A home warranty can bring you the peace of mind you need about your home and safeguard your savings account from large expenses by covering your home's major systems and appliances.
Homeownership in Beltsville can be an exciting stage for many people, but it also comes with its fair share of difficulties. Updating your home's systems and appliances can be an unanticipated financial burden for many homeowners.
Even though a home warranty can help with your homeowner expenses, one pain point is narrowing down the right choice for your Beltsville home. That's why we've done the research and have made a list of the top home warranty companies in Beltsville.
Now that you're ready to purchase a home warranty policy, the first step is deciding what appliances and systems you need coverage for. After that, you can compare your options and contact different home warranty companies for a free quote. Before making your final decision, here are a few other factors to bear in mind:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
Choice Home Warranty offers the best overall home warranty for Beltsville residents. Choice is a home warranty provider with 14 years of experience in the industry, and it has established itself as one of the best providers in the business. Choice has established itself as a company with very high coverage caps and simple-to-understand service contracts. It also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties. The 2 plans from Choice are easy to comprehend and offer both system and appliance coverage.
The plans that Choice offers to homeowners are Basic Plan and Total Plan. Choice's service fees are an affordable $85, and the coverage caps come out to around $3,000 per covered system or appliance.
To get a free quote from Choice Home Warranty, you can fill out this online form or call 929-400-6164. Read more by visiting our comprehensive review of Choice Home Warranty.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty is the most cost-effective home warranty for Beltsville residents. The 3 plans that Select offers include options for appliance and system coverage. Select has established itself as a company with a highly affordable service fee and free roof coverage upon purchase of a policy plan. It also has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
Select Home Warranty has 3 plans that provide a combination of appliance and system coverage. Select's service fees are a reasonable $60, and the coverage caps come out to around $2,000 for each covered appliance or system.
Read more by visiting our detailed review of Select Home Warranty. To get a free quote from Select Home Warranty, fill out this online form or call 888-370-3953.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
In Beltsville, American Home Shield is the most customizable home warranty. When you buy a home warranty from AHS, you will get the ability to customize your plan with the coverages that work specifically for your home. American Home Shield also has a remarkably low claim denial rate in comparison to other home warranty companies. AHS offers 3 plans for homeowners to decide between.
American Home Shield offers 3 plans for Beltsville homeowners. The ShieldSilver, ShieldGold, and ShieldPlatinum are the options they have, which contain a mix of system and appliance coverage. The coverage limits from AHS are around $2,500. The service fees are customizable and range from $75 to $125, which is lower than other providers in the Beltsville area.
To get a free quote from American Home Shield, fill out this online form or give them a call at 888-365-2839. For a more detailed breakdown, read our review of American Home Shield.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
In Beltsville, The Home Service Club is the best home warranty with the quickest service. The 2 plans from HSC are easy to understand and have a mix of both system and appliance coverage. With a home warranty from HSC, you can enjoy quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. Not to mention, it has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
There are 2 home warranty plans from The Home Service Club: Standard Coverage Plan and Comprehensive Coverage Plan. HSC's service fees are customizable and range from $65 to $90, and the coverage caps come out to around $2,000 per covered appliance or system.
Read our The Home Service Club Review to learn more. To get a free quote from The Home Service Club, you can fill out this online form or call 800-750-9443.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard is the most trustworthy home warranty in Beltsville. Liberty is a home warranty provider with 5 years of experience in the industry, and it has established itself as one of the best providers in the business. Liberty has 3 plans for you to choose from. If you're looking for a seamless complaint process and guaranteed service professionalism upon every repair visit, you'll want to have this plan on your side. Plus, it has a 60-day workmanship guarantee and some of the best customer service in the industry.
Liberty Home Guard offers 3 plans for Beltsville homeowners. The Appliance Guard, Systems Guard, and Total Home Guard are the options they have, which have a mix of system and appliance coverage. The coverage caps from Liberty are around $3,000. The service fees are an affordable $75, which is cheaper than other providers in the Beltsville area.
To receive a free quote from Liberty Home Guard, fill out this online form or give them a call at 866-451-2281. Read more by visiting our review of Liberty Home Guard.
Established company with a BBB accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
First American Home Warranty is the best home warranty for appliance coverage for Beltsville residents. First American has been on the market for around 38 years, making it a well-regarded company in the industry. First American offers 2 plans for homeowners to choose from. If you're looking for very affordable and comprehensive appliance coverage, this is the provider for you. Plus, it has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
First American Home Warranty has 2 plans that offer a mix of appliance and system coverage. The coverage caps associated with First American's plans are close to the $1,500 mark for most of the major systems and appliances, and service fees are a reasonable $85.
