A home warranty in Allen Park can help lower your out-of-pocket costs by covering repairs or replacements to major home systems and appliances that break down due to normal wear and tear.
There are many benefits of homeownership in Allen Park. But, major home systems and appliances, like your plumbing and refrigerator, can stop working due to normal wear and tear, leaving you with pricey repairs.
Since the home warranty market has many providers — all with different coverage — the House Method team decided to do the research for you to help you find the best home warranty in Allen Park.
Now that you're ready to sign up for a home warranty plan, the first step is considering what appliances and systems you need coverage for. From there, you can compare your options and call different home warranty providers to get a free quote. Options can vary, so take into consideration the following factors when choosing a home warranty company:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
Choice Home Warranty is the best overall home warranty for Allen Park residents. Choice offers 2 plans for you to choose from. Choice offers very high coverage caps and simple-to-understand service contracts. Plus, it also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
Choice Home Warranty offers 2 plans for Allen Park homeowners. The Basic Plan and Total Plan are the options they have, which contain a mix of system and appliance coverage. The coverage caps from Choice are around $3,000. The service fees are an affordable $85, which is less than other providers in the Allen Park area.
To receive a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164. For more information on this provider, read our thorough review of Choice Home Warranty.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
In Allen Park, Select Home Warranty offers the most cost-effective home warranty. The home warranty provider offers 3 plans to policyholders that have various system and appliance coverage options. When you buy a policy from Select, you will get a highly affordable service fee and free roof coverage upon purchase of a policy plan. Select Home Warranty also has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
Select Home Warranty offers 3 plans for Allen Park homeowners. The Bronze Care Plan, Gold Care Plan, and Platinum Care Plan are the options they have, which contain a mix of system and appliance coverage. Select's service fees are a reasonable $60, and the coverage caps come out to around $2,000 per covered system or appliance.
To read more, visit our review of Select Home Warranty. To receive a free quote from Select Home Warranty, fill out this online form or give them a call at 888-370-3953.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
American Home Shield offers the most customizable home warranty for Allen Park residents. AHS is a home warranty company with 25 years of experience in the industry, and it has established itself as one of the best providers in the business. The 3 policies that AHS has include options for appliance and system coverage. With a home warranty from AHS, you can enjoy the ability to customize your plan with the coverages that work specifically for your home. Not to mention, it has a remarkably low claim denial rate in comparison to other home warranty companies.
The 3 plans from American Home Shield are ShieldSilver, ShieldGold, and ShieldPlatinum. AHS has coverage caps of around $2,500 for most appliances and systems, but some plans may have different coverage caps, so make sure to check with the company. Service fees are customizable and range from $75 to $125.
To get a free quote from American Home Shield, fill out this online form or call 888-365-2839. Read more by visiting our American Home Shield Review.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
In Allen Park, The Home Service Club is the best home warranty with the quickest service. HSC is a home warranty provider with 14 years of experience in the industry, and it has established itself as one of the best providers in the business. HSC has 2 simple plans, making the selection process quick and easy. If you're looking for quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days, HSC is the perfect provider for you. Plus, it has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
The Home Service Club offers 2 plans for Allen Park homeowners. The Standard Coverage Plan and Comprehensive Coverage Plan are the options they have, which have a mix of system and appliance coverage. HSC's service fees are customizable and range from $65 to $90, and the coverage limits come out to about $2,000 per covered appliance or system.
To get a free quote from The Home Service Club, fill out this online form or give them a call at 800-750-9443. For a more detailed breakdown, read our review of The Home Service Club.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard is the most trustworthy home warranty in Allen Park. Liberty has 3 simple plans, making the selection process quick and easy. Liberty offers a seamless complaint process and guaranteed service professionalism upon every repair visit. Plus, it also has a 60-day workmanship guarantee and some of the best customer service in the industry.
The plans that Liberty offers to homeowners are Appliance Guard, Systems Guard, and Total Home Guard. Liberty has coverage caps of around $3,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so be sure to check with the company. Service fees are an affordable $75.
Read more by visiting our Liberty Home Guard full review. To receive a free quote from Liberty Home Guard, you can fill out this online form or call 866-451-2281.
Established company with a BBB accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
In Allen Park, First American Home Warranty is the best home warranty for appliance coverage. With a home warranty from First American, you can benefit from very affordable and comprehensive appliance coverage. Not to mention, it has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified. The 2 policies that First American offers include options for appliance and system coverage.
