When one of your systems or appliances breaks down, a home warranty will step in and help you cover the costs. A home warranty plan can give homeowners the peace of mind they need to feel less anxious about homeownership.
Homeownership in Lanham can be a satisfying stage for many, but it also comes with its fair share of worries. Home repairs can be an unanticipated financial burden for many homeowners.
Choosing the best home warranties on the market can be difficult because of the numerous options out there. If you are overwhelmed by trying to compare the different options, keep reading for our guide to the best home warranty providers in Lanham.
The first step in protecting your real estate investment with a home warranty is determining which company's plan is the best for you. Figure out which appliances and systems in your home you want coverage for and compare the plans. Before making your final decision, here are a few additional factors to consider:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
Choice Home Warranty is the best overall home warranty in Lanham. Choice offers 2 plans for you to decide between. If you're looking for very high coverage caps and simple-to-understand service contracts, Choice is the perfect provider for you. Plus, it has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
The 2 plans from Choice Home Warranty are Basic Plan and Total Plan. Choice's service fees are an affordable $85, and the coverage caps come out to about $3,000 for each covered system or appliance.
For more information on this provider, read our Choice Home Warranty Review. To receive a free quote from Choice Home Warranty, you can fill out this online form or call 929-400-6164.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty offers the most cost-effective home warranty for Lanham residents. Select has 3 plans for you to choose from. With a home warranty from Select, you can enjoy a highly affordable service fee and free roof coverage upon purchase of a policy plan. Not to mention, it has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
The 3 plans from Select Home Warranty are Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. Select has coverage caps of around $2,000 for most appliances and systems, but some plans may have different coverage caps, so be sure to check with the company. Service fees are a reasonable $60.
To get a free quote from Select Home Warranty, you can fill out this online form or call 888-370-3953. Read our thorough review of Select Home Warranty to learn more.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
In Lanham, American Home Shield is the most customizable home warranty. AHS has been on the market for over 25 years, making it a well-regarded company in the industry. If you're looking for the ability to customize your plan with the coverages that work specifically for your home, you'll want to have this plan on your side. Plus, it has a remarkably low claim denial rate in comparison to other home warranty companies. The home warranty provider offers 3 plans to policyholders with various options for appliance and system coverage.
American Home Shield offers 3 plans for Lanham homeowners. The ShieldSilver, ShieldGold, and ShieldPlatinum are the options they have, which contain a mix of system and appliance coverage. The coverage limits from AHS are around $2,500. The service fees are customizable and range from $75 to $125, which is lower than other providers in the Lanham area.
Read our detailed review of American Home Shield to learn more. To get a free quote from American Home Shield, fill out this online form or call 888-365-2839.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
The Home Service Club offers the best home warranty with the quickest service for Lanham residents. HSC has been in the home warranty business for around 14 years. HSC has 2 plans for homeowners to choose from. HSC offers quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. Plus, it also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
The plans that HSC offers to homeowners are Standard Coverage Plan and Comprehensive Coverage Plan. Service fees from HSC are customizable and range from $65 to $90. The coverage caps are also around $2,000.
To receive a free quote from The Home Service Club, fill out this online form or call 800-750-9443. For a more detailed breakdown, read our comprehensive review of The Home Service Club.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard offers the most trustworthy home warranty in Lanham. When you purchase a home warranty from Liberty, you will get a seamless complaint process and guaranteed service professionalism upon every repair visit. Liberty Home Guard also has a 60-day workmanship guarantee and some of the best customer service in the industry. The 3 policies that Liberty has include options for appliance and system coverage.
The 3 plans from Liberty Home Guard are Appliance Guard, Systems Guard, and Total Home Guard. Liberty has coverage caps of around $3,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so make sure to check with the company. Service fees are an affordable $75.
To read more, visit our Liberty Home Guard Review. To get a free quote from Liberty Home Guard, fill out this online form or give them a call at 866-451-2281.
Established company with a BBB accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
In Lanham, First American Home Warranty is the best home warranty for appliance coverage. The 2 plans from First American are easy to understand and offer both system and appliance coverage. With a home warranty from First American, you can benefit from very affordable and comprehensive appliance coverage. Not to mention, it has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
There are 2 home warranty plans from First American Home Warranty: Basic Plan and Premier Plan. First American has coverage caps of around $1,500 for most appliances and systems, but with some plans, the coverage caps can be higher, so make sure to check with the company. Service fees are a reasonable $85.
