A home warranty is a way to protect your budget from unexpected large expenses. With a home warranty in place, your repair costs can be considerably lower and give you some peace of mind.
Owning a home in Houma has many great advantages, but there are, of course, some negatives too. The hot, humid weather can cause problems in a home and destroy some systems and appliances.
Finding the best home warranty on the market can be quite time-consuming since there are lots of companies to decide between. That's why our team at House Method did the research and compiled a list of the top home warranty companies in Houma for you.
Once you're ready to purchase a home warranty plan, the first step is considering what items you need coverage for. From there, you can compare your options and call different home warranty providers for a free quote. Before deciding which home warranty to purchase, here are a few additional factors to bear in mind:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
Choice Home Warranty is the best overall home warranty in Houma. The 2 plans from Choice are easy to comprehend and have a mix of both system and appliance coverage. Choice offers very high coverage caps and simple-to-understand service contracts. Plus, it also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
The 2 plans from Choice Home Warranty are Basic Plan and Total Plan. Service fees from Choice are an affordable $85. The coverage caps are also typically about $3,000.
To receive a free quote from Choice Home Warranty, fill out this online form or give them a call at 929-400-6164. To read more, visit our detailed review of Choice Home Warranty.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
In Houma, Select Home Warranty is the most cost-effective home warranty. When you purchase a plan from Select, you will get a highly affordable service fee and free roof coverage upon purchase of a policy plan. Select Home Warranty also has an extensive network of highly trained professionals all over the country who are experts in home maintenance. The 3 plans from Select are easy to comprehend and offer a mix of both system and appliance coverage.
Select Home Warranty has 3 plans that offer a mix of system and appliance coverage. The coverage caps from Select are around $2,000. The service fees are a reasonable $60, which is lower than other providers in the Houma area.
For more information on this provider, read our review of Select Home Warranty. To get a free quote from Select Home Warranty, fill out this online form or call 888-370-3953.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
American Home Shield is the most customizable home warranty in Houma. When you purchase a policy from AHS, you will get the ability to customize your plan with the coverages that work specifically for your home. American Home Shield also has a remarkably low claim denial rate in comparison to other home warranty companies. AHS has 3 simple plans, making the selection process easy.
There are 3 home warranty plans from American Home Shield: ShieldSilver, ShieldGold, and ShieldPlatinum. AHS's service fees are customizable and range from $75 to $125, and the coverage limits come out to around $2,500 for each covered system or appliance.
Read our American Home Shield full review to learn more. To get a free quote from American Home Shield, you can fill out this online form or call 888-365-2839.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
The Home Service Club offers the best home warranty with the quickest service for Houma residents. The 2 plans from HSC are easily comprehensible and offer both system and appliance coverage. HSC has established itself as a company with quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. It also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
There are 2 home warranty plans from The Home Service Club: Standard Coverage Plan and Comprehensive Coverage Plan. HSC has coverage caps of around $2,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so be sure to check with the provider. Service fees are customizable and range from $65 to $90.
To receive a free quote from The Home Service Club, fill out this online form or give them a call at 800-750-9443. Read more by visiting our full review of The Home Service Club.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
In Houma, Liberty Home Guard is the most trustworthy home warranty. The 3 plans from Liberty are easy to comprehend and offer both system and appliance coverage. With a home warranty from Liberty, you can enjoy a seamless complaint process and guaranteed service professionalism upon every repair visit. Not to mention, it has a 60-day workmanship guarantee and some of the best customer service in the industry.
Liberty Home Guard has 3 plans that provide a mix of system and appliance coverage. The coverage caps from Liberty are around $3,000. The service fees are an affordable $75, which is cheaper than other providers in the Houma area.
Read more by visiting our review of Liberty Home Guard. To receive a free quote from Liberty Home Guard, fill out this online form or give them a call at 866-451-2281.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
Cinch Home Services is the home warranty with the best workmanship guarantee in Houma. Cinch has been in the home warranty industry for about 43 years. Cinch offers a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Plus, it also has a broad range of coverage options that will give homeowners peace of mind. The 3 plans that Cinch offers include differing levels of system and appliance coverage, as well as add-on options.