To get a free quote from First American Home Warranty, you can fill out this online form or call 833-204-7164. For more information, read our review of First American Home Warranty.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
In Beltsville, Cinch Home Services offers the home warranty with the best workmanship guarantee. Cinch offers a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Plus, it also has a broad range of coverage options that will give homeowners peace of mind. The 3 plans that Cinch offers include options for appliance and system coverage.
Cinch Home Services has 3 plans that provide a mix of system and appliance coverage. Service fees from Cinch are customizable and range from $75 to $150. The coverage caps are also typically about $1,000-$2,000.
To get a free quote from Cinch Home Services, fill out this online form or call 877-589-0505. For a more detailed breakdown, read our Cinch Home Services Review.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Beltsville
A home warranty is a service contract that covers the cost of repairing or replacing major home systems and appliances when they stop working over time due to normal wear and tear. Having a home warranty in place can provide some peace of mind and guard your bank account from large out-of-pocket costs. Most home warranty plans start about 30 days after paying for the home warranty plan.
When a covered appliance or system needs to be repaired, you file a claim with your home warranty company. Most companies have an online portal system to help you do this. After you file the claim, it will be assigned to a local technician or repair person who will come and assess the issue. At this point, you will also need to pay your service fee. Once the repair person takes a look at the problem, they will take care of it at no cost to you. The only time a homeowner may have out-of-pocket costs is if the repair or replacement is more than the item's coverage cap.
A home warranty in Beltsville usually covers the main systems and appliances in the home. The appliances include a microwave, refrigerator, clothes dryer, clothes washer, stove, dishwasher, cooktop, and more. The systems included are the heating system, plumbing, water heater, air conditioner, electrical, and more. You can also choose to pay extra for add-on coverage for items like septic systems, spas, swimming pools, and roof warranty.
An important thing to consider is that home warranties only protect against normal wear and tear that occurs on your home systems and appliances. Things such as lack of maintenance, pre-existing conditions, cosmetic damages, and misuse are not included in the home warranty policy.
Since temperatures in Beltsville can be quite hot in the summer, the weather can put a lot of strain on your air conditioning unit and HVAC system. Getting a home warranty plan can help homeowners save money if one of these systems or appliances breaks down all of a sudden.
A home warranty can also provide value in other ways. For instance, some policies can be transferred between owners when you sell your home.
There are also some negatives to getting a home warranty plan, such as the coverage exclusions. For example, home warranties may not cover home systems or appliances that are already covered under a manufacturer's warranty. Another potential pain point of home warranties is that they don't cover items that have been improperly maintained. This can lead to your claims being rejected, so it's important to carefully follow the manufacturer's guidelines for maintenance of your home systems and appliances.
Whether or not a home warranty is worth it ultimately comes down to your personal situation. Similar to any other kind of insurance policy or warranty, its purpose is to offer you a sense of protection, so you will have to decide how much that is worth to you.
A home warranty can save you a lot of money on home maintenance and offer you peace of mind as a homeowner. Choice Home Warranty is the best overall home warranty company in Beltsville. Choice Home Warranty provides comprehensive coverage at an affordable price.
The best home warranty provider in Beltsville is Choice Home Warranty. Choice Home Warranty has a large network of professional contractors and a great reputation in the Beltsville area.
A home warranty is a kind of service contract designed to give homeowners extra coverage for their household systems and appliances. These include refrigerators, washing machines, dishwashers, garbage disposals, dryers, water heaters, plumbing, electrical systems, heating and cooling systems, and sump pumps, among others. Some policies also offer coverage for garage door openers, pools, roofs, and ceiling fans. A home warranty can help you save money if these items break down unexpectedly.
A home warranty can help homebuyers, real estate agents, home sellers, homeowners, and investors. It can offer peace of mind and savings to anyone that is involved with homeownership.
Most home warranty plans are going to cover replacement costs as well as repair costs. The coverage cap varies from one plan to the next. Home warranties will give you some money towards a replacement but don't expect to have the entire replacement paid for.
Homeownership can be costly. When a system or appliance breaks down, it can leave homeowners with an unexpected large expense to fix it. With a home warranty in place, you will not have any large hits to your savings account for home maintenance.
