A Macomb home warranty policy can help protect home buyers and current homeowners by covering major repairs and replacements on your home's appliances and systems.
Although homeownership in Macomb has a great number of advantages, such as life in a vibrant city, there are also downfalls, similar to owning a house anywhere else. One major problem many homeowners have to deal with at some point is updating or repairing their appliances and home systems.
Since the home warranty market is filled with a lot of providers — all with different offerings — our team at House Method decided to do the research for you to help you find the best home warranty in Macomb.
The first step in protecting your property with a home warranty is determining which provider's plan fits your needs. Consider the appliances and systems in your home you'd like coverage for and compare the policies. Options can vary, so take into consideration the following factors when picking a home warranty company:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
Choice Home Warranty is the best overall home warranty in Macomb. Choice has 2 plans for homeowners to choose from. Choice offers very high coverage caps and simple-to-understand service contracts. Plus, it also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
There are 2 home warranty plans from Choice Home Warranty: Basic Plan and Total Plan. The coverage caps associated with Choice's plans are around the $3,000 mark for most of the major systems and appliances, and service fees are an affordable $85.
For a more detailed breakdown, read our review of Choice Home Warranty. To receive a free quote from Choice Home Warranty, you can fill out this online form or call 929-400-6164.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty is the most cost-effective home warranty for Macomb residents. Select is a home warranty company with 10 years of experience in the industry, and it has become one of the best providers in the business. The home warranty provider offers 3 plans to policyholders, which have various system and appliance coverage options. When you buy a policy from Select, you will get a highly affordable service fee and free roof coverage upon purchase of a policy plan. Select Home Warranty also has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
The 3 plans from Select Home Warranty are Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. Select's service fees are a reasonable $60, and the coverage caps come out to around $2,000 for each covered appliance or system.
Read our Select Home Warranty Review to learn more. To receive a free quote from Select Home Warranty, fill out this online form or call 888-370-3953.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
American Home Shield offers the most customizable home warranty for Macomb residents. AHS offers the ability to customize your plan with the coverages that work specifically for your home. Plus, it also has a remarkably low claim denial rate in comparison to other home warranty companies. The 3 plans from AHS are easily comprehensible and have a mix of both system and appliance coverage.
American Home Shield has 3 plans that offer a mix of system and appliance coverage. The coverage caps from AHS are around $2,500. The service fees are customizable and range from $75 to $125, which is lower than other providers in the Macomb area.
For more information on this provider, read our review of American Home Shield. To get a free quote from American Home Shield, fill out this online form or call 888-365-2839.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
The Home Service Club offers the best home warranty with the quickest service in Macomb. HSC has 2 simple plans, making the selection process quick and easy. HSC offers quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. Plus, it also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
There are 2 home warranty plans from The Home Service Club: Standard Coverage Plan and Comprehensive Coverage Plan. HSC's service fees are customizable and range from $65 to $90, and the coverage caps come out to around $2,000 for each covered system or appliance.
To get a free quote from The Home Service Club, you can fill out this online form or call 800-750-9443. To read more, visit our review of The Home Service Club.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard is the most trustworthy home warranty for Macomb residents. With a home warranty from Liberty, you can enjoy a seamless complaint process and guaranteed service professionalism upon every repair visit. Not to mention, it has a 60-day workmanship guarantee and some of the best customer service in the industry. The 3 policies that Liberty has include options for appliance and system coverage.
The plans that Liberty offers to homeowners are Appliance Guard, Systems Guard, and Total Home Guard. The coverage caps associated with Liberty's plans are around the $3,000 mark for most major systems and appliances, and service fees are an affordable $75.
To get a free quote from Liberty Home Guard, you can fill out this online form or call 866-451-2281. For a more detailed breakdown, read our detailed review of Liberty Home Guard.
Five years of industry experience
Fact service with 24/7 customer support
Discounts for paying the annual price
Free roof leak coverage
Limited availability (only offered in 44 states)
Only 1 day to submit repair claim
In Macomb, ServicePlus Home Warranty is the best home warranty for emergency service. ServicePlus has over 6 years of industry experience and in that time has built a a skilled network of service professionals nationwide. When you buy a plan from ServicePlus, you will get quick repairs with 24/7 customer support. ServicePlus Home Warranty also has been expanding its coverage to more and more areas across the country. The 2 policies that ServicePlus has include options for appliance and system coverage.
ServicePlus Home Warranty offers 2 plans for Macomb homeowners. The Gold Plan and Platinum Plan are the options they have, which have a mix of system and appliance coverage. ServicePlus has coverage caps of around $1,500 for most appliances and systems, but some plans may have different coverage caps, so be sure to check with the company. Service fees are an affordable $75.
For more information on this provider, read our full review of ServicePlus Home Warranty. To receive a free quote from ServicePlus Home Warranty, you can fill out this online form or call 478-210-5091.
