty Home Guard Review. To get a free quote from Liberty Home Guard, you can fill out this online form or call 866-451-2281.
Established company with a BBB accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
In Royal Oak, First American Home Warranty offers the best home warranty for appliance coverage. First American has 2 simple plans, making the selection process easy. First American has established itself as a company with very affordable and comprehensive appliance coverage. It also has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
There are 2 home warranty plans from First American Home Warranty: Basic Plan and Premier Plan. First American has coverage caps of around $1,500 for most appliances and systems, but some plans may have different coverage caps, so be sure to check with the company. Service fees are a reasonable $85.
To receive a free quote from First American Home Warranty, fill out this online form or give them a call at 833-204-7164. Read more by visiting our full review of First American Home Warranty.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
In Royal Oak, Cinch Home Services offers the home warranty with the best workmanship guarantee. Cinch has 3 simple plans, making the selection process easy. Cinch offers a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Plus, it also has a broad range of coverage options that will give homeowners peace of mind.
The plans that Cinch offers to homeowners are Appliances Plan, Built-in Systems Plan, and Complete Home Plan. Cinch's service fees are customizable and range from $75 to $150, and the coverage limits come out to around $1,000-$2,000 per covered system or appliance.
Read our review of Cinch Home Services to learn more. To receive a free quote from Cinch Home Services, fill out this online form or call 877-589-0505.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Royal Oak
A home warranty is a protection plan that covers the cost of repairing or replacing major home systems and appliances when they break over time due to normal wear and tear. Having a home warranty in place can provide some peace of mind and protect your bank account from exorbitant out-of-pocket costs. Most home warranty plans take effect about 30 days after purchasing the home warranty plan.
Filing a claim with your home warranty company is quite simple. You can use either an online portal system or a direct phone number to file your claim with your home warranty company. At this point, you will also need to pay your service fee. Once the repair technician takes a look at the issue, they will take care of it at no cost to you. The only time a Royal Oak homeowner may have out-of-pocket costs is if the repair or replacement is higher than the item's coverage cap.
A home warranty will cover home systems and appliances from normal wear . The appliances covered are a dishwasher, stove, refrigerator, cooktop, clothes dryer, clothes washer, microwave, and more. The systems included are the air conditioner, electrical, heating system, plumbing, water heater, and more. Add-on coverage options can vary from one plan to another but often include things like a central vacuum, sprinkler system, plumbing stoppages, septic system, and second refrigerator.
An important thing to note is that home warranties only cover normal wear and tear on your home systems and appliances. Things like lack of maintenance, misuse, pre-existing conditions, and cosmetic damages are excluded from the home warranty policy.
Home warranty plans are an inexpensive way to guard your home systems and appliances from normal wear and tear. With temperatures in Royal Oak hitting upward of 55 degrees in the summer, you may find that some appliances, such as your air conditioner, get a lot of use. A home warranty can significantly bring down your out-of-pocket expenses should your HVAC system break down.
Additionally, having a Royal Oak home warranty can make your house more appealing to potential home buyers if you ever decide to sell later. Many home warranty providers will allow you to transfer your policy to a new owner and give them the protection you've been receiving.
One of the major drawbacks of home warranties is not every home system and appliance you care about may be covered. It's important to weigh the different policies and purchase one that covers all the appliances, systems, and add-ons you need. Another consideration is that home warranties typically only cover damage from normal wear and tear. They most likely won't cover home systems or appliances that have stopped working due to animal infestations, natural disasters, improper maintenance, etc.
Owning a home is a big responsibility that can be expensive, but valuable. A home warranty is one thing that can help with your home maintenance budget, but its worth for you is something you'll have to weigh before taking the leap and getting a policy.
A home warranty in Royal Oak can save you lots of money and give you peace of mind when it comes to pricey home repairs and replacements. Choice Home Warranty is the best overall home warranty provider in Royal Oak. Its comprehensive coverage, affordable pricing, and ease of use make it a great home warranty for Royal Oak homeowners.
The top home warranty company in Royal Oak is Choice Home Warranty. Choice Home Warranty has a large network of professional technicians and a respected reputation in the Royal Oak area.
Home warranty plans cover problems with home systems and appliances that need to be repaired or replaced due to normal wear and tear. A homeowner's insurance policy is a larger insurance that protects your entire home from natural disasters and fires. It doesn't cover typical appliance or system repairs.
First-time home buyers, home sellers, real estate agents, landlords, and homeowners can all get home warranty plans. A home warranty can help make your house more attractive to prospective buyers and save homeowners money in the long run.
The systems and appliances in a home are covered under a home warranty policy in Royal Oak. Everything from a oven to a swimming pool can be covered under a home warranty.
Home warranties will cover the cost of repairs and replacements if it is within the coverage limits of the plan. If the replacement will cost more than the home warranty plan covers, you will have to pay for the rest out of pocket.
A service fee is an expense that you pay before a service technician or contractor comes to your home to fix your home warranty-related issue. The pricing is typically between $60 and $150. Service fees are sometimes referred to as deductibles, and they should be the only out-of-pocket expense that homeowners have with a home warranty in place except for the policy's premium.
