A home warranty is a way to protect your budget from unexpected home repairs and expenses. With a home warranty in place, your repair costs can be considerably lower and give you some peace of mind.
Homeownership in North Potomac comes with lots of perks, but it also does not come without its difficulties. Your home's appliances and systems will eventually need repair and this could mean a burdensome expense hitting your bank account suddenly.
Finding the best home warranties on the market can be difficult because of the sheer number of options out there. If you are tired of trying to compare the different options, keep reading for our guide to the best home warranty companies in North Potomac.
When you're ready to buy a home warranty, the first step is considering what appliances and systems you want coverage for. After that, you can compare plans and call different home warranty companies for a free quote. When considering which home warranty company is the best one for you, here are some important factors to keep in mind:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
Choice Home Warranty offers the best overall home warranty in North Potomac. Choice has established itself as a company with very high coverage caps and simple-to-understand service contracts. It also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties. The 2 plans that Choice has include options for appliance and system coverage.
Choice Home Warranty offers 2 plans for North Potomac homeowners. The Basic Plan and Total Plan are the options they have, which contain a mix of system and appliance coverage. The coverage caps from Choice are about $3,000. The service fees are an affordable $85, which is less than other providers in the North Potomac area.
For a more detailed breakdown, read our review of Choice Home Warranty. To receive a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty is the most cost-effective home warranty for North Potomac residents. The 3 plans that Select has include options for appliance and system coverage. When you buy a home warranty from Select, you will get a highly affordable service fee and free roof coverage upon purchase of a policy plan. Select Home Warranty also has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
Select Home Warranty has 3 plans that offer a combination of appliance and system coverage. Service fees from Select are a reasonable $60. The coverage caps are also around $2,000.
To get a free quote from Select Home Warranty, fill out this online form or call 888-370-3953. Read more by visiting our Select Home Warranty full review.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
American Home Shield is the most customizable home warranty in North Potomac. With a home warranty from AHS, you can benefit from the ability to customize your plan with the coverages that work specifically for your home. Not to mention, it has a remarkably low claim denial rate in comparison to other home warranty companies. The 3 home warranty plans that AHS has include options for appliance and system coverage.
The 3 plans from American Home Shield are ShieldSilver, ShieldGold, and ShieldPlatinum. AHS has coverage caps of around $2,500 for most appliances and systems, but with some plans, the coverage caps can be higher, so make sure to check with the provider. Service fees are customizable and range from $75 to $125.
To receive a free quote from American Home Shield, fill out this online form or call 888-365-2839. To read more, visit our American Home Shield Review.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
The Home Service Club offers the best home warranty with the quickest service in North Potomac. HSC is a home warranty provider with 14 years of experience in the industry, and it has become one of the best providers in the business. When you purchase a plan from HSC, you will get quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. The Home Service Club also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee. The 2 home warranty plans that HSC offers include options for appliance and system coverage.
There are 2 home warranty plans from The Home Service Club: Standard Coverage Plan and Comprehensive Coverage Plan. The coverage caps associated with HSC's plans are close to the $2,000 mark for most major systems and appliances, and service fees are customizable and range from $65 to $90.
To read more, visit our review of The Home Service Club. To get a free quote from The Home Service Club, fill out this online form or call 800-750-9443.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
In North Potomac, Liberty Home Guard offers the most trustworthy home warranty. With a home warranty from Liberty, you can benefit from a seamless complaint process and guaranteed service professionalism upon every repair visit. Not to mention, it has a 60-day workmanship guarantee and some of the best customer service in the industry. The 3 policies that Liberty has include options for appliance and system coverage.
The 3 plans from Liberty Home Guard are Appliance Guard, Systems Guard, and Total Home Guard. Liberty's service fees are an affordable $75, and the coverage caps come out to around $3,000 for each covered system or appliance.
To receive a free quote from Liberty Home Guard, fill out this online form or give them a call at 866-451-2281. For a more detailed breakdown, read our thorough review of Liberty Home Guard.
Established company with a BBB accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
First American Home Warranty is the best home warranty for appliance coverage for North Potomac residents. First American has 2 simple plans, making the selection process easy. First American offers very affordable and comprehensive appliance coverage. Plus, it also has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
There are 2 home warranty plans from First American Home Warranty: Basic Plan and Premier Plan. First American's service fees are a reasonable $85, and the coverage limits come out to around $1,500 per covered appliance or system.
