A home warranty in Augusta can help lower your out-of-pocket costs by covering repairs or replacements to major home systems and appliances that break down due to normal wear and tear.
With the cold winters common in Augusta, homes can experience quite a bit of wear and tear in the long run. There's nothing worse than having your heater go out in the middle of winter.
Because the home warranty market is saturated with many providers — all with different coverage — our team at House Method decided to do the research for you to help you find the best home warranty in Augusta.
After researching the basics of home warranties in Augusta, the next step is to figure out which company you want to receive a free quote from. Policies can vary, so take into consideration the following factors when choosing a home warranty company:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
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A home warranty is a protection plan that covers the cost of repairing or replacing major home systems and appliances when they stop working over time due to normal wear and tear. Having one in place can provide some peace of mind and guard your savings account from large out-of-pocket costs. Most home warranty plans take effect about 30 days after purchasing the home warranty policy.
When you have a system or appliance that has a problem, you file a claim with your home warranty provider. You can do so online or by calling them, and then a repair technician will come and fix the problem. Once you submit the claim, it will be assigned to a local service technician that will come to your home and repair the problem. At this point, you pay the service fee. Service fees usually range in price from about $60 to $150 and this is the only out-of-pocket expense you will have to pay unless the repair cost is higher than your home warranty's coverage cap.
Home warranty plans help protect both home systems and appliances. A home warranty can cover repairs and replacements that are a result of normal wear and tear. The appliances typically covered under a home warranty plan are the dryer, washing machine, refrigerator, oven, microwave, dishwasher, and more. System coverage typically includes plumbing, water heaters, air conditioning, electrical systems, heating systems, and more. Add-on options can vary by provider but typically include things like a plumbing stoppages, septic system, sprinkler system, second refrigerator, and central vacuum.
Augusta homeowners should know that a home warranty policy will only cover repairs and replacements due to normal wear and tear. Home warranties do not cover things like cosmetic issues, pre-existing conditions, misuse of a system or appliance, or natural disasters. You must keep up with preventative maintenance on your home systems and appliances to make sure that your next repair or replacement-related complication will be covered by the policy.
Augusta is known for its cold winters, and if you live in Augusta, you know that the weather can be unpredictable. During the winter months, your heating system can be strained in its effort to combat the cold. If your heater did break down, a home warranty can cover the repairs and prevent you from spending out-of-pocket expenses.
In addition, though it varies by company, some providers will allow you to transfer your warranty if you sell your home. This can make your property more attractive to potential home buyers and maybe even make your home sell faster.
One of the main drawbacks of home warranties is not every home system and appliance may be covered. It's important to weigh the different plans and get one that covers all the appliances, systems, and add-ons you need. Another drawback is that home warranties may not include some repairs, such as those that are needed because of natural disasters. For example, if a tree falls onto your house and damages the roof, the systems and appliances that were impacted most likely won't be covered by the home warranty.
Although home warranties do have some things to bear in mind, whether during winter, summer, or the months in between, a home warranty can help reduce the inevitable cost of dealing with home appliances and system repairs, giving you some peace of mind.
A home warranty in Augusta can save you lots of money and give you peace of mind when it comes to pricey home repairs and replacements. The best provider in Augusta is Choice Home Warranty. It offers great coverage at an affordable monthly or annual cost. However, other home warranties mentioned above also give great coverage choices for Augusta residents.
The best overall home warranty in Augusta is Choice Home Warranty but the right company for you will vary based on factors like what appliances and systems you need coverage for.
A home warranty is a contract that covers repairing and replacing major home system components and appliances.
A home warranty policy will cover repair and replacement costs for home systems and appliances. Home warranties only cover damage due to normal wear and tear and usually don't cover pre-existing conditions.
A service fee is a cost that must be paid before a service technician or contractor comes to your home to fix your home warranty-related issue. Prices typically range between $60 and $150. Service fees are sometimes called deductibles, and they should be the only out-of-pocket expense that homeowners are subject to with a home warranty in place except for the policy's premium.
Many homeowners feel like a home warranty is a good investment because it can help protect against unforeseen expenses. If you're worried about your budget and your ability to keep your home in good working order, having a home warranty can help. One of the major advantages of a home warranty is that it can give you some financial peace of mind.