A home warranty in Wheaton can help lower your out-of-pocket costs by covering repairs or replacements to major home systems and appliances that stop functioning due to normal wear and tear.
With the weather patterns common in Wheaton, homes can go through quite a bit of wear and tear over time. There's nothing worse than having your air conditioning go out in the middle of a hot summer.
Because the home warranty market has a lot of providers — all with different plans — our team at House Method did the research for you to help you find the right home warranty in Wheaton.
Once you're ready to buy a home warranty policy, the first step is thinking about what items you need coverage for. From there, you can compare your options and contact different home warranty providers for a free quote. Plans can vary, so take into consideration the following factors when picking a home warranty policy:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
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A home warranty is a home protection plan that can help homeowners save money on appliance and system repairs and replacements. Working appliances and home systems are what make living in a Wheaton home comfortable and convenient. When these things start to break down, it can be costly and a inconvenience. Luckily, with a home warranty plan, an affordable repair is just a phone call away.
When a covered appliance or system needs to be repaired, you file a claim with your home warranty provider. Most companies have an online portal system where you can do this. After you file the claim, it will be assigned to a local technician or repair person who will come and assess the issue. The claim is then processed, and a homeowner will pay a predetermined service fee to schedule the repair . This repair will typically happen within 24 to 72 hours and should only cost the homeowner the price of the service fee. Most service fees range between $60 and $150.
Home warranties help protect both your home systems and appliances. A home warranty can cover repair and replacement-related costs that are a result of normal wear and tear. The appliances commonly covered under a home warranty plan are the microwave, dryer, refrigerator, oven, washing machine, dishwasher, and more. System coverage typically includes air conditioning, water heaters, electrical systems, plumbing, heating systems, and more. Add-on coverage will vary from plan to plan, but you can expect to see add-ons like electronics, sump pumps, pools, roof leaks, central vacuums, and spas.
A Wheaton home warranty will only cover repairs and replacements due to normal wear and tear. If your appliances have cosmetic issues or you have not properly maintained your home systems and appliances, the home warranty will not cover it. Also, pre-existing conditions, intentional breakages, and natural disasters are not covered with a Wheaton home warranty.
Wheaton's mild winters and hot summers can put a strain on a home's HVAC system. Whether it's summer or winter, a home warranty will cover your home's appliances and systems if they need to be repaired or replaced. For example, if your air conditioner breaks down in the middle of July, a home warranty can cover the necessary repairs, preventing you from spending a lot of money out of pocket.
Not only can a Wheaton home warranty save you some money on repairs and replacements, it saves you time too. Instead of needing to vet contractors yourself, home warranty providers do the work for you and send pre-screened technicians right to your door when you need them.
One drawback of getting a home warranty is that there are generally exclusions. For example, if one of your appliances already has a manufacturer's warranty, it may not be included in the home warranty, so it's important to read through any contracts you're considering carefully to understand what is included and what isn't. Another potential pain point of home warranties is that they don't cover items that haven't been properly maintained. This can lead to your repair requests being rejected, so it's important to be sure you follow the manufacturer's guidelines for maintenance of your home systems and appliances.
Homeownership is a big responsibility that can be costly, but rewarding. A home warranty is one thing that can help with your home maintenance budget, but its worth for you is something you'll have to determine before taking the leap and purchasing a policy.
A home warranty can save you a lot of money on home repairs and give you peace of mind as a homeowner. When it comes to home warranty companies in Wheaton, the best overall is Choice Home Warranty. Its comprehensive coverage, affordable pricing, and ease of use make it a great home warranty for Wheaton homeowners.
The best home warranty company in Wheaton is Choice Home Warranty. Choice Home Warranty has an expansive network of experienced repair technicians and a great reputation in the Wheaton area.
First-time home buyers, homeowners, landlords, home sellers, and real estate agents can all get home warranty plans. A home warranty can help make your house more appealing to prospective buyers and save homeowners money in the long run.
Most home warranties have a 30-day waiting period before you can file claims, but some may offer coverage sooner so make sure you check with the company about this.
The systems and appliances in a home are covered under a home warranty plan in Wheaton. Everything from a stove to a pool can be covered under a home warranty.
Home warranties cover the cost of repairs and replacements as long as it is within the coverage cap of the plan. If the replacement costs more than the home warranty covers, you will have to pay the rest out of pocket.