A home warranty can give you the peace of mind you need about your home and guard your bank account from large expenses by covering your home's major systems and appliances.
With hot summers, maintaining your home appliances and systems, specifically HVAC, are extremely important for homeowners in the Metairie area of Louisiana.
Finding the best home warranties on the market can be challenging because of the many options out there. If you are tired of trying to compare the different options, keep reading for our guide on the best home warranty companies in Metairie.
When you're ready to sign up for a home warranty plan, the first step is considering what items you need coverage for. After that, you can compare your options and call different home warranty providers to get a free quote. When deciding which home warranty company is the best one for you, here are some important factors to keep in mind:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Metairie
A home warranty is a plan that can reduce the cost of on appliance and system repairs and replacements. Working appliances and home systems are what make living in a Metairie home comfortable and convenient. When these things start to break down, it can be expensive and a nuisance. Luckily, with a home warranty plan, an affordable repair is just a phone call away.
When a covered appliance or system needs to be repaired or replaced, you file a claim with your home warranty company. Most companies have an online portal system to help you do this. Once you file the claim, it will be assigned to a local technician or repair person who will come and assess the issue. At this point, you will pay your service fee. Service fees for home warranties range from $60 to $150. Most home warranties also have a coverage cap, which is the maximum cost per year that the home warranty company will cover for repairs and replacements.
A home warranty will cover systems and appliances that have stopped working from normal wear and tear. For instance, if your refrigerator suddenly stops working under normal use conditions, your home warranty company can help. Appliances covered under a home warranty plan are the garbage disposal, dishwasher, refrigerator, microwave, dryer, and more. Systems that are covered usually include water heaters, plumbing systems, air conditioners, electrical systems, and heating systems. The add-on coverages can include roof leak, pool, spa, septic system, and sometimes even things like locksmith or pest control.
A home warranty will only cover normal wear and tear on your home systems and appliances. Things such as cosmetic damages, lack of maintenance, pre-existing conditions, and misuse are excluded from the home warranty policy.
Home warranty plans are an affordable way to protect your home systems and appliances from normal wear and tear. With temperatures in Metairie reaching upward of 76 degrees in the summer, you may find that some appliances, like your air conditioner, get a lot of use. A home warranty can significantly lower your out-of-pocket costs should your HVAC system break down.
Another added benefit of having home warranty coverage is that it can raise your home's property value. If you ever decide to sell your home, you may be able to transfer your home warranty plan to the new home buyers depending on the provider you have your home warranty with.
There are also some negatives to getting a home warranty plan, like the coverage exclusions. For example, home warranties may not cover home systems or appliances that are already covered under a manufacturer's warranty. Additionally, if you don't maintain your home systems or appliances properly, or if they need repairs or replacements due to a natural disaster or animal infestation — anything besides normal wear and tear — the home warranty may not cover it.
It can be challenging to budget for the unexpected expenses that can come with homeownership, but a home warranty can help you with that. Similar to any other warranty or insurance policy, there will always be advantages and disadvantages of purchasing one but its main purpose is to offer you protection and peace of mind.
Hopefully, you now feel as though you can select the right home warranty for your Metairie home. All of these top providers have impressive histories and backgrounds and coverage plans. Among them, Choice Home Warranty stands out as the best overall choice. Its comprehensive coverage, affordable pricing, and easy to understand policies make it a great home warranty for Metairie homeowners.
Our pick for the best overall home warranty provider in Metairie is Choice Home Warranty but the perfect company for you will vary based on factors like what appliances and systems you need to have covered.
A home warranty is a kind of service contract that covers repairing and replacing major home systems and appliances.
The systems and appliances in a home are covered under a home warranty plan in Metairie. Everything from a oven to a garage door can be covered under a home warranty.
The service fee is the price homeowner pay every time there's a problem with a home system or appliance. The service fees are usually priced between $60 and $150.
Owning a home can be expensive. When a system or appliance breaks down, it can leave homeowners unexpectedly having pay a large amount of money to fix it. With a home warranty in place, you won't have any large hits to your savings account for home maintenance.