A home warranty can bring you the peace of mind you need about your home and guard your savings account from large expenses by covering your home's major systems and appliances.
Homeownership in Ferndale can be an exciting stage for many, but it also comes with its fair share of headaches. Home repairs can be an unexpected financial burden for many homeowners.
Although a home warranty can help with your expenses as a homeowner, one issue is narrowing down the best choice for your Ferndale home. That's why we've done the research and have compiled a list of the top home warranty plans in Ferndale.
Choosing the right provider for your home warranty is a step you could take to protect your home. Below is a list of factors that you'll want to keep in mind when picking a home warranty provider:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
Choice Home Warranty is the best overall home warranty for Ferndale residents. The 2 plans that Choice offers include options for appliance and system coverage. When you buy a home warranty from Choice, you will get very high coverage caps and simple-to-understand service contracts. Choice Home Warranty also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
Choice Home Warranty has 2 plans that offer a mix of appliance and system coverage. Choice has coverage caps of around $3,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so make sure to check with the provider. Service fees are an affordable $85.
For a more detailed breakdown, read our detailed review of Choice Home Warranty. To receive a free quote from Choice Home Warranty, fill out this online form or give them a call at 929-400-6164.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty offers the most cost-effective home warranty for Ferndale residents. The home warranty company offers 3 plans to policyholders that have various system and appliance coverage options. Select has established itself as a company with a highly affordable service fee and free roof coverage upon purchase of a policy plan. It also has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
Select Home Warranty offers 3 plans for Ferndale homeowners. The Bronze Care Plan, Gold Care Plan, and Platinum Care Plan are the options they have, which contain a mix of system and appliance coverage. Select's service fees are a reasonable $60, and the coverage caps come out to about $2,000 per covered system or appliance.
To read more, visit our full review of Select Home Warranty. To receive a free quote from Select Home Warranty, you can fill out this online form or call 888-370-3953.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
American Home Shield offers the most customizable home warranty for Ferndale residents. AHS has been in the home warranty industry for about 25 years. If you're looking for the ability to customize your plan with the coverages that work specifically for your home, AHS is the perfect provider for you. Plus, it has a remarkably low claim denial rate in comparison to other home warranty companies. AHS has 3 simple plans, making the selection process quick and easy.
The 3 plans from American Home Shield are ShieldSilver, ShieldGold, and ShieldPlatinum. Service fees from AHS are customizable and range from $75 to $125. The coverage caps are also about $2,500.
Read more by visiting our review of American Home Shield. To get a free quote from American Home Shield, you can fill out this online form or call 888-365-2839.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
The Home Service Club offers the best home warranty with the quickest service for Ferndale residents. HSC has more than 14 years of experience in the home warranty sector, and has provided great customer service at an affordable cost to its customers. HSC offers quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. Plus, it also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee. The 2 policies that HSC has include options for appliance and system coverage.
The Home Service Club offers 2 plans for Ferndale homeowners. The Standard Coverage Plan and Comprehensive Coverage Plan are the options they have, which have a mix of system and appliance coverage. Service fees from HSC are customizable and range from $65 to $90. The coverage caps are also about $2,000 at the maximum.
To get a free quote from The Home Service Club, you can fill out this online form or call 800-750-9443. To read more, visit our full review of The Home Service Club.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard is the most trustworthy home warranty in Ferndale. With a home warranty from Liberty, you can benefit from a seamless complaint process and guaranteed service professionalism upon every repair visit. Not to mention, it has a 60-day workmanship guarantee and some of the best customer service in the industry. The 3 plans from Liberty are easily comprehensible and offer both system and appliance coverage.
The plans that Liberty offers to homeowners are Appliance Guard, Systems Guard, and Total Home Guard. Service fees from Liberty are an affordable $75. The coverage caps are also typically around $3,000.
To read more, visit our comprehensive review of Liberty Home Guard. To receive a free quote from Liberty Home Guard, you can fill out this online form or call 866-451-2281.
Established company with a BBB accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
In Ferndale, First American Home Warranty is the best home warranty for appliance coverage. First American offers very affordable and comprehensive appliance coverage. Plus, it also has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified. The 2 plans from First American are easy to understand and have a mix of both system and appliance coverage.
The 2 plans from First American Home Warranty are Basic Plan and Premier Plan. Service fees from First American are a reasonable $85. The coverage caps are also typically about $1,500 at the maximum.
To receive a free quote from First American Home Warranty, you can fill out this online form or call 833-204-7164. For a more detailed breakdown, read our full review of First American Home Warranty.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
Cinch Home Services offers the home warranty with the best workmanship guarantee in Ferndale. Cinch has established itself as a company with a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. It also has a broad range of coverage options that will give homeowners peace of mind. The home warranty company offers 3 plans to policyholders with various system and appliance coverage options.