The plans that First American offers to homeowners are Basic Plan and Premier Plan. The coverage limits from First American are about $1,500. The service fees are a reasonable $85, which is cheaper than other providers in the Allen Park area.
To receive a free quote from First American Home Warranty, fill out this online form or call 833-204-7164. To read more, visit our full review of First American Home Warranty.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
Cinch Home Services is the home warranty with the best workmanship guarantee in Allen Park. Cinch has 3 plans for homeowners to decide between. Cinch has established itself as a company with a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. It also has a broad range of coverage options that will give homeowners peace of mind.
The 3 plans from Cinch Home Services are Appliances Plan, Built-in Systems Plan, and Complete Home Plan. Service fees from Cinch are customizable and range from $75 to $150. The coverage caps are also around $1,000-$2,000 at the maximum.
To get a free quote from Cinch Home Services, you can fill out this online form or call 877-589-0505. Read our Cinch Home Services full review to learn more.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Allen Park
A home warranty is a protection plan that covers the cost of repairing or replacing major home systems and appliances when they break over time due to normal wear and tear. Having one in place can provide some peace of mind and protect your savings account from exorbitant out-of-pocket costs. Most home warranty plans start about 30 days after purchasing the home warranty.
For Allen Park homeowners, when a problem arises with a covered appliance or system, it is very easy to file a claim. Most home warranty companies have an online portal where you can file a claim. At this point, you will pay a service fee, which is typically between $60 and $150 depending on what plan you choose. Once the service fee is paid, a repair person will come to your home, assess the issue, and make the repair. If the repair is covered by the warranty and it's within the coverage cap, most homeowners will not have any other out-of-pocket costs after the service fee is paid.
A home warranty will cover systems and appliances that have broken down due to normal wear and tear. For example, if your A.C. suddenly stops working under normal use conditions, you can call your home warranty provider. The appliances commonly covered under a home warranty plan are the dryer, microwave, dishwasher, refrigerator, washing machine, oven, and more. System coverage typically includes heating systems, electrical systems, water heaters, air conditioning, plumbing, and more. Add-on options can vary by plan but typically include things like a central vacuum, sprinkler system, plumbing stoppages, septic system, and second refrigerator.
An important thing to note is that home warranties only protect against normal wear and tear that occurs on your home systems and appliances. Things such as pre-existing conditions, misuse, cosmetic damages, and lack of maintenance are excluded from the home warranty policy.
Temperatures in Allen Park can vary greatly throughout the year, which means your air conditioner and heating systems are most likely going to get a lot of use. As a homeowner in Allen Park, one benefit of having a home warranty is that these home systems and major appliances can be covered in the event they need to be repaired or replaced.
A home warranty can also give value in other ways. For instance, some plans can be transferred between owners when you sell your home.
Home warranties also have some downsides. Although it can give you less to worry about since the home warranty sends out a repair person who handles the repair for you, some people may not like this, and they may want to choose a contractor themselves. If that's the case for you, some home warranty plans let you choose a contractor. Another thing to take into consideration is that some companies don't cover pre-existing conditions and may require an inspection before your coverage can start. Ask the home warranty company for clarification about it if you need more information or if this is a problem for you.
Whether or not a home warranty is worth it ultimately depends on your personal situation. Similar to any other sort of insurance policy or warranty, it's there to give you a sense of protection, so you will have to be the judge of how much that is worth to you.
Hopefully, you now feel confident that you can choose a home warranty company in Allen Park after reading through our guide. The best provider in Allen Park is Choice Home Warranty. It offers great coverage of all the essential home appliances and systems at an affordable cost with several optional add-ons.
The best home warranty provider in Allen Park is Choice Home Warranty. Choice Home Warranty has an expansive network of experienced contractors and a great reputation in the Allen Park area.
A home warranty is a service contract that covers the repairs and replacements of major home systems and appliances.
Typically coverage for a home warranty policy begins 30 days after payment. However, a few companies may let you make a service request before this, so check with customer service to find the exact waiting period for your situation.
The systems and appliances in a home are covered under a home warranty plan in Allen Park. Everything from a stove to a washer can be covered under a home warranty.
A Allen Park home warranty can cost between $40 and $80 a month. The higher-priced plans usually have more coverage, higher coverage limits, and a lower service fee.
Owning a home can be expensive. When a system or appliance breaks down, it can leave homeowners with an unexpected large expense to fix it. With a home warranty policy, you won't have any large hits to your savings account for home maintenance.
