A home warranty can offer you the peace of mind you need about your home and protect your savings account from large expenses by covering your home's major systems and appliances.
Being a homeowner in Alexandria is a great option for those who enjoy up and coming cities. However, as great as Alexandria is, homeownership always comes with its fair share of downsides, such as trying to take care of your home repairs yourself.
Although a home warranty can help with your expenses as a homeowner, one issue is narrowing down the perfect choice for your Alexandria home. That's why we've done the research and have made a guide of the top home warranty companies in Alexandria.
The first step in protecting your home with a home warranty is determining which company's plan fits your needs. Figure out which appliances and systems in your home you need coverage for and compare the plans. Below is a list of factors that you'll want to keep in mind when selecting a home warranty provider:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
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A home warranty is a service contract that makes it more affordable when one of your home systems or appliances breaks down. A home warranty can help homeowners who need to keep a budget in place and don't want to use their savings to pay for large repair or replacement expenses. Typically about 30 days after purchasing a home warranty plan, the coverage will start on your home systems and appliances.
When you have a problem with one of your appliances or systems, you can file a claim with your home warranty provider. Then, a customer service representative will reach out to you about a contractor coming over to look at the issue. At this point, you will pay your service fee. Service fees for home warranties range in price from $60 to $150. Most home warranties also have a coverage cap, which is the maximum cost per year or appliance that the home warranty will cover for repairs and replacements.
A home warranty plan will cover systems and appliances that have stopped working from normal wear and tear. For instance, if your washing machine suddenly stops working under normal use conditions, you can call your home warranty company. The appliances typically covered under a home warranty plan are the dryer, refrigerator, microwave, dishwasher, oven, washing machine, and more. System coverage typically includes plumbing, electrical systems, water heaters, heating systems, air conditioning, and more. Many home warranty plans also provide add-on coverage options like central vacuum, roof leaks, septic systems, and even locksmith.
A Alexandria home warranty will only cover repairs and replacements due to normal wear and tear. If you are experiencing cosmetic issues with appliances or you have not properly maintained your home systems and appliances, the home warranty will not cover it. Also, intentional breakages, pre-existing conditions, and natural disasters are not covered with a Alexandria home warranty.
Alexandria's hot summers can put a strain on a home's HVAC system. Whether it's summer or winter, a home warranty will cover your home's appliances and systems if they need to be repaired or replaced. For example, if your air conditioner fails in the middle of July, a home warranty can cover the needed repairs, saving you from spending unexpected money out of pocket.
Another good thing about having a home warranty if you want to sell your home is that you can probably transfer your home warranty plan to the new owners. This can make your home more attractive to potential home buyers and may help your home sell faster.
One downside of getting a home warranty is that there are usually exclusions. For instance, if you already have a manufacturer's warranty on one of your appliances, it may not be included in the home warranty, so it's important to read over any contracts you're considering carefully to get a sense of what is included and what isn't. Another drawback is that home warranties may exclude some repairs, like those that are needed because of natural disasters. For example, if a tree falls onto your house and damages the roof, the systems and appliances that were affected most likely won't be covered by the home warranty.
Whether or not a home warranty is worth it comes down to your personal preference. Like any other sort of insurance policy or warranty, it's there to give you some peace of mind, so you will have to be the judge of how much that is worth to you.
Hopefully, you now feel positive that you can choose a home warranty provider in Alexandria after reading our reviews. When it comes to home warranties in Alexandria, the best overall is Choice Home Warranty. It offers great coverage at an affordable cost. However, other options reviewed above are also great choices for Alexandria residents.
Our pick for the best overall home warranty in Alexandria is Choice Home Warranty but the best company for you will depend on factors such as what appliances and systems you need to have covered.
A home warranty is a type of service contract that gives homeowners extra coverage for their household systems and appliances. These include dishwashers, dryers, refrigerators, washing machines, garbage disposals, electrical systems, water heaters, plumbing, heating and cooling systems, and sump pumps, among others. Some policies also provide coverage for roofs, ceiling fans, garage door openers, and pools. A home warranty can help you save money if these items break down unexpectedly.
A home warranty can help investors, homebuyers, home sellers, real estate agents, and homeowners. It can provide peace of mind and savings to anyone that is involved with homeownership.
A home warranty plan will cover repair and replacement costs for home systems and appliances. Home warranties will not cover the intentional breaking of an appliance or pre-existing conditions.
A home warranty in Alexandria can cost anywhere from $40 to $80 a month. Higher-priced plans usually have a lower service fee, higher coverage limits, and more coverage.
Owning a home can be costly. When a system or appliance breaks down, it can leave homeowners unexpectedly having pay a large amount of money to fix it. With a home warranty policy, you will not have any large hits to your bank account .