A home warranty in Cloverly can help reduce your out-of-pocket costs by covering repairs or replacements to major home systems and appliances that stop working due to normal wear and tear.
With hot summers and cool winters, working home appliances and systems, especially HVAC, are very important for homeowners in the Cloverly area of Maryland.
Since the home warranty market has many providers — all with different coverage — our team at House Method decided to do the research for you to help you find the best home warranty in Cloverly.
Choosing the right home warranty in Cloverly for you and your family depends on the coverage you want, the home warranty company you opt for, and where you live, among other factors. Options can vary, so consider the following factors when deciding on a home warranty provider:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
In Cloverly, Choice Home Warranty offers the best overall home warranty. The 2 policies that Choice has include options for appliance and system coverage. Choice offers very high coverage caps and simple-to-understand service contracts. Plus, it also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
There are 2 home warranty plans from Choice Home Warranty: Basic Plan and Total Plan. The coverage caps from Choice are around $3,000. The service fees are an affordable $85, which is cheaper than other providers in the Cloverly area.
To receive a free quote from Choice Home Warranty, fill out this online form or give them a call at 929-400-6164. For a more detailed breakdown, read our Choice Home Warranty Review.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
In Cloverly, Select Home Warranty is the most cost-effective home warranty. Select has established itself as a company with a highly affordable service fee and free roof coverage upon purchase of a policy plan. It also has an extensive network of highly trained professionals all over the country who are experts in home maintenance. The 3 plans from Select are easily comprehensible and offer both system and appliance coverage.
The plans that Select offers to homeowners are Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. The coverage caps associated with Select's plans are around the $2,000 mark for most major systems and appliances, and service fees are a reasonable $60.
To receive a free quote from Select Home Warranty, fill out this online form or call 888-370-3953. Read more by visiting our comprehensive review of Select Home Warranty.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
American Home Shield offers the most customizable home warranty in Cloverly. AHS offers 3 plans for you to choose from. AHS has established itself as a company with the ability to customize your plan with the coverages that work specifically for your home. It also has a remarkably low claim denial rate in comparison to other home warranty companies.
American Home Shield has 3 plans that offer a mix of appliance and system coverage. The coverage caps from AHS are about $2,500. The service fees are customizable and range from $75 to $125, which is less than other providers in the Cloverly area.
To receive a free quote from American Home Shield, fill out this online form or give them a call at 888-365-2839. Read more by visiting our American Home Shield Review.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
In Cloverly, The Home Service Club is the best home warranty with the quickest service. HSC offers 2 plans for homeowners to decide between. HSC has established itself as a company with quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. It also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
The 2 plans from The Home Service Club are Standard Coverage Plan and Comprehensive Coverage Plan. HSC has coverage caps of around $2,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so be sure to check with the company. Service fees are customizable and range from $65 to $90.
Read more by visiting our review of The Home Service Club. To receive a free quote from The Home Service Club, fill out this online form or call 800-750-9443.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard is the most trustworthy home warranty in Cloverly. The home warranty company offers 3 plans to policyholders, which have various system and appliance coverage options. When you buy a home warranty from Liberty, you will get a seamless complaint process and guaranteed service professionalism upon every repair visit. Liberty Home Guard also has a 60-day workmanship guarantee and some of the best customer service in the industry.
The 3 plans from Liberty Home Guard are Appliance Guard, Systems Guard, and Total Home Guard. Liberty's service fees are an affordable $75, and the coverage limits come out to about $3,000 per covered appliance or system.
To get a free quote from Liberty Home Guard, you can fill out this online form or call 866-451-2281. Read more by visiting our comprehensive review of Liberty Home Guard.
Established company with a BBB accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
First American Home Warranty is the best home warranty for appliance coverage in Cloverly. First American is a home warranty provider with 38 years of experience in the industry, and it has become one of the best providers in the business. With a home warranty from First American, you can benefit from very affordable and comprehensive appliance coverage. Not to mention, it has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified. First American has 2 simple plans, making the selection process and policy coverage easily understandable.
The 2 plans from First American Home Warranty are Basic Plan and Premier Plan. The coverage caps associated with First American's plans are close to the $1,500 mark for most of the major systems and appliances, and service fees are a reasonable $85.
To receive a free quote from First American Home Warranty, you can fill out this online form or call 833-204-7164. Read our First American Home Warranty full review to learn more.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
In Cloverly, Cinch Home Services is the home warranty with the best workmanship guarantee. Cinch offers a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Plus, it also has a broad range of coverage options that will give homeowners peace of mind. The home warranty company offers 3 plans to policyholders that have various system and appliance coverage options.
