A home warranty can bring you the peace of mind you need about your home and guard your bank account from large expenses by covering your home's major systems and appliances.
There are many benefits of homeownership in Kettering. But, major home systems and appliances, like your plumbing and refrigerator, can break down due to normal wear and tear, leaving you with costly repairs.
Although a home warranty can help with your homeowner concerns, one issue is narrowing down the perfect choice for your Kettering home. That's why we've done the research and have made a guide of the best home warranty plans in Kettering.
Selecting the best company for your home warranty is the first step toward protecting your home. Policies can vary, so consider the following factors when deciding on a home warranty policy:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
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A home warranty is a protection plan that helps homeowners account for the high costs of appliance and systems repairs. Home warranties will provide coverage for a select number of home systems and appliances that need repairs or replacements due to normal wear and tear. A home warranty is one thing that can make budgeting and managing your finances easier. Home warranty plans generally have a thirty-day waiting period from the time you purchase to the time they start.
When one of your systems or appliances experiences an issue, you file a claim with your service provider. You can do so in an online portal or by calling them, and then a repair technician will come and fix the problem. At this point, you will also need to pay your service fee. Once the contractor takes a look at the issue, they will take care of it at no cost to you. The only time you may have to pay out-of-pocket costs is if the repair or replacement is higher than the item's coverage cap.
A home warranty offers coverage on your home's major appliances and systems and it can help cut back on the cost of maintenance on your home. Typical appliances covered under a home warranty plan include a garbage disposal, microwave, washer, refrigerator, dryer, dishwasher, and more. The systems that are most commonly covered will be heating systems, air conditioners, electrical systems, hot water heaters, and plumbing systems. Add-on options can vary by company but typically include things like a central vacuum, second refrigerator, septic system, sprinkler system, and plumbing stoppages.
A home warranty will only cover repairs and replacements due to normal wear and tear. If you don't take care of your appliances or systems and maintain them properly, your home warranty will not cover it. Things like pre-existing conditions, lack of maintenance, cosmetic damages, and misuse are not included in a home warranty policy.
Home warranties are a great way to guard your home systems and appliances from normal wear and tear. With temperatures in Kettering hitting upward of 63 degrees in the summer, you may find that certain appliances, such as your A.C., get a lot of use. A home warranty can considerably bring down your out-of-pocket expenses should your HVAC system break down.
Another added benefit of having a home warranty plan is that it can increase your home's real estate value. If you ever decide to sell your home, you may be able to transfer your home warranty plan to the new home buyers depending on the provider you purchased your home warranty through.
There are also some negatives to buying a home warranty plan, like the coverage exclusions. For example, home warranties may not cover systems or appliances that already have a manufacturer's warranty. In addition, if you don't maintain your home systems or appliances properly, or if they were damaged due to a natural disaster or animal infestation — anything other than normal wear and tear — the home warranty may not cover it.
Although home warranties do have some things to bear in mind, whether during winter, summer, or the months in between, a home warranty can help mitigate the inevitable hassle of dealing with home appliances and system repairs, giving you some peace of mind.
Hopefully, this review of Kettering's best home warranty options has helped you narrow down your choices and decide on a plan. Choice Home Warranty stands out as the best overall choice. It offers great and comprehensive coverage of all the essential home appliances and systems at an affordable cost with several add-on options.
The top home warranty company in Kettering is Choice Home Warranty. Choice Home Warranty has an expansive network of experienced technicians and a great reputation in the Kettering area.
A home warranty is a type of service contract that gives homeowners extra coverage for their household systems and appliances. These include dryers, garbage disposals, refrigerators, washing machines, dishwashers, sump pumps, plumbing, heating and cooling systems, water heaters, and electrical systems, among others. Some plans also provide coverage for garage door openers, ceiling fans, roofs, and pools. A home warranty can help you save money if these appliances and systems break down unexpectedly.
Home buyers, home sellers, landlords, real estate agents, and homeowners are all eligible for home warranty plans. A home warranty can help make your home more attractive to prospective buyers and save homeowners money in the long run.
The systems and appliances in a home are covered under a home warranty plan in Kettering. Everything from a fridge to a washer can be covered under a home warranty.
Most home warranty plans will cover replacement costs in addition to repair costs. How much the home warranty will cover varies from one plan to the next. Your home warranty will give you some money towards a replacement but don't expect to have the entire replacement paid for.
A service fee is a cost that you pay before a service technician or contractor comes to your home to fix your home warranty-related issue. Prices typically range between $60 and $150. Service fees are sometimes called deductibles, and they should be the only out-of-pocket cost that homeowners have with a home warranty apart from the monthly premium/annual cost.