A home warranty is a way to protect your savings from unexpected home repairs and expenses. With a home warranty in place, your repair costs can be considerably lower and give you some peace of mind.
As much as you may enjoy owning a home in Gaithersburg, there is always that concern about whether or not your systems and appliances are going to need repairs over the next few years.
Finding the best home warranty on the market can be quite challenging as there are dozens of companies to decide between. That's why our team at House Method did the research and made a list of the best home warranty companies in Gaithersburg for you.
The first step in protecting your house with a home warranty is determining which company's plan is right for you. Figure out which items in your home you'd like coverage for and compare the plans. Below is a list of factors that you'll want to keep in mind when picking a home warranty provider:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
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A home warranty is a protection plan that lowers the cost of repairs when one of your home systems or appliances breaks down. A home warranty can help homeowners who need to stick to their budget and don't want to dip into their savings to pay for large repair or replacement expenses. Typically about 30 days after a home warranty plan is paid for, the coverage will start on your home systems and appliances.
When one of your systems or appliances experiences a problem, you file a claim with your service provider. You can do so online or by calling them, and then a contractor will come and fix the problem. Once you submit the claim, it will be assigned to a local repair technician that will come to your home and take a look at the issue. At this point, you pay your service fee. Service fees typically range in price from around $60 to $150 and this is the only out-of-pocket expense you will have to pay unless the repair cost is higher than your home warranty's coverage cap.
A home warranty in Gaithersburg typically covers the main systems and appliances in the house. Appliances covered under a home warranty plan are typically the refrigerator, dishwasher, garbage disposal, dryer, microwave, and more. Systems that are covered usually include plumbing systems, water heaters, electrical systems, heating systems, and air conditioners. Add-on coverage options can vary by plan but typically include things like a sprinkler system, central vacuum, plumbing stoppages, septic system, and second refrigerator.
A Gaithersburg home warranty will only protect against normal wear and tear. If you are experiencing cosmetic issues with appliances or you have not properly maintained your home systems and appliances, the home warranty will not cover it. Also, pre-existing conditions, intentional breakages, and natural disasters are not covered with a Gaithersburg home warranty.
Temperatures in Gaithersburg can vary greatly throughout the year, which means your air conditioner and heating systems are likely to get a decent amount of use. As a homeowner in Gaithersburg, one of the benefits of having a home warranty is that these home systems and major appliances can be covered in the event they need to be repaired or replaced.
In addition, though it varies by company, some providers will let you transfer your warranty if you sell your home. This can make your house more attractive to potential home buyers and maybe even make your home sell faster.
There are also some drawbacks to getting a home warranty plan, like the coverage exclusions. For example, home warranties may not cover systems or appliances that already have a manufacturer's warranty. Another consideration is that home warranties typically only cover malfunctions due to normal wear and tear. They most likely won't cover systems or appliances that have need repairs or replacements due to animal infestations, improper maintenance, natural disasters, etc.
Homeownership is a big responsibility that can be expensive, but rewarding. A home warranty is one thing that can help with your home maintenance budget, but whether or not it's worth it for you is something you'll have to weigh before purchasing a policy.
We hope you now feel positive that you can choose a home warranty company in Gaithersburg after going through our reviews. When it comes to home warranty companies in Gaithersburg, the best overall is Choice Home Warranty. With its comprehensive coverage, affordable pricing, and a good history in the industry, Choice Home Warranty has a lot to offer.
The best home warranty company in Gaithersburg is Choice Home Warranty. Choice Home Warranty an expansive network of experienced technicians and a tremendous reputation in the Gaithersburg area.
Home buyers, homeowners, home sellers, landlords, and real estate agents can all get home warranty plans. A home warranty can help make your property more attractive to prospective buyers and save homeowners money in the long run.
The systems and appliances in a home are covered under a home warranty plan in Gaithersburg. Everything from a stove to a swimming pool can be covered under a home warranty.
A home warranty in Gaithersburg can cost anywhere from $40 to $80 a month. Higher-priced plans usually have higher coverage limits, more coverage, and a lower service fee.