When one of your systems or appliances breaks down, a home warranty will help you cover the costs. Having a home warranty in place can give homeowners the peace of mind they need to feel less stressed by homeownership.
Ann Arbor is a great place to buy a home. However, along with all the benefits of homeownership, there are often a few negatives, too. One of the biggest stressors for many homeowners is that systems and appliances can stop working suddenly.
Finding the best home warranty plan for your Ann Arbor home can be hard, so our team at House Method did the research for you to help you find the top home warranty in Ann Arbor. Read on for our home warranty recommendations and find out which plan works best for your home.
After looking into home warranties in Ann Arbor, your next step is to figure out which company you're interested in receiving a free quote from. Before deciding which home warranty to purchase, here are a few additional factors to consider:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
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A home warranty is a plan that can lower the cost of on appliance and system repairs and replacements. Our appliances and home systems are what make living in an Ann Arbor home comfortable and convenient. When they start to break down, it can be costly and a pain. Fortunately, with a home warranty in place, an affordable repair is just a phone call away.
When one of your systems or appliances has an issue, you file a claim with your home warranty provider. You can do so in an online portal or by calling them, and then a repair technician will come and fix the problem. Once you file the claim, it will be assigned to a local repair technician that will come to your home and take a look at the issue. At this point, you pay your service fee. Service fees generally range in price from about $60 to $150 and this is the only out-of-pocket expense you will have to pay unless the repair cost is higher than your home warranty's coverage cap.
A home warranty will cover systems and appliances that have broken down due to normal wear and tear. For example, if your washing machine suddenly needs repairs under normal use conditions, this is a perfect time to call your home warranty provider. The appliances a home warranty typically covers include a stove, cooktop, clothes washer, clothes dryer, microwave, dishwasher, refrigerator, and more. The systems included are the air conditioner, water heater, electrical, heating system, plumbing, and more. Many plans also have add-on coverage options like septic systems, roof leaks, central vacuum, and even locksmith.
A home warranty will only cover repairs and replacements due to normal wear and tear. If you don't take care of your appliances or systems and maintain them properly, your home warranty will not cover it. Things like lack of maintenance, cosmetic damages, pre-existing conditions, and misuse are not included in a home warranty policy.
Since temperatures in Ann Arbor can be quite cold in the winter, the weather can put a lot of strain on your HVAC system. Getting a home warranty policy can help homeowners save money if one of these systems or appliances breaks down unexpectedly.
In addition, though home warranty companies vary, some providers will let you transfer your warranty in the event that you sell your home. This can make your home more attractive to potential home buyers and maybe even make your home sell faster.
One of the main drawbacks of a home warranty is not everything may be covered. It's important to compare the different plans and choose one that covers all the appliances, systems, and add-ons you need. Another consideration is that home warranties typically only cover damage from normal wear and tear. They most likely won't cover systems or appliances that have need repairs or replacements due to improper maintenance, animal infestations, natural disasters, etc.
A home warranty can help ease some of a homeowner's maintenance troubles, but in the end, it's up to you to determine whether or not investing in one is a good choice for you and your family. Make sure you do your research and read over any home warranty plans that you're considering buying to get a handle on what repairs will and will not be covered under your contract.
Hopefully, you now feel positive that you can choose a home warranty in Ann Arbor after going through our guide. All of these top providers have impressive histories and backgrounds and coverage options. Among them, Choice Home Warranty stands out as the best overall choice. Its comprehensive coverage, affordable pricing, and easy to understand plans make it a great home warranty for Ann Arbor homeowners.
Our pick for the best overall home warranty company in Ann Arbor is Choice Home Warranty but the right company for you will vary based on factors such as what appliances and systems you need to have covered.
Home warranty policies cover problems with home systems and appliances that need to be repaired or replaced due to normal wear and tear. The homeowner's insurance policy is a different insurance that protects the entire home from natural disasters and fires. It doesn't cover normal appliance or system repairs.
Most home warranty plans have a 30-day waiting period before you can make service requests, but some may offer coverage sooner so be sure to check with the company about this.
Owning a home can be costly. When a system or appliance breaks down, it can leave homeowners unexpectedly having pay a large amount of money to fix it. With a home warranty policy, you won't have any large hits to your savings account .