There are 3 home warranty plans from Cinch Home Services: Appliances Plan, Built-in Systems Plan, and Complete Home Plan. Cinch has coverage caps of around $1,000-$2,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so be sure to check with the provider. Service fees are customizable and range from $75 to $150.
To receive a free quote from Cinch Home Services, you can fill out this online form or call 877-589-0505. Read more by visiting our review of Cinch Home Services.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Cloverly
A home warranty is a home protection plan that can help homeowners save money on appliance and system repairs and replacements. Our appliances and home systems are what make living in a Cloverly home comfortable and convenient. When these things need repairs or replacements, it can be pricey and a pain. Luckily, with a home warranty plan, an affordable repair is just a phone call away.
When you have a system or appliance that has an issue, you file a claim with your home warranty provider. You can do so in an online portal or by telephone, and then a repair technician will come and fix the problem. Once you submit the claim, it will be assigned to a local service technician that will come to your home and take a look at the problem. At this point, you pay your service fee. Service fees usually range in price from around $60 to $150 and this is the only out-of-pocket expense you will have to pay unless the repair cost is more than your home warranty's coverage limit.
A home warranty will cover systems and appliances that have stopped working from normal wear and tear. For instance, if your dishwasher suddenly stops working under normal use conditions, you can call your home warranty company. Typical appliances covered by a home warranty include a refrigerator, dryer, garbage disposal, washer, microwave, dishwasher, and more. The systems that are most commonly covered will be electrical systems, air conditioners, heating systems, hot water heaters, and plumbing systems. The add-on coverage options can include pool, spa, septic system, roof leak, and sometimes even things like locksmith or pest control.
Cloverly homeowners should understand that a home warranty policy will only cover repairs and replacements due to normal wear and tear. Home warranties do not cover things like cosmetic issues, pre-existing conditions, misuse of a system or appliance, or natural disasters. You have to keep up with preventative maintenance on your home systems and appliances to ensure that your next repair or replacement-related issue will be covered by the policy.
Home warranties are an affordable way to protect your home systems and appliances from normal wear and tear. With temperatures in Cloverly reaching upward of 63 degrees in the summer, you may find that certain appliances, such as your air conditioner, get a lot of use. A home warranty can considerably decrease your out-of-pocket costs should your HVAC system stop working.
Plus, having a home warranty can save you time by eliminating the need to research service technicians--most providers will send a trusted professional right to your door to do the necessary repair or replacement.
One of the main drawbacks of a home warranty is not everything may be covered. It's important to research the different policies and choose one that covers all the appliances, systems, and add-ons you need. Another consideration is that home warranties usually only cover repairs needed due to normal wear and tear. They commonly won't cover systems or appliances that have stopped working due to natural disasters, improper maintenance, animal infestations, etc.
Whether or not a home warranty is worth it depends on your personal situation. Similar to any other type of insurance policy or warranty, its purpose is to provide you a sense of protection, so you will have to decide how much that is worth to you.
A home warranty in Cloverly can save you thousands of dollars and offer you peace of mind when it comes to costly home repairs and replacements. All of these top providers have impressive experience in the industry and coverage plans. Among them, Choice Home Warranty stands out as the best overall choice. It offers great and comprehensive coverage of all the essential home systems and appliances at an affordable cost with several optional add-ons.
Our pick for the best overall home warranty in Cloverly is Choice Home Warranty but the perfect company for you will vary based on factors like what appliances and systems you need coverage for.
A home warranty is a kind of service contract that gives homeowners extra coverage for their household systems and appliances. These include dryers, refrigerators, dishwashers, washing machines, garbage disposals, electrical systems, plumbing, sump pumps, water heaters, and heating and cooling systems, among others. Some policies also provide coverage for garage door openers, pools, roofs, and ceiling fans. A home warranty can help you save money if these appliances and systems break down unexpectedly.
A home warranty plan protects against the normal wear and tear of home systems and appliances. Homeowners insurance protects the entire home in case of something like a natural disaster or fire. Under a homeowners insurance plan, you won't be able to file a claim should you need a new dryer or stove, unless the damage is a result of a natural disaster.
A home warranty policy can help investors, homebuyers, homeowners, real estate agents, and home sellers. It can provide peace of mind and savings to anyone involved in homeownership.
A service fee is an expense that you pay before a repair person or contractor comes to your home to repair your home warranty-related issue. Prices typically range between $60 and $150. Service fees are sometimes referred to as deductibles, and they should be the only out-of-pocket expense that homeowners are subject to with a home warranty apart from the policy's premium.
