When one of your systems or appliances breaks down, a home warranty will help you cover the costs. Having a home warranty in place can give homeowners the peace of mind they need to feel less stressed by homeownership.
Ann Arbor is a great place to buy a home. However, along with all the benefits of homeownership, there are often a few negatives, too. One of the biggest stressors for many homeowners is that systems and appliances can stop working suddenly.
Finding the best home warranty plan for your Ann Arbor home can be hard, so our team at House Method did the research for you to help you find the top home warranty in Ann Arbor. Read on for our home warranty recommendations and find out which plan works best for your home.
After looking into home warranties in Ann Arbor, your next step is to figure out which company you're interested in receiving a free quote from. Before deciding which home warranty to purchase, here are a few additional factors to consider:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
In Ann Arbor, Choice Home Warranty offers the best overall home warranty. Choice has over 14 years of experience in the home warranty market and in that time has built a a skilled network of service professionals nationwide. Choice has 2 simple plans, making the selection process quick and easy. Choice offers very high coverage caps and simple-to-understand service contracts. Plus, it also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
The 2 plans from Choice Home Warranty are Basic Plan and Total Plan. The coverage caps associated with Choice's plans are around the $3,000 mark for most of the major systems and appliances, and service fees are an affordable $85.
For more information, read our full review of Choice Home Warranty. To receive a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty offers the most cost-effective home warranty for Ann Arbor residents. Select has 3 plans for you to choose from. Select offers a highly affordable service fee and free roof coverage upon purchase of a policy plan. Plus, it also has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
Select Home Warranty offers 3 plans for Ann Arbor homeowners. The Bronze Care Plan, Gold Care Plan, and Platinum Care Plan are the options they have, which have a mix of system and appliance coverage. Select has coverage caps of around $2,000 for most appliances and systems, but some plans may have different coverage caps, so make sure to check with the provider. Service fees are a reasonable $60.
To read more, visit our review of Select Home Warranty. To get a free quote from Select Home Warranty, you can fill out this online form or call 888-370-3953.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
American Home Shield offers the most customizable home warranty for Ann Arbor residents. AHS is a home warranty company with 25 years of experience in the industry, and it has become one of the best providers in the business. AHS offers the ability to customize your plan with the coverages that work specifically for your home. Plus, it also has a remarkably low claim denial rate in comparison to other home warranty companies. The 3 plans that AHS has include differing levels of system and appliance coverage, as well as add-on options.
There are 3 home warranty plans from American Home Shield: ShieldSilver, ShieldGold, and ShieldPlatinum. The coverage caps associated with AHS's plans are close to the $2,500 mark for many major systems and appliances, and service fees are customizable and range from $75 to $125.
To read more, visit our American Home Shield Review. To get a free quote from American Home Shield, you can fill out this online form or call 888-365-2839.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
The Home Service Club is the best home warranty with the quickest service for Ann Arbor residents. HSC has established itself as a company with quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. It also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee. The 2 policies that HSC has include options for appliance and system coverage.
The Home Service Club has 2 plans that offer a mix of system and appliance coverage. The coverage limits from HSC are about $2,000. The service fees are customizable and range from $65 to $90, which is lower than other providers in the Ann Arbor area.
To receive a free quote from The Home Service Club, you can fill out this online form or call 800-750-9443. For a more detailed breakdown, read our review of The Home Service Club.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
In Ann Arbor, Liberty Home Guard is the most trustworthy home warranty. Liberty is a home warranty provider with 5 years of experience in the industry, and it has proved to be one of the best providers in the business. The home warranty company offers 3 plans to policyholders that have various system and appliance coverage options. With a home warranty from Liberty, you can enjoy a seamless complaint process and guaranteed service professionalism upon every repair visit. Not to mention, it has a 60-day workmanship guarantee and some of the best customer service in the industry.
Liberty Home Guard offers 3 plans for Ann Arbor homeowners. The Appliance Guard, Systems Guard, and Total Home Guard are the options they have, which contain a mix of system and appliance coverage. The coverage limits from Liberty are around $3,000. The service fees are an affordable $75, which is less than other providers in the Ann Arbor area.
Read more by visiting our review of Liberty Home Guard. To receive a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281.
Five years of industry experience
Fact service with 24/7 customer support
Discounts for paying the annual price
Free roof leak coverage
Limited availability (only offered in 44 states)
Only 1 day to submit repair claim
In Ann Arbor, ServicePlus Home Warranty is the best home warranty for emergency service. ServicePlus has 2 plans for you to decide between. ServicePlus has established itself as a company with quick repairs with 24/7 customer support. It also has been expanding its coverage to more and more areas across the country.
ServicePlus Home Warranty has 2 plans that provide a mix of system and appliance coverage. The coverage caps from ServicePlus are about $1,500. The service fees are an affordable $75, which is less than other providers in the Ann Arbor area.
Read our review of ServicePlus Home Warranty to learn more. To receive a free quote from ServicePlus Home Warranty, you can fill out this online form or call 478-210-5091.