The plans that Cinch offers to homeowners are Appliances Plan, Built-in Systems Plan, and Complete Home Plan. The coverage caps associated with Cinch's plans are close to the $1,000-$2,000 mark for most of the major systems and appliances, and service fees are customizable and range from $75 to $150.
To read more, visit our Cinch Home Services Review. To receive a free quote from Cinch Home Services, you can fill out this online form or call 877-589-0505.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Ferndale
A home warranty is a protection plan that covers the cost of repairing or replacing major home systems and appliances when they break down over time due to normal wear and tear. Having one in place can offer you some peace of mind and prevent you from paying exorbitant out-of-pocket costs. Most home warranty plans start about 30 days after buying the home warranty plan.
Filing a claim with your home warranty company is straightforward. There will be either an online portal or a direct phone number to file your claim with your home warranty company. At this point, you will pay the service fee, which is usually between $60 and $150 depending on what plan you select. Once the service fee is paid, a repair person will come to your home, assess the issue, and repair it. If the repair is covered by the warranty and the coverage cap is not reached, most homeowners will not have any other out-of-pocket costs after the service fee is paid.
Home warranties help protect your home systems and appliances. A home warranty can cover repair and replacement-related costs that are due to normal wear and tear. The appliances covered are a refrigerator, cooktop, clothes dryer, clothes washer, microwave, stove, dishwasher, and more. The systems included are the heating system, electrical, plumbing, air conditioner, water heater, and more. You can also choose to pay a bit extra for add-on coverage for items like swimming pools, roof warranty, spas, and septic systems.
Ferndale homeowners should be aware that a home warranty policy will only cover repairs and replacements that arise from normal wear and tear. Home warranties do not cover things like misuse of a system or appliance, natural disasters, cosmetic issues, or pre-existing conditions. You have to keep up with preventative maintenance on your home systems and appliances to be sure that your next repair or replacement-related complication will be covered by the policy.
Since temperatures in Ferndale can be quite cold in the winter, the weather can put a lot of strain on your HVAC system. Having a home warranty can help homeowners save money if one of these systems or appliances breaks all of a sudden.
Another added benefit of having a home warranty policy is that it can increase your home's real estate value. If you ever decide to sell your house, you may be able to transfer your home warranty plan to the new home buyers depending on the company you purchased your home warranty through.
Home warranties also have some cons. Although it can be convenient that the home warranty sends out a service technician who handles the repair for you, some may not like this, and they would prefer to select a contractor themselves. If that's important to you, some home warranty plans let you select a contractor. Additionally, if you don't maintain your home systems or appliances properly, or if they need repairs or replacements due to a natural disaster or animal infestation — anything other than normal wear and tear — the home warranty may not cover it.
A home warranty can help ease some of a homeowner's maintenance troubles, but in the end, it's up to you to determine whether or not investing in one is the right choice for you and your family. Be sure to do your research and read over any home warranty plans that you're considering buying to get a handle on what repairs will and will not be covered under your contract.
Hopefully, this review of Ferndale's best home warranty options has helped you narrow down your choices and ultimately find the best plan for you. All of these top companies have impressive experience in the industry and coverage plans. Among them, Choice Home Warranty stands out as the best overall choice. Choice Home Warranty offers home warranties with comprehensive coverage at an affordable price.
The top home warranty provider in Ferndale is Choice Home Warranty. Choice Home Warranty has an expansive network of professional service technicians and a great reputation in the Ferndale area.
A home warranty is a kind of service contract that provides homeowners extra coverage for their household systems and appliances. These include washing machines, garbage disposals, refrigerators, dryers, dishwashers, heating and cooling systems, sump pumps, plumbing, water heaters, and electrical systems, among others. Some companies also provide coverage for ceiling fans, garage door openers, roofs, and pools. A home warranty can help you save money if these appliances and systems break down unexpectedly.
Usually coverage for a home warranty plan begins 30 days after the payment receipt. However, a few providers may let you make a service request before this, so verify with customer service to find the exact waiting period for your situation.
A home warranty plan will cover repair and replacement costs for home systems and appliances. Home warranties only cover damage due to normal wear and tear and often don't cover something that happened as a result of a pre-existing condition.
The service fee is the price you pay each time there is a problem with a home system or appliance. The service fees are commonly priced between $60 and $150.
A Ferndale home warranty can cost between $40 and $80 a month. Higher-priced plans typically have a lower service fee, more coverage, and higher coverage limits.