For more information, read our comprehensive review of First American Home Warranty. To get a free quote from First American Home Warranty, fill out this online form or give them a call at 833-204-7164.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
Cinch Home Services is the home warranty with the best workmanship guarantee for Lanham residents. When you purchase a home warranty from Cinch, you will get a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Cinch Home Services also has a broad range of coverage options that will give homeowners peace of mind. The home warranty company offers 3 plans to policyholders with various options for appliance and system coverage.
There are 3 home warranty plans from Cinch Home Services: Appliances Plan, Built-in Systems Plan, and Complete Home Plan. Cinch has coverage caps of around $1,000-$2,000 for most appliances and systems, but some plans may have different coverage caps, so make sure to check with the provider. Service fees are customizable and range from $75 to $150.
Read our review of Cinch Home Services to learn more. To receive a free quote from Cinch Home Services, fill out this online form or give them a call at 877-589-0505.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Lanham
A home warranty is a service contract that helps homeowners account for the high costs of appliance and systems repairs. Home warranties will provide coverage for a select number of home systems and appliances that need repairs or replacements due to normal wear and tear. Having a home warranty in place can make it easier to budget and manage your finances. Home warranty plans generally have a thirty-day waiting period from the time you pay to the time you can start using it.
Filing a claim with your home warranty company is very straightforward. There will be either an online portal or a direct phone number to file your claim with your home warranty company. Once you submit the claim, it will be assigned to a local repair person that will come to your home and look at the issue. At this point, you pay your service fee. Service fees typically range in price from about $60 to $150 and this is the only out-of-pocket expense you will have to pay unless the repair cost is more than your home warranty's coverage cap.
Home warranty plans help protect your home systems and appliances. A home warranty can cover repair and replacement-related costs that are due to normal wear and tear. The appliances a home warranty typically covers include a cooktop, dishwasher, microwave, clothes washer, clothes dryer, refrigerator, stove, and more. The systems included are the water heater, electrical, plumbing, heating system, air conditioner, and more. Add-on options can vary by company but typically include things like a second refrigerator, septic system, plumbing stoppages, central vacuum, and sprinkler system.
An important thing to note is that home warranties only cover normal wear and tear on your home systems and appliances. Things like misuse, pre-existing conditions, lack of maintenance, and cosmetic damages are not included in the home warranty policy.
Temperatures in Lanham can vary greatly throughout the year, which means your air conditioner and heating systems are most likely going to get a good bit of use. As a homeowner in Lanham, one of the benefits of having a home warranty is that these home systems and major appliances can be covered in the event they need to be repaired or replaced.
A home warranty can also provide value in other ways. For instance, some policies can be transferred to another owner during a home sale.
One drawback of signing up for a home warranty is that there are generally exclusions. For example, if you already have a manufacturer's warranty on one of your appliances, it may not be included in the home warranty, so it's important to read over any contracts you're considering thoroughly to get a sense of what is included and what isn't. Another possible pain point of home warranties is that they don't cover systems or appliances that haven't been properly maintained. This can lead to your repair requests being denied, so it's important to be sure you follow the manufacturer's guidelines for maintenance of your home systems and appliances.
Whether or not a home warranty is worth it depends on your personal situation. Like any other kind of insurance policy or warranty, it's there to offer you a sense of protection, so you will have to be the judge of how much that is worth to you.
Hopefully, you now feel as though you can select the right home warranty for your Lanham home. The best provider in Lanham is Choice Home Warranty. It offers great coverage of all the essential home systems and appliances at an affordable cost with several optional add-ons.
The top home warranty provider in Lanham is Choice Home Warranty. Choice Home Warranty has an expansive network of professional contractors and a great reputation in the Lanham area.
Home warranty plans cover issues related to home systems and appliances that need repairs or replacements due to normal wear and tear. The homeowner's insurance policy is a larger insurance that protects your entire home from situations like natural disasters and fires. It doesn't cover typical appliance or system breakage.
Usually coverage for a home warranty plan begins 30 days on the day the sale closes. However, a few companies may let you make a service request before this, so verify with customer service to find the exact waiting period for your case.
The systems and appliances in a home are covered under a home warranty plan in Lanham. Everything from a stove to a swimming pool can be covered under a home warranty.
A Lanham home warranty can cost between $40 and $80 a month. The higher-priced plans tend to have higher coverage limits, a lower service fee, and more coverage.
Many homeowners think a home warranty is a good investment because it helps protect against unforeseen expenses. If you're worried about your budget and your ability to keep your home in good working order, having a home warranty can help. One of the major advantages of a home warranty is that it can provide you some financial peace of mind.