Established company with a BBB accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
First American Home Warranty is the best home warranty for appliance coverage for Ann Arbor residents. The 2 policies that First American has include differing levels of system and appliance coverage, as well as add-on options. When you buy a home warranty from First American, you will get very affordable and comprehensive appliance coverage. First American Home Warranty also has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
First American Home Warranty offers 2 plans for Ann Arbor homeowners. The Basic Plan and Premier Plan are the options they have, which have a mix of system and appliance coverage. The coverage caps associated with First American's plans are close to the $1,500 mark for most of the major systems and appliances, and service fees are a reasonable $85.
To read more, visit our review of First American Home Warranty. To receive a free quote from First American Home Warranty, fill out this online form or give them a call at 833-204-7164.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
Cinch Home Services offers the home warranty with the best workmanship guarantee in Ann Arbor. The 3 policies that Cinch has include differing levels of system and appliance coverage, as well as add-on options. If you're looking for a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done, Cinch is the perfect provider for you. Plus, it has a broad range of coverage options that will give homeowners peace of mind.
Cinch Home Services has 3 plans that offer a mix of system and appliance coverage. Cinch's service fees are customizable and range from $75 to $150, and the coverage caps come out to about $1,000-$2,000 per covered appliance or system.
Read our review of Cinch Home Services to learn more. To get a free quote from Cinch Home Services, fill out this online form or call 877-589-0505.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Ann Arbor
A home warranty is a plan that can lower the cost of on appliance and system repairs and replacements. Our appliances and home systems are what make living in an Ann Arbor home comfortable and convenient. When they start to break down, it can be costly and a pain. Fortunately, with a home warranty in place, an affordable repair is just a phone call away.
When one of your systems or appliances has an issue, you file a claim with your home warranty provider. You can do so in an online portal or by calling them, and then a repair technician will come and fix the problem. Once you file the claim, it will be assigned to a local repair technician that will come to your home and take a look at the issue. At this point, you pay your service fee. Service fees generally range in price from about $60 to $150 and this is the only out-of-pocket expense you will have to pay unless the repair cost is higher than your home warranty's coverage cap.
A home warranty will cover systems and appliances that have broken down due to normal wear and tear. For example, if your washing machine suddenly needs repairs under normal use conditions, this is a perfect time to call your home warranty provider. The appliances a home warranty typically covers include a stove, cooktop, clothes washer, clothes dryer, microwave, dishwasher, refrigerator, and more. The systems included are the air conditioner, water heater, electrical, heating system, plumbing, and more. Many plans also have add-on coverage options like septic systems, roof leaks, central vacuum, and even locksmith.
A home warranty will only cover repairs and replacements due to normal wear and tear. If you don't take care of your appliances or systems and maintain them properly, your home warranty will not cover it. Things like lack of maintenance, cosmetic damages, pre-existing conditions, and misuse are not included in a home warranty policy.
Since temperatures in Ann Arbor can be quite cold in the winter, the weather can put a lot of strain on your HVAC system. Getting a home warranty policy can help homeowners save money if one of these systems or appliances breaks down unexpectedly.
In addition, though home warranty companies vary, some providers will let you transfer your warranty in the event that you sell your home. This can make your home more attractive to potential home buyers and maybe even make your home sell faster.
One of the main drawbacks of a home warranty is not everything may be covered. It's important to compare the different plans and choose one that covers all the appliances, systems, and add-ons you need. Another consideration is that home warranties typically only cover damage from normal wear and tear. They most likely won't cover systems or appliances that have need repairs or replacements due to improper maintenance, animal infestations, natural disasters, etc.
A home warranty can help ease some of a homeowner's maintenance troubles, but in the end, it's up to you to determine whether or not investing in one is a good choice for you and your family. Make sure you do your research and read over any home warranty plans that you're considering buying to get a handle on what repairs will and will not be covered under your contract.
Hopefully, you now feel positive that you can choose a home warranty in Ann Arbor after going through our guide. All of these top providers have impressive histories and backgrounds and coverage options. Among them, Choice Home Warranty stands out as the best overall choice. Its comprehensive coverage, affordable pricing, and easy to understand plans make it a great home warranty for Ann Arbor homeowners.
Our pick for the best overall home warranty company in Ann Arbor is Choice Home Warranty but the right company for you will vary based on factors such as what appliances and systems you need to have covered.
Home warranty policies cover problems with home systems and appliances that need to be repaired or replaced due to normal wear and tear. The homeowner's insurance policy is a different insurance that protects the entire home from natural disasters and fires. It doesn't cover normal appliance or system repairs.
Most home warranty plans have a 30-day waiting period before you can make service requests, but some may offer coverage sooner so be sure to check with the company about this.
Owning a home can be costly. When a system or appliance breaks down, it can leave homeowners unexpectedly having pay a large amount of money to fix it. With a home warranty policy, you won't have any large hits to your savings account .