When one of your systems or appliances breaks down, a home warranty will step in to help you cover the costs. Having a home warranty in place can give homeowners the peace of mind they need to feel less anxious about homeownership.
Homeownership in Versailles can be a satisfying stage for many people, but it also comes with its fair share of difficulties. Updating your home's systems and appliances can be an unforeseen financial burden for many homeowners.
Finding the best home warranty on the market can be quite time-consuming since there are so many companies to choose from. That's why the House Method team did the research and put together a list of the best home warranty companies in Versailles for you.
Choosing the right home warranty in Versailles for you depends on the type of coverage you want, the home warranty provider you opt for, and where you live, among other factors. Here is a list of some tips on looking for a home warranty in Versailles:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
Choice Home Warranty is the best overall home warranty in Versailles. The 2 plans that Choice has include differing levels of system and appliance coverage, as well as add-on options. If you're looking for very high coverage caps and simple-to-understand service contracts, Choice is the perfect provider for you. Plus, it has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
The plans that Choice offers to homeowners are Basic Plan and Total Plan. Service fees from Choice are an affordable $85. The coverage caps are also generally around $3,000 at the maximum.
To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164. For more information on this provider, read our Choice Home Warranty full review.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty offers the most cost-effective home warranty in Versailles. With a home warranty from Select, you can benefit from a highly affordable service fee and free roof coverage upon purchase of a policy plan. Not to mention, it has an extensive network of highly trained professionals all over the country who are experts in home maintenance. The 3 plans from Select are easy to comprehend and offer both system and appliance coverage.
There are 3 home warranty plans from Select Home Warranty: Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. The coverage limits from Select are about $2,000. The service fees are a reasonable $60, which is cheaper than other providers in the Versailles area.
To read more, visit our Select Home Warranty full review. To receive a free quote from Select Home Warranty, fill out this online form or give them a call at 888-370-3953.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
American Home Shield is the most customizable home warranty for Versailles residents. AHS has more than 25 years of experience in the home warranty industry, and has provided great customer service at an affordable cost to its customers. AHS has established itself as a company with the ability to customize your plan with the coverages that work specifically for your home. It also has a remarkably low claim denial rate in comparison to other home warranty companies. AHS has 3 simple plans, making the selection process easy.
The 3 plans from American Home Shield are ShieldSilver, ShieldGold, and ShieldPlatinum. The coverage caps associated with AHS's plans are around the $2,500 mark for most of the major systems and appliances, and service fees are customizable and range from $75 to $125.
To get a free quote from American Home Shield, you can fill out this online form or call 888-365-2839. For more information on this provider, read our American Home Shield full review.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
The Home Service Club offers the best home warranty with the quickest service in Versailles. HSC is a home warranty provider with 14 years of experience in the industry, and it has proved to be one of the best providers in the business. The home warranty provider offers 2 plans to policyholders that have various system and appliance coverage options. If you're looking for quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days, you'll want to have this plan on your side. Plus, it has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
The Home Service Club offers 2 plans for Versailles homeowners. The Standard Coverage Plan and Comprehensive Coverage Plan are the options they have, which have a mix of system and appliance coverage. The coverage caps associated with HSC's plans are close to the $2,000 mark for many major systems and appliances, and service fees are customizable and range from $65 to $90.
To receive a free quote from The Home Service Club, you can fill out this online form or call 800-750-9443. Read more by visiting our The Home Service Club full review.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
In Versailles, Liberty Home Guard offers the most trustworthy home warranty. Liberty has 3 plans for homeowners to choose from. When you buy a home warranty from Liberty, you will get a seamless complaint process and guaranteed service professionalism upon every repair visit. Liberty Home Guard also has a 60-day workmanship guarantee and some of the best customer service in the industry.
Liberty Home Guard has 3 plans that offer a combination of system and appliance coverage. Service fees from Liberty are an affordable $75. The coverage caps are also generally about $3,000 at the maximum.
For a more detailed breakdown, read our review of Liberty Home Guard. To receive a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281.
Established company with a BBB accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
In Versailles, First American Home Warranty offers the best home warranty for appliance coverage. With a home warranty from First American, you can enjoy very affordable and comprehensive appliance coverage. Not to mention, it has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified. First American has 2 plans for you to decide between.
The plans that First American offers to homeowners are Basic Plan and Premier Plan. First American has coverage caps of around $1,500 for most appliances and systems, but with some plans, the coverage caps can be higher, so be sure to check with the provider. Service fees are a reasonable $85.
To get a free quote from First American Home Warranty, fill out this online form or call 833-204-7164. To read more, visit our First American Home Warranty full review.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
Cinch Home Services offers the home warranty with the best workmanship guarantee in Versailles. If you're looking for a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done, Cinch is the perfect provider for you. Plus, it has a broad range of coverage options that will give homeowners peace of mind. Cinch has 3 simple plans, making the selection process and policy coverage easily understandable.
