When one of your systems or appliances malfunctions, a home warranty will step in to help you cover the costs. Getting a home warranty can give homeowners the peace of mind they need to feel less anxious about homeownership.
Owning a home in Natchitoches has many great benefits, but there are, of course, some downsides too. The hot, humid weather can cause problems in a home and destroy some systems and appliances.
Choosing the best home warranties on the market can be challenging because of the sheer number of options out there. If you are tired of trying to compare the different options, keep reading for our guide on the best home warranty companies in Natchitoches.
The first step in protecting your real estate investment with a home warranty is determining which provider's plan fits your needs. Think about the appliances and systems in your home you'd like coverage for and compare the policies. Here are some factors to consider when looking for a home warranty in Natchitoches:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
Choice Home Warranty is the best overall home warranty for Natchitoches residents. Choice has 2 simple plans, making the selection process and policy coverage easily understandable. Choice offers very high coverage caps and simple-to-understand service contracts. Plus, it also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
The plans that Choice offers to homeowners are Basic Plan and Total Plan. The coverage limits from Choice are about $3,000. The service fees are an affordable $85, which is lower than other providers in the Natchitoches area.
To receive a free quote from Choice Home Warranty, you can fill out this online form or call 929-400-6164. Read more by visiting our thorough review of Choice Home Warranty.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty is the most cost-effective home warranty in Natchitoches. Select has 3 plans for homeowners to decide between. Select has established itself as a company with a highly affordable service fee and free roof coverage upon purchase of a policy plan. It also has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
There are 3 home warranty plans from Select Home Warranty: Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. Service fees from Select are a reasonable $60. The coverage caps are also typically about $2,000 at the maximum.
Read more by visiting our thorough review of Select Home Warranty. To receive a free quote from Select Home Warranty, fill out this online form or give them a call at 888-370-3953.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
In Natchitoches, American Home Shield is the most customizable home warranty. If you're looking for the ability to customize your plan with the coverages that work specifically for your home, AHS is the perfect provider for you. Plus, it has a remarkably low claim denial rate in comparison to other home warranty companies. AHS has 3 simple plans, making the selection process and policy coverage easily comprehensible.
The 3 plans from American Home Shield are ShieldSilver, ShieldGold, and ShieldPlatinum. Service fees from AHS are customizable and range from $75 to $125. The coverage caps are also about $2,500.
For more information, read our review of American Home Shield. To receive a free quote from American Home Shield, fill out this online form or call 888-365-2839.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
The Home Service Club offers the best home warranty with the quickest service for Natchitoches residents. HSC has established itself as a company with quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. It also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee. The home warranty provider offers 2 plans to policyholders with various options for appliance and system coverage.
The 2 plans from The Home Service Club are Standard Coverage Plan and Comprehensive Coverage Plan. Service fees from HSC are customizable and range from $65 to $90. The coverage caps are also generally about $2,000 at the maximum.
To read more, visit our review of The Home Service Club. To get a free quote from The Home Service Club, fill out this online form or call 800-750-9443.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard offers the most trustworthy home warranty for Natchitoches residents. The 3 policies that Liberty offers include differing levels of system and appliance coverage, as well as add-on options. Liberty has established itself as a company with a seamless complaint process and guaranteed service professionalism upon every repair visit. It also has a 60-day workmanship guarantee and some of the best customer service in the industry.
Liberty Home Guard offers 3 plans for Natchitoches homeowners. The Appliance Guard, Systems Guard, and Total Home Guard are the options they have, which have a mix of system and appliance coverage. The coverage caps associated with Liberty's plans are close to the $3,000 mark for most major systems and appliances, and service fees are an affordable $75.
Read our Liberty Home Guard Review to learn more. To get a free quote from Liberty Home Guard, you can fill out this online form or call 866-451-2281.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
Cinch Home Services offers the home warranty with the best workmanship guarantee for Natchitoches residents. Cinch has 3 simple plans, making the selection process easy. With a home warranty from Cinch, you can enjoy a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Not to mention, it has a broad range of coverage options that will give homeowners peace of mind.