Cinch Home Services has 3 plans that offer a combination of appliance and system coverage. The coverage limits from Cinch are around $1,000-$2,000. The service fees are customizable and range from $75 to $150, which is lower than other providers in the Houma area.
To receive a free quote from Cinch Home Services, fill out this online form or give them a call at 877-589-0505. Read more by visiting our review of Cinch Home Services.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Houma
A home warranty is a home protection plan that can lower the cost of on appliance and system repairs and replacements. Our appliances and home systems are what make living in a Houma home comfortable and convenient. When these things start to break down, it can be pricey and a inconvenience. Fortunately, with a home warranty plan, an affordable repair is just a phone call away.
When you notice an issue with one of your appliances or systems, you can file a claim with your home warranty provider. Then, a customer service representative will contact you about a repair technician coming over to look at the problem. At this point, you will pay your service fee, which is usually between $60 and $150 depending on what plan you choose. After the service fee is paid, a repair person will come to your home, assess the issue, and make the repair. If the repair is covered under the warranty and the coverage cap is not reached, most homeowners will not have any other out-of-pocket costs .
A home warranty will cover systems and appliances from normal wear and tear. The appliances covered include a stove, cooktop, dishwasher, refrigerator, microwave, clothes dryer, clothes washer, and more. The systems included are the water heater, air conditioner, plumbing, electrical, heating system, and more. Many home warranty plans also have add-on coverage options like septic systems, roof leaks, locksmith, and even central vacuum.
An important thing to consider is that home warranties only cover normal wear and tear on your home systems and appliances. Things such as pre-existing conditions, misuse, lack of maintenance, and cosmetic damages are excluded from the home warranty policy.
Houma's hot summers can put a strain on a home's HVAC system. Whether it's summer or winter, a home warranty can cover your home's appliances and systems if they need to be repaired or replaced. For example, if your air conditioner fails in the middle of July, a home warranty can cover the needed repairs, preventing you from spending a lot of money out of pocket.
Not only can a Houma home warranty save you some money on repairs and replacements, it saves you time too. Instead of vetting service technicians by yourself, home warranty companies do the work for you and send a contractor from their network right to your door when you need them.
Home warranties also have some cons. While it can save you time when the home warranty sends out a repair person who does the repair for you, some people may not like this, and they may want to choose a contractor themselves. If that's important to you, some home warranty companies let you choose a contractor. Another thing to consider is that some providers don't cover pre-existing conditions and may require an inspection before coverage begins. Ask the home warranty provider for clarification about it if you need more information or if this is an issue for you.
Homeownership is a big responsibility that can be costly, but fruitful. A home warranty is one thing that can help with your home maintenance budget, but its worth for you is something you'll have to weigh before taking the leap and purchasing a policy.
A home warranty in Houma can save you thousands of dollars and give you peace of mind when it comes to expensive home repairs and replacements. The best provider in Houma is Choice Home Warranty. It offers comprehensive coverage at an affordable premium. However, other providers reviewed above also give great coverage choices for Houma residents.
The top home warranty provider in Houma is Choice Home Warranty. Choice Home Warranty has a large network of professional repair technicians and a tremendous reputation in the Houma area.
A home warranty is a service contract that covers the repairs and replacements of major home system components and appliances.
Home warranties cover problems related to systems and appliances that need repairs or replacements due to normal wear and tear. A homeowner's insurance policy is a different kind of insurance that protects one's entire home from natural disasters and fires. It doesn't cover normal appliance or system damage.
Home buyers, homeowners, landlords, real estate agents, and home sellers are all eligible for home warranty plans. A home warranty can help make your home more appealing to prospective buyers and save homeowners money in the long run.
A home warranty policy can cost on average about $300 to $800 a year in Houma. Our top-rated home warranty providers' most comprehensive coverage options vary from $546 to $840 per year. You can reduce your monthly bill with some companies by choosing a higher service fee. Additionally, it's typically less expensive to pay annually rather than monthly. For example, the warranty might cost $50 a month or $570 for 13 months. In this example, choosing the annual plan over monthly payments saves you $80. The key is to compare plans to determine what the best value is.
Owning a home can be costly. When a system or appliance breaks down, it can leave homeowners with an unexpected large expense to fix it. With a home warranty plan, you won't have any large hits to your savings account just to keep your home up and running.
