A home warranty is a way to protect your bank account from unexpected large expenses. With a home warranty in place, your repair costs can be remarkably lower and allow you to live in your home with more peace of mind.
Kenner gives homeowners some great housing options and the opportunity to enjoy the sun all year round. However, those extreme temperatures can put quite a strain on your home's systems.
Because the home warranty market has a lot of providers — all with different offerings — our team at House Method did the research for you to help you find the best home warranty in Kenner.
When you're ready to sign up for a home warranty policy, the first step is thinking about what appliances and systems you want coverage for. From there, you can compare your options and call different home warranty companies for a free quote. Below is a list of factors that you'll want to keep in mind when choosing a home warranty provider:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Kenner
A home warranty is a money savings plan that helps homeowners get a handle on the high costs of appliance and systems repairs. Home warranties will provide coverage for a select number of home systems and appliances that need repairs or replacements due to normal wear and tear. A home warranty can make budgeting and managing your finances easier. Home warranty plans typically have a thirty-day waiting period from the time you pay to the time you can start using it.
When you have a system or appliance that experiences an issue, you file a claim with your home warranty provider. You can do so online or by telephone, and then a repair technician will come and fix the problem. At this point, you will pay a service fee, which is typically between $60 and $150 depending on what plan you opt for. Once the service fee is paid, a repair person will come to your home, assess the issue, and repair it. As long as the repair is covered by the warranty and it's within the coverage cap, most homeowners will not have any other out-of-pocket costs after the service fee is paid.
Home warranty plans help protect both home systems and appliances. A home warranty can cover repairs and replacements that are a result of normal wear . Appliances covered under a home warranty plan are usually the dryer, refrigerator, microwave, dishwasher, garbage disposal, and more. Systems that are covered usually include water heaters, electrical systems, air conditioners, plumbing systems, and heating systems. The add-on coverages can include pool, roof leak, spa, septic system, and sometimes even things like locksmith or pest control.
A home warranty will only protect against normal wear and tear on your home systems and appliances. Things such as pre-existing conditions, lack of maintenance, cosmetic damages, and misuse are not included in the home warranty policy.
Kenner is known for its hot summers, and if you live in Kenner, you know that those summers can be tough. During the summer months, your air conditioner can be strained in its effort to combat the heat. In the event that your air conditioner did stop working, a home warranty can cover the repairs and prevent you from spending out-of-pocket expenses.
On top of saving you money on out-of-pocket expenses, a home warranty can give you peace of mind and save you the hassle of trying to find a qualified technician to visit your home. Home warranties usually come with a network of pre-vetted contractors who can handle any repair issues you may come across.
One drawback of a home warranty is that there are usually exclusions. For instance, if you already have a manufacturer's warranty on one of your appliances, it may be excluded from the home warranty, so it's important to read over any contracts you're considering thoroughly to understand what is included and what isn't. Another thing to consider is that some companies don't cover pre-existing conditions and may require an inspection before coverage begins. Ask the home warranty provider for clarification about it if you aren't sure or if this is an issue for you.
It can be difficult to budget for the unexpected expenses that can come with homeownership, but a home warranty can help with that. Like any other warranty or insurance policy, there will always be advantages and disadvantages of getting one but its main purpose is to offer you protection and peace of mind.
Hopefully, this review of Kenner's top home warranty providers has helped you narrow down your choices and decide on a plan. Choice Home Warranty stands out as the best overall provider. It offers great coverage of all the essential home systems and appliances at an affordable cost with several optional add-ons.
The best home warranty provider in Kenner is Choice Home Warranty. Choice Home Warranty has a large network of professional technicians and a tremendous reputation in the Kenner area.
A home warranty is a type of service contract designed to give homeowners extra coverage for their household systems and appliances. These include refrigerators, washing machines, garbage disposals, dryers, dishwashers, sump pumps, water heaters, plumbing, electrical systems, and heating and cooling systems, among others. Some plans also provide coverage for ceiling fans, roofs, pools, and garage door openers. A home warranty can help you save money if these items break down unexpectedly.
A home warranty plan helps protect against the normal wear of systems and appliances in a home. Homeowners insurance protects your home in case of something like a natural disaster or fire. Under a homeowners insurance plan, you won't be able to file a claim should you need a new washing machine or air conditioner, unless the damage is a result of a natural disaster.
The systems and appliances in a home are covered under a home warranty in Kenner. Everything from a fridge to a garage door can be covered under a home warranty.
Most home warranties are going to cover replacement costs as well as repair costs. How much the home warranty will cover varies from one plan to the next. You can expect that home warranties will give you some money towards a replacement but the entire replacement may not be paid for.
A Kenner home warranty can cost anywhere from $40 to $80 a month. The higher-priced plans typically have higher coverage limits, a lower service fee, and more coverage.