The plans that Cinch offers to homeowners are Appliances Plan, Built-in Systems Plan, and Complete Home Plan. Cinch's service fees are customizable and range from $75 to $150, and the coverage limits come out to about $1,000-$2,000 per covered appliance or system.
To get a free quote from Cinch Home Services, you can fill out this online form or call 877-589-0505. For a more detailed breakdown, read our full review of Cinch Home Services.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Natchitoches
A home warranty is a protection plan that covers home systems and appliances. When your washer or dryer stops working and the repair costs several hundred dollars, a home warranty will ensure that your only cost is a predetermined service fee. Home warranty coverage usually starts without an inspection and generally goes into place about thirty days after making your first payment.
When you have an issue with one of your appliances or systems, you can submit a claim with your home warranty provider. Then, a customer service representative will reach out to you about a repair technician coming over to take a look at the issue. At this point, you will also have to pay your service fee. Once the repair person looks at the issue, they will deal with it at no cost to you. The only time a homeowner may have to pay out-of-pocket costs is if the repair or replacement is higher than the item's coverage cap.
A home warranty will cover systems and appliances that have stopped working due to normal wear and tear. For example, if your washing machine suddenly stops working under normal use conditions, you can call your home warranty provider. The appliances usually covered under a home warranty plan include dishwasher, garbage disposal, clothes washer, microwave, refrigerator, clothes dryer, and more. The systems usually included are ductwork, hot water heaters, plumbing systems, air conditioners, and electrical systems. Add-on options can vary by company but often include things like a central vacuum, sprinkler system, plumbing stoppages, septic system, and second refrigerator.
A home warranty will only help you with repairs and replacements due to normal wear and tear. If you don't take care of your home and maintain them properly, your home warranty will not cover it. Things like cosmetic damages, lack of maintenance, misuse, and pre-existing conditions are not included in a home warranty policy.
Home warranty plans are a great way to protect your home systems and appliances from normal wear and tear. With temperatures in Natchitoches hitting upward of 77 degrees in the summer, you may find that certain appliances, like your air conditioning system, get a lot of use. A home warranty can considerably lower your out-of-pocket costs should your HVAC system break down.
Another good thing about having a home warranty while selling your home is that you can probably transfer your home warranty to the new owners. It can make your house more attractive to potential home buyers and help your house sell faster.
Home warranties also have some downsides. Though it can save you time when the home warranty sends out a repair person who handles the repair for you, some people may not like this, and they may want to select a contractor themselves. If that's important to you, some home warranty companies allow you to select a contractor. Another thing to consider is that some companies don't cover pre-existing damage and may require an inspection before coverage begins. Ask the home warranty provider for clarification about this if you aren't sure or if this is a problem for you.
Although home warranties do have some things to bear in mind, whether during winter, summer, or the months in between, a home warranty can help reduce the inevitable hassle of home appliances and system repairs, giving you a little peace of mind.
Hopefully, you now feel as though you can choose the best home warranty for your Natchitoches home. When it comes to home warranties in Natchitoches, the best overall is Choice Home Warranty. Choice Home Warranty offers home warranties with comprehensive coverage at an affordable price.
Our pick for the best overall home warranty in Natchitoches is Choice Home Warranty but the right company for you will depend on factors like what appliances and systems you need to have covered.
A home warranty plan can help homeowners, investors, homebuyers, real estate agents, and home sellers. It can offer peace of mind to anyone that is involved with homeownership.
A home warranty policy will cover repair and replacement costs for systems and appliances in a home. Home warranties only cover damage due to normal wear and tear and often don't cover something that happened as a result of a pre-existing condition.
Home warranties cover the cost of repairs and replacements if it is within the coverage cap of the plan. If the replacement costs more than the home warranty covers, you will have to pay the rest out of pocket.
The service fee is the price homeowner pay each time there is a problem with a system or appliance. The service fees are typically between $60 and $150.