Read our thorough review of First American Home Warranty to learn more. To receive a free quote from First American Home Warranty, fill out this online form or give them a call at 833-204-7164.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
Cinch Home Services offers the home warranty with the best workmanship guarantee for North Potomac residents. Cinch offers a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Plus, it also has a broad range of coverage options that will give homeowners peace of mind. The 3 policies that Cinch has include options for appliance and system coverage.
Cinch Home Services has 3 plans that provide a mix of appliance and system coverage. Service fees from Cinch are customizable and range from $75 to $150. The coverage caps are also generally around $1,000-$2,000.
To receive a free quote from Cinch Home Services, you can fill out this online form or call 877-589-0505. To read more, visit our review of Cinch Home Services.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in North Potomac
A home warranty is a coverage plan that helps homeowners manage the high costs of appliance and systems repairs. Home warranties will provide coverage for a number of home systems and appliances that need repairs or replacements due to normal wear and tear. A home warranty is one thing that can make it easier to budget and manage your finances. Home warranty plans generally have a thirty-day waiting period from the time you pay to the time you can start using it.
When one of your systems or appliances experiences a problem, you file a claim with your home warranty provider. You can do so in an online portal or by telephone, and then a repair technician will come and fix the problem. At this point, you will pay your service fee. Service fees for home warranty customers range from $60 to $150. Most home warranty plans also have a coverage cap, which is the maximum amount per appliance that the home warranty plan will cover for repairs and replacements.
A home warranty plan will cover systems and appliances that have broken down due to normal wear and tear. For instance, if your refrigerator suddenly needs repairs under normal use conditions, your home warranty company can help. The appliances covered are a refrigerator, cooktop, stove, dishwasher, microwave, clothes washer, clothes dryer, and more. The systems included are the plumbing, air conditioner, heating system, electrical, water heater, and more. You can also optionally opt to pay a bit extra for add-on coverage for items such as roof warranty, spas, septic systems, and swimming pools.
An important thing to consider is that home warranties only cover normal wear and tear that occurs on your home systems and appliances. Things like lack of maintenance, pre-existing conditions, cosmetic damages, and misuse are excluded from the home warranty policy.
North Potomac is known for its mild winters and hot summers, and if you live in North Potomac, you know that the weather can be unpredictable. During the summer months, your air conditioner can be overworked in its effort to combat the heat. If your air conditioner did break down, a home warranty can cover repairs and help bring down your out-of-pocket expenses.
In addition, though it varies by company, some providers will allow you to transfer your warranty if you sell your home. This can make your property more attractive to potential home buyers and maybe even make your home sell faster.
One main drawback of home warranties is not every home system and appliance you care about may be covered. It's important to weigh the different plans and opt for one that covers all the appliances, systems, and add-ons you need. Another stipulation is that home warranties usually only cover damage from normal wear and tear. They often won't cover systems or appliances that have stopped working due to natural disasters, improper maintenance, animal infestations, etc.
It's not always easy to budget for the unexpected expenses that can come with owning a home, but a home warranty can help you with that. Similar to any other warranty or insurance policy, there will always be pros and cons of getting one but its main purpose is to provide protection and peace of mind.
We hope you now feel positive that you can choose a home warranty provider in North Potomac after reading our guide. Choice Home Warranty is the best overall home warranty company in North Potomac. With its comprehensive plans, fair pricing, and a good history in the industry, Choice Home Warranty has a lot to offer.
The best home warranty company in North Potomac is Choice Home Warranty. Choice Home Warranty has an expansive network of professional technicians and a respected reputation in the North Potomac area.
A home warranty policy can help investors, homebuyers, home sellers, real estate agents, and homeowners. It can provide peace of mind to anyone involved in homeownership.
Most home warranty plans have a 30-day waiting period before you can file claims, but some may let you file sooner so make sure you check with the company about this.
A home warranty plan will cover repair and replacement costs for systems and appliances in a home. Home warranties will not cover the intentional breaking of an appliance or pre-existing conditions.
Home warranties will cover the cost of repairs and replacements if it is within the coverage cap of the plan. If the replacement costs more than the home warranty plan covers, you will have to pay for the rest out of pocket.
The service fee is the price you pay every time there's an issue with a system or appliance. The service fees are usually between $60 and $150.