Cinch Home Services offers 3 plans for Versailles homeowners. The Appliances Plan, Built-in Systems Plan, and Complete Home Plan are the options they have, which contain a mix of system and appliance coverage. Cinch has coverage caps of around $1,000-$2,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so be sure to check with the company. Service fees are customizable and range from $75 to $150.
To get a free quote from Cinch Home Services, fill out this online form or call 877-589-0505. Read our review of Cinch Home Services to learn more.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Versailles
A home warranty is a protection plan that covers home systems and appliances. When your refrigerator stops working and the repair is several hundred dollars, a home warranty will make sure that your only responsibility is a predetermined service fee. Home warranty coverage often starts without an inspection and generally goes into place about thirty days after making your first payment.
When you have a problem with one of your appliances or systems, you can file a claim with your home warranty company. Then, a customer service representative will reach out to you about a contractor coming over to take a look at the problem. Once you submit the claim, it will be assigned to a local repair person that will come to your home and take a look at the problem. At this point, you pay the service fee. Service fees usually range in price from around $60 to $150 and this is the only out-of-pocket fee you will need to pay unless the repair cost is higher than your home warranty's coverage cap.
A home warranty provides coverage on your home's major appliances and systems and it can help bring down your home maintenance expenses. The appliances include a refrigerator, dishwasher, stove, microwave, clothes dryer, clothes washer, cooktop, and more. The systems included are the water heater, heating system, plumbing, electrical, air conditioner, and more. The add-on coverage options can include spa, septic system, pool, roof leak, and sometimes even things like locksmith or pest control.
Versailles homeowners should know that a home warranty plan will only cover repairs and replacements due to normal wear and tear. Home warranties do not cover things like natural disasters, cosmetic issues, pre-existing conditions, or misuse of a system or appliance. You need to keep up with preventative maintenance on your home systems and appliances to make sure that your next repair or replacement-related complication will be covered by the policy.
Versailles' mild winters and hot summers can put a strain on a home's HVAC system. Whether it's summer or winter, a home warranty can cover your home's appliances and systems in the event they need to be repaired or replaced. For example, if your air conditioner breaks down in the middle of July, a home warranty can cover the repairs, saving you from spending a lot of money out of pocket.
Another added benefit of having a home warranty policy is that it can raise your home's property value. If you ever decide to sell your home, you may be able to transfer your home warranty plan to the new home buyers depending on the provider you purchased your home warranty through.
As for the negatives of home warranties, coverage varies by company so it's important to review what each plan covers and doesn't include in the contract. Another stipulation is that home warranties usually only cover malfunctions due to normal wear and tear. They often won't cover home systems or appliances that have need repairs or replacements due to natural disasters, animal infestations, improper maintenance, etc.
It can be difficult to budget for the unexpected expenses that can come with homeownership, but a home warranty can help you with that. Similar to any other warranty or insurance policy, there will always be benefits and drawbacks of purchasing one but its main purpose is to provide protection and peace of mind.
A home warranty in Versailles can save you thousands of dollars and give you peace of mind when it comes to costly home repairs and replacements. The best provider in Versailles is Choice Home Warranty. With its comprehensive coverage, fair pricing, and a good reputation in the industry, Choice Home Warranty has a lot to offer.
The best home warranty company in Versailles is Choice Home Warranty. Choice Home Warranty has a large network of professional contractors and a respected reputation in the Versailles area.
A home warranty is a type of service contract that provides homeowners extra coverage for their household systems and appliances. These include garbage disposals, dryers, dishwashers, refrigerators, washing machines, water heaters, sump pumps, plumbing, electrical systems, and heating and cooling systems, among others. Some companies also provide coverage for garage door openers, pools, ceiling fans, and roofs. A home warranty can help you save money if these appliances and systems break down unexpectedly.
Home warranty policies cover issues with home systems and appliances that need to be repaired or replaced due to normal wear and tear. The homeowner's insurance policy is a larger plan that protects the entire home from situations like natural disasters and fires. It doesn't cover normal appliance or system breakage.
A home warranty can help home sellers, homebuyers, homeowners, real estate agents, and investors. It can offer peace of mind and savings to anyone involved in homeownership.
A service fee is an expense that must be paid before a service technician or contractor comes to your home to fix your home warranty-related problem. The pricing is typically between $60 and $150. Service fees are sometimes referred to as deductibles, and they should be the only out-of-pocket cost that homeowners have with a home warranty in place apart from the monthly premium/annual cost.
Many homeowners find a home warranty is a good investment since it can help protect against unforeseen expenses. If you're worried about your finances and your ability to keep your home in good working order, getting a home warranty can help. One of the major positives of a home warranty is that it can give you some financial peace of mind.