Established company with a BBB accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
In Macomb, First American Home Warranty is the best home warranty for appliance coverage. The 2 plans from First American are easy to comprehend and offer both system and appliance coverage. If you're looking for very affordable and comprehensive appliance coverage, you'll want to have this plan on your side. Plus, it has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
First American Home Warranty has 2 plans that provide a mix of system and appliance coverage. Service fees from First American are a reasonable $85. The coverage caps are also typically around $1,500 at the maximum.
To receive a free quote from First American Home Warranty, fill out this online form or call 833-204-7164. To read more, visit our First American Home Warranty Review.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
Cinch Home Services is the home warranty with the best workmanship guarantee for Macomb residents. Cinch has established itself as a company with a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. It also has a broad range of coverage options that will give homeowners peace of mind. The 3 plans from Cinch are easy to comprehend and have a mix of both system and appliance coverage.
Cinch Home Services has 3 plans that provide a combination of system and appliance coverage. Service fees from Cinch are customizable and range from $75 to $150. The coverage caps are also generally around $1,000-$2,000 at the maximum.
Read more by visiting our comprehensive review of Cinch Home Services. To receive a free quote from Cinch Home Services, fill out this online form or give them a call at 877-589-0505.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Macomb
A home warranty is a protection plan that covers home systems and appliances. When your washer or dryer breaks down and the repair is several hundred dollars, a home warranty will ensure that your only cost is a predetermined service fee. Home warranty coverage usually starts without an inspection and generally goes into place about thirty days after purchasing the policy.
Filing a claim with your home warranty company is very straightforward. There will be either an online portal or a direct phone number to file your claim with your home warranty company. Once you file the claim, it will be assigned to a local repair technician that will come to your home and take a look at the issue. At this point, you pay the service fee. Service fees generally range in price from about $60 to $150 and this is the only out-of-pocket expense you will have to pay unless the repair cost is higher than your home warranty's coverage cap.
A home warranty offers coverage on your home's major appliances and systems and it can help bring down the cost of maintenance on your home. The appliances typically covered under a home warranty plan are the microwave, dryer, washing machine, refrigerator, oven, dishwasher, and more. System coverage typically includes plumbing, heating systems, air conditioning, water heaters, electrical systems, and more. Add-on coverage will vary from one plan to the next, but you can expect to see things like electronics, pools, central vacuums, spas, roof leaks, and sump pumps.
A Macomb home warranty will only cover repairs and replacements due to normal wear and tear. If you are experiencing cosmetic issues with appliances or you have not properly maintained your home systems and appliances, the home warranty will not cover it. Also, pre-existing conditions, natural disasters, and intentional breakages are not covered with a Macomb home warranty.
Macomb's cold winters can put a strain on a home's HVAC system. Whether it's summer or winter, a home warranty can cover your home's appliances and systems in the event they need to be repaired or replaced. For example, if your air conditioner breaks down in the middle of July, a home warranty can cover the necessary repairs, saving you from spending unexpected money out of pocket.
Another good thing about having a home warranty if you want to sell your home is that you can probably transfer your home warranty policy to the new owners. This can make your home more attractive to potential home buyers and may help your home sell faster.
Home warranties also have some cons. Although it can be convenient that the home warranty sends out a service technician who takes care of the repair for you, some homeowners may not like this, and they would rather choose their own contractor. If that's the case for you, some home warranty plans let you choose a contractor. Another stipulation is that home warranties usually only cover damage from normal wear and tear. They commonly won't cover systems or appliances that have been damaged due to animal infestations, improper maintenance, natural disasters, etc.
Owning a home is a big responsibility that can be costly, but rewarding. A home warranty is one thing that can help with your home maintenance budget, but whether or not it's worth it for you is something you'll have to weigh before purchasing a policy.
Hopefully, you now feel like you can choose the proper home warranty for your Macomb home. Choice Home Warranty is the best overall home warranty provider in Macomb. Its comprehensive coverage, affordable pricing, and easy to understand plans make it a great home warranty for Macomb homeowners.
The top home warranty provider in Macomb is Choice Home Warranty. Choice Home Warranty a large network of experienced contractors and a tremendous reputation in the Macomb area.
A home warranty is a type of service contract that gives homeowners extra coverage for their household systems and appliances. These include dryers, refrigerators, washing machines, dishwashers, garbage disposals, plumbing, heating and cooling systems, sump pumps, water heaters, and electrical systems, among others. Some policies also offer coverage for roofs, garage door openers, ceiling fans, and pools. A home warranty can help you save money if these appliances and systems break down unexpectedly.
Typically coverage for a home warranty plan begins 30 days after the payment receipt. However, a few providers may allow you to make a service request before this, so verify with customer service to find the exact waiting period for your case.
The service fee is the price you pay every time there is an issue with a system or appliance. The service fees are typically between $60 and $150.