When one of your systems or appliances stops working, a home warranty will step in to help you cover the costs. Getting a home warranty can give homeowners the peace of mind they need to feel less stressed by homeownership.
With hot summers, working home appliances and systems, specifically HVAC, are very important for homeowners in the Baton Rouge area of Louisiana.
Finding the best home protection plan for your Baton Rouge home can be challenging, so our team at House Method did the research for you to help you find the best home warranty in Baton Rouge. Read on for our home warranty recommendations and learn which plan works best for your home.
Selecting the best company for your home warranty is the first step toward protecting your home. Here are some factors to consider when looking for a home warranty in Baton Rouge:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
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A home warranty is a home protection plan that can help homeowners save money on appliance and system repairs and replacements. Our appliances and home systems are what make living in a Baton Rouge home comfortable and convenient. When these things need repairs or replacements, it can be pricey and a inconvenience. Luckily, with a home warranty plan, an affordable repair is just a phone call away.
When one of your systems or appliances has a problem, you file a claim with your service provider. You can do so in an online portal or by calling them, and then a technician will come and fix the problem. The claim is then processed, and a homeowner will pay a service fee to schedule the repair for their home. This repair will generally happen within 24 to 72 hours and should only cost the homeowner the price of the service fee. Most service fees are between $60 and $150.
Home warranties help protect both home systems and appliances. A home warranty can cover repairs and replacements that are a result of normal wear and tear. The appliances typically covered under a home warranty plan include dishwasher, refrigerator, microwave, clothes washer, clothes dryer, garbage disposal, and more. The systems usually included are air conditioners, plumbing systems, ductwork, electrical systems, and hot water heaters. The add-on coverage options can include roof leak, septic system, spa, pool, and sometimes even things like locksmith or pest control.
A Baton Rouge home warranty will only cover repairs and replacements due to normal wear and tear. If your appliances have cosmetic issues or you have not properly maintained your home systems and appliances, the home warranty will not cover it. Also, pre-existing conditions, intentional breakages, and natural disasters are not covered with a Baton Rouge home warranty.
Baton Rouge is known for its hot summers, and if you live in Baton Rouge, you know that those summers can be sweltering. During the summer months, your air conditioner can be strained in its effort to combat the heat. In the event that your air conditioner did break down, a home warranty can cover repairs and help lower your out-of-pocket expenses.
A home warranty can also yield value in other ways. For instance, some plans can be transferred between owners during a home sale.
One major drawback of home warranties is not every home system and appliance you care about may be covered. It's important to weigh the different policies and purchase one that covers all the appliances, systems, and add-ons you need. Another possible pain point of home warranties is that they don't cover items that haven't been properly maintained. This can lead to your claims being denied, so it's important to be sure you follow the manufacturer's guidelines for maintenance of your home systems and appliances.
It's not always easy to budget for the unexpected expenses that can come with owning a home, but a home warranty can help you with that. As with any sort of warranty or insurance policy, there will always be pros and cons of buying one but its main purpose is to offer you protection and peace of mind.
Hopefully, you now feel positive that you can choose a home warranty in Baton Rouge after reading our guide. All of these top home warranty providers have impressive experience in the industry and coverage plans. Among them, Choice Home Warranty stands out as the best overall choice. With its comprehensive coverage, affordable pricing, and a good history in the industry, Choice Home Warranty has a lot to offer.
The top home warranty provider in Baton Rouge is Choice Home Warranty. Choice Home Warranty has an expansive network of professional technicians and a tremendous reputation in the Baton Rouge area.
Home warranty policies cover issues related to home systems and appliances that need repairs or replacements due to normal wear and tear. A homeowner's insurance policy is a larger plan that protects the entire home from situations like natural disasters and fires. It doesn't cover typical appliance or system damage.
Most home warranty policies have a 30-day waiting period before you can file claims, but some may offer coverage sooner so make sure you check with the company about this.
A service fee is a cost that you pay before a service technician or contractor comes to your home to repair your home warranty-related issue. Prices typically range between $60 and $150. Service fees are sometimes called deductibles, and they should be the only out-of-pocket cost that homeowners are subject to with a home warranty except for the policy's premium.
Homeownership can be pricey. When a system or appliance breaks down, it can leave homeowners unexpectedly having pay a large amount of money to fix it. With a home warranty policy, you will not have any large hits to your savings account just to keep your